Shinhan Financial Group Co., Ltd.

Shinhan Financial Group Co., Ltd.

88,100.00
KRW
-2,200.00
(-2.44%)
10,865.45EPS
8.82P/E
44.97TMarket Cap
Oct 27Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
24,883.96
27,096.67
28,267.95
28,511.56
30,812.16
33,559.43
42,211.6
41,633.86
40,800.57
29,616.62
32,928.7
34,711.16
37,803.55
40,005.71
Basic EPS, GAAP
3,686.2
4,258.06
4,861.31
5,811.78
6,155.25
6,664.69
6,998.97
6,824.5
7,525.99
9,170.28
8,412.88
8,790.79
10,219.36
10,865.45
Free Cash Flow per Basic Share
-3,106.74
-4,904.6
5,720.87
7,288.53
1,591.93
-13,977.2
13,551.15
-3,354
6,197.44
12,275.11
-358.99
7,600.33
18,692.91
44,556.86
Dividend per Share
851.01
843.09
1,151.75
1,411.02
1,490.02
1,508.93
1,708.4
1,936.36
2,282.11
3,028.57
2,814.62
2,503.1
2,659.55
3,178.8
Book Value per Share
57,494.98
60,965.98
64,457.25
65,026.72
68,633.9
75,340.56
84,325.45
84,722.9
92,156.1
99,002.56
104,234.34
111,814.39
120,893.48
127,439.91
Tangible Book Value per Share
48,582.32
52,208.4
55,460.32
56,113.78
59,622.25
66,159.55
72,249.62
74,099.38
81,229.16
87,587.31
92,107.75
99,546.15
108,542.92
114,795.65
Basic Weighted Avg Shares
498
474
474
474
474
474
486
500
534
509
519
506
486
477
Sales/Revenue/Turnover
12,398,378
12,849,232
13,404,650
13,520,169
14,611,113
15,895,395
20,526,896
20,831,222
21,789,544
15,068,299
17,096,837
17,571,888
18,390,840
19,066,310
Operating Margin (%)
21.27
20.66
22.18
22.99
26.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
319,730
312,966
278,882
259,941
253,344
301,916
677,152
768,488
902,692
999,682
1,185,006
1,280,382
1,295,085
1,254,536
Net Income, GAAP
1,898,577
2,081,110
2,367,171
2,774,778
2,918,816
3,156,722
3,403,497
3,414,595
4,019,254
4,665,643
4,368,035
4,450,177
4,971,561
- -
Effective Tax Rate (%)
23.21
23.29
22.12
10.9
22.34
28.4
25.84
26.42
26.35
25.31
24.93
24.4
26.62
27.71
Profit Margin (%)
15.31
16.2
17.66
20.52
19.98
19.86
16.58
16.39
18.45
30.96
25.55
25.33
27.03
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
59,934,276
62,329,091
65,927,172
73,068,104
82,985,080
86,023,408
105,075,191
105,921,075
123,316,428
119,125,148
126,438,204
138,686,561
141,530,776
137,776,604
Total Equity
29,855,138
30,514,908
31,813,056
31,744,980
33,703,618
36,651,430
41,930,381
46,356,858
50,215,950
53,423,558
56,321,865
58,821,033
60,372,324
62,519,770
Return on Invested Capital (%)
2.2
2.19
2.37
2.71
2.39
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.94
2.15
2.4
2.69
2.32
2.33
2.35
2.22
2.41
2.64
2.4
2.28
2.43
- -
Return on Common Equity (%)
6.88
7.19
7.75
8.98
9.21
9.28
9.17
8.28
8.8
9.52
8.41
8.15
8.76
8.87

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
54,293
- -
- -
LT Borrowings
140,740,437
132,874,734
137,776,604
LT Finance Leases
790,339
- -
- -
Preferred Equity and Hybrid Capital
274,055
274,055
274,055
Shares Outstanding
477
473
469
Market Capitalization
36,693,404
41,445,648
44,973,333

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
144,609,392
144,991,630
153,712,379
Accounts Receivable, Net
27,441,511
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
38,792,300
722,000
262,424
ST Debt
54,293
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.69%
5.44%
2.64%
Free Cash Flow
-369.21%
-467.88%
136.35%
Net Income, GAAP
7.97%
8.2%
11.72%
Sales/Revenue/Turnover
4.3%
-1.07%
4.66%
Total Cash Common Dividend
11.28%
7.18%
2.11%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,261,109
4,397,951
4,270,615
4,600,080
17,571,888
2025
4,335,263
4,724,775
4,458,492
4,802,923
18,390,840
2026
4,683,116
5,121,779
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,583.24
2,804.37
2,573.62
814.05
8,790.79
2025
3,003.19
3,178.1
2,848.64
1,070.12
10,219.36
2026
3,419.87
3,867.98
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81.73
1,155.72
618.69
653.63
2,503.1
2025
98.2
1,222.85
663.74
686.89
2,659.55
2026
111.22
1,727.9
- -
- -
- -

Company Description

CEO
Ok-Dong Jin
Full Time Employees
189
Sector
Finance
Industry
Major banks
Address
20, Sejong-daero 9-gil Seoul SL South Korea 04513
IPO Date
Sep 10, 2001
Business
Shinhan Financial Group Co., Ltd. (055550.KS) operates as a financial holding company providing a comprehensive range of financial products and services through its subsidiaries in South Korea and internationally; core offerings include retail banking such as demand, savings, and fixed deposits, checking accounts, mortgages, home equity and retail lending, electronic banking, ATMs, bill payments, payroll and check-cashing, currency exchange, and wire transfers; corporate banking encompassing investment banking, real estate financing, overseas real estate and development project financing, infrastructure and structured financing, equity/venture investments, mergers and acquisitions consulting, securitization and derivatives including securities and foreign exchange trading, business expansion financing and consulting, and working capital and facilities loans; treasury and investment activities in international capital markets featuring foreign currency-denominated securities trading, foreign exchange services, trade-related financial services, international factoring, and foreign banking operations; as well as real estate trust, investment advisory, venture business investment, life and non-life insurance, trust account management, securities brokerage, asset management, credit cards, and cash and liquidity management services including transaction inquiries, fund transfers, letters of credit, trade finance, payment and collection management, sales and acquisition settlement, business-to-business settlement, sweeping, pooling, ERP interface, host-to-host banking, and SWIFT SCORE. The company, founded in 1982 and headquartered in Seoul, South Korea, manages key subsidiaries such as Shinhan Bank, Shinhan Card, Shinhan Investment Corp., Shinhan Life Insurance (following its merger with Orange Life in July 2021), Shinhan Capital, Shinhan Asset Management, Jeju Bank, and others, with operations spanning 17 countries including the United States, Vietnam, Japan, China, and Europe. Recent developments include the completion in July 2025 of a US$5 billion global medium-term notes program update and a US$500 million 4.500% senior unsecured notes offering due 2030, alongside provision of KRW 960.5 billion in transition finance in 2024 to support carbon neutrality efforts, expanded green financing totaling 5.3 trillion won, and ongoing digital transformation and Southeast Asian market growth initiatives.

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