Samsung Life Insurance Co., Ltd.

Samsung Life Insurance Co., Ltd.

KKRX:032830
245,000.00
KRW
+3,500.00
(+1.45%)
16,416.88EPS
25.70P/E
72.01TMarket Cap
Nov 12Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
95,474.1
137,691.65
137,827.44
154,205.44
160,962.11
167,173.71
157,964.78
156,321.87
158,860.51
112,284.17
135,880.62
133,067.17
158,661.88
214,203.64
Basic EPS, GAAP
3,059
7,062
6,418
11,407
6,494
9,268
5,443
7,049
8,183
12,085
10,554
11,732
12,824
15,604.62
Free Cash Flow per Basic Share
51,335.31
46,391.87
27,039.16
21,283.72
5,474.75
1,996.16
46,610.44
15,467
13,624.35
4,153.79
7,439.14
27,193.46
28,326.27
7,317.85
Dividend per Share
1,628.09
1,072.3
1,803.34
2,477.09
1,420.17
2,220.01
2,859.09
2,859.12
2,735.12
3,300.38
3,326.35
4,026.36
4,869.6
3.87
Book Value per Share
96,107.06
109,742.69
119,392.05
148,374.05
153,750.16
139,786.55
198,619.41
233,299.74
210,565.76
220,940.35
236,323.99
201,016.19
349,293.46
806,565.61
Tangible Book Value per Share
95,092.85
107,355.25
116,569.99
143,493.01
148,157.42
135,049.77
194,479.8
229,662.13
207,245.76
217,807.05
233,152.08
197,888.48
345,884.6
803,251.42
Basic Weighted Avg Shares
192
189
189
180
180
180
180
180
180
180
180
180
180
180
Sales/Revenue/Turnover
18,319,667
26,077,730
26,011,396
27,770,592
28,903,803
30,021,679
28,365,488
28,070,209
28,526,867
20,163,319
24,401,760
23,896,276
28,491,301
38,465,497
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
130,362
192,919
210,373
302,832
309,950
390,766
543,900
499,865
465,314
327,405
276,859
294,238
308,584
318,482
Net Income, GAAP
586,964
1,337,488
1,211,233
2,054,267
1,166,121
1,664,382
977,391
1,265,766
1,469,436
2,170,152
1,895,312
2,106,839
2,302,837
2,802,190
Effective Tax Rate (%)
22.95
16.62
11.81
17.55
24.93
26.71
26.29
24.48
21.46
5.44
20.53
19.67
18.18
16.61
Profit Margin (%)
3.2
5.13
4.66
7.4
4.03
5.54
3.45
4.51
5.15
10.76
7.77
8.82
8.08
7.28
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
421,468
385,253
932,679
12,787,849
13,846,063
15,609,893
14,687,705
15,461,594
18,108,843
20,182,899
19,617,536
19,958,867
23,113,898
26,971,043
Total Equity
19,030,391
22,284,739
23,721,745
28,308,448
31,121,572
30,505,459
37,316,405
43,610,634
39,625,367
41,562,020
44,337,441
38,102,682
64,835,318
146,956,587
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.06
6.76
5.64
7
3.26
4.21
2.8
2.65
3.12
5.17
4.74
5.56
5.09
3.78
Return on Common Equity (%)
2.93
6.84
5.66
8.44
4.3
6.32
3.22
3.26
3.69
5.6
4.62
5.37
4.66
3.18

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
23,113,898
24,886,060
26,971,043
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
180
180
180
Market Capitalization
28,300,985
37,800,491
72,009,486

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
204,625,290
220,632,071
303,430,760
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.5%
11.71%
70.16%
Free Cash Flow
227.26%
53.48%
4.16%
Net Income, GAAP
12.89%
14.32%
9.3%
Sales/Revenue/Turnover
1.86%
2.1%
19.23%
Total Cash Common Dividend
- -
11.82%
20.94%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,936,474
5,862,892
5,530,099
6,226,881
23,896,276
2025
5,832,005
7,281,909
7,167,579
7,819,105
28,491,301
2026
8,324,195
15,154,618
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,464
4,157
3,751
360.27
11,732
2025
3,538
4,226
4,026.09
1,034.13
12,824
2026
6,702.39
3,842
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
4,026.36
2025
- -
- -
3.87
- -
4,869.6
2026
- -
- -
- -
- -
- -

Company Description

CEO
Won-Hak Hong
Full Time Employees
5,124
Sector
Finance
Industry
Life/Health insurance
Address
11, Seocho-Daero 74-gil Seoul SL South Korea 06620
IPO Date
May 12, 2010
Business
Samsung Life Insurance Co., Ltd. is a prominent financial services provider operating across South Korea and internationally, serving both individual and corporate clients. As the largest life insurer in its home market and a core subsidiary of the expansive Samsung Group, the company delivers a wide array of financial products. Its comprehensive offerings span various insurance solutions, including life, health, critical illness, and pension plans, alongside savings and direct insurance options. Beyond traditional coverage, the firm extends its services to include an assortment of loan products such as credit, mortgage, and corporate financing, as well as retirement pension schemes, investment funds, asset management, and trust services. The company further diversifies its activities through specialized credit finance and real estate investment endeavors. Strategically, Samsung Life Insurance continues to expand its footprint in international markets, with a particular focus on growth opportunities within Southeast Asia, building on its existing presence in countries like Thailand and China. Recent initiatives in 2025 include the introduction of new products like Samsung Dementia Insurance and Samsung Golden Whole Life Insurance, alongside a strategic acquisition of a minority stake in Hayfin. The company also managed its stake in Samsung Electronics in early 2025 to ensure compliance with financial regulations. Demonstrating robust financial health, the firm reported strong investment profits contributing to a 3.7% year-over-year increase in net profit for the first nine months of fiscal year 2025 and is committed to enhancing shareholder returns. Established in 1957 and headquartered in Seoul, South Korea, Samsung Life Insurance remains a leader in the financial sector, providing a stable and integrated suite of services.