Arzan Financial Group for Financing and Investment (KPSC)

Arzan Financial Group for Financing and Investment (KPSC)

KKSE:ARZAN
269.00
KWF
+7.00
(+2.67%)
27.29EPS
14.10P/E
332.43BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
0.01
0.01
0.01
- -
0.01
0.01
0.01
0.02
0.01
0.01
Basic EPS, GAAP
- -
- -
-0.01
- -
- -
- -
- -
-0.01
0.01
0.01
0.01
0.01
0.02
0.02
Free Cash Flow per Basic Share
0.01
- -
- -
- -
- -
- -
0.01
- -
- -
- -
- -
-0.01
-0.01
-0.01
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.12
0.12
0.11
0.11
0.12
0.11
0.1
0.1
0.13
0.12
0.14
0.18
0.23
0.23
Tangible Book Value per Share
0.12
0.12
0.11
0.11
0.12
0.11
0.1
0.1
0.13
0.12
0.14
0.18
0.23
0.23
Basic Weighted Avg Shares
973
974
974
974
974
974
974
968
957
933
938
948
961
947
Sales/Revenue/Turnover
3
5
-1
4
5
7
8
2
11
13
9
18
11
11
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
4
-7
1
2
3
1
-10
7
8
7
14
23
23
Effective Tax Rate (%)
3.78
2.96
- -
0.72
1.59
1.6
- -
- -
0.21
0.47
2.09
2.24
5.05
3.13
Profit Margin (%)
94.46
74.41
536.29
17.86
33.16
38.97
13.45
-422.65
68.68
62.28
79.02
77.54
202.69
205.44
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
23
17
24
27
22
22
30
24
22
29
25
44
69
70
Total Equity
138
156
154
153
119
112
108
123
165
157
172
227
302
287
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.72
1.44
- -
-0.7
0.83
2.02
0.48
- -
3.62
3.39
2.82
5.2
6.77
6.05
Return on Common Equity (%)
2.02
3.08
-6.31
0.62
1.56
2.33
1.09
-9.73
6.83
6.91
5.7
9.27
11.74
11.22

Capital Structure

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
961
961
961
Market Capitalization
337
301
332

Working Capital

KWD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6
8
9
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.55%
20.84%
32.72%
Free Cash Flow
-188.2%
-108.55%
-35.78%
Net Income, GAAP
-94.61%
-3.36%
64.87%
Sales/Revenue/Turnover
6.54%
87.38%
-36.92%
Total Cash Common Dividend
- -
- -
55.09%

Quarterly Revenue

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
3
9
1
18
2025
3
5
3
1
11
2026
1
7
- -
- -
- -

Quarterly Earnings Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.01
- -
0.01
2025
0.02
- -
0.01
- -
0.02
2026
0.01
- -
- -
- -
- -

Quarterly Dividends Per Share

KWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Jassem Hassan Ali Zainal
Sector
Finance
Industry
Investment managers
Address
Kuwait City Kuwait
IPO Date
Dec 31, 1996
Business
Arzan Financial Group for Financing and Investment K.P.S.C. is a Kuwait-based diversified investment and financial services firm that provides comprehensive asset management, investment banking, consumer and commercial financing, real estate investment, and debt collection solutions to retail, corporate, and institutional clients. Founded in 1980 and headquartered in Kuwait City, Kuwait, the company operates across the Middle East and North Africa (MENA) region, Europe, and North America. The company delivers its offerings across several core business segments: Asset Management, Credit and Financing, Real Estate, Venture Capital, and Debt Collection Services. Its specific products and services comprise discretionary and non-discretionary portfolio management; public and private equity investments; corporate finance advisory, debt capital structuring, and initial public offering (IPO) arrangement; specialized mutual funds and yield-generating structured notes; consumer installment credit, auto loans, SME financing, commercial cash facilities, and equipment leasing; bad debt recovery, legal receivables management, and delinquent account collections; venture capital funding for high-growth technology and digital enterprises; and direct real estate investment, property development, and mezzanine debt financing focused on commercial, healthcare, and logistics assets across international markets. The firm manages cross-border asset management and global advisory operations through key subsidiaries including Arzan Wealth (DIFC) Limited, Arzan Capital, and Arzan Venture Capital. In recent developments, Arzan Financial Group has accelerated its strategic repositioning toward fee-generating alternative investments and prime income-producing global real estate assets, closing multiple acquisitions in European and United States logistics and healthcare properties via Arzan Wealth. The group has executed capital optimization initiatives by divesting non-core equity holdings, bolstering portfolio liquidity, and reallocating capital into high-yield structured vehicles. Additionally, the company has expanded the deployment pipeline of its venture capital arm across regional fintech and digital innovation ecosystems, modernized its proprietary credit evaluation and debt recovery platforms through digital transformation, and reinforced its capital structure to support sustainable dividend distributions and strategic co-investments with institutional partners.