Loans4Less.Com, Inc.

Loans4Less.Com, Inc.

LFLS
Loans4Less.Com, Inc.US flagOther OTC
0.03
USD
- -
- -
1.80MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.01
0.01
0.01
0.01
- -
- -
0.01
0.01
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.03
-0.04
-0.04
-0.04
-0.02
-0.02
-0.02
-0.02
- -
-0.02
-0.03
-0.03
-0.02
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-0.01
- -
- -
Basic Weighted Avg Shares
30
29
28
28
57
57
57
58
58
60
60
60
60
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
- -
- -
- -
23.35
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-14.2
6.27
31.25
11.19
-200.52
22.8
-3.24
5.46
-196.86
126.48
499.39
47.58
-185.88
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
60
60
60
Market Capitalization
2
7
3

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-2.97%
Free Cash Flow
- -
- -
-144.61%
Net Income, GAAP
-152.59%
-225.28%
-131.11%
Sales/Revenue/Turnover
-48.73%
-154.1%
-426.52%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Steven Hershman
Full Time Employees
3
Sector
Financial Services
Industry
Financial - Mortgages
Address
210 Avenue I Redondo Beach CA United States of America 90277
IPO Date
Apr 10, 2008
Business
Loans4Less.com, Inc. (OTC: LFLS) serves as the holding company for Union Discount Mortgage, Inc., operating as Loans4Less.com, a California-licensed real estate broker specializing in mortgage loan origination and real estate brokerage services primarily in California. The company offers competitive mortgage rates, terms, and costs for conforming and jumbo "A" paper loans through an online brokerage platform that relies on wholesale lenders for retail home loan programs; it provides daily rate updates, market information, loan inquiry forms, qualification processes, and customer service via toll-free lines and email. Founded in 1999 and headquartered at 210 Avenue I, Suite E and F, Redondo Beach, California, Loans4Less.com targets residential borrowers in the U.S. mortgage finance sector with expertise in secure, privacy-focused processing. Recent activities include maintaining its OTC quotation under LFLS with investor relations updates as of 2024 and ongoing operations under California Bureau of Real Estate License 01166995 and NMLS ID 235831, though no major acquisitions, funding rounds, or strategic shifts have been reported in the last 1-2 years.