Loans4Less.Com, Inc. Financial Ratios — LFLS Stock

Profitability (USD)

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Assets (%)	- -	18.09	456.8	694.82	-1,803.94	617.29	-68.84	38.99	-183.65	-3,054.81	-653.39	6,391.71
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-14.2	6.27	31.25	14.59	-200.52	22.8	-3.24	5.46	-196.86	126.48	499.39	47.58
Profit Margin (%)	-14.2	6.27	31.25	11.19	-200.52	22.8	-3.24	5.46	-196.86	126.48	499.39	47.58
Net Income to Common Margin (%)	-14.2	6.27	31.25	11.19	-200.52	22.8	-3.24	5.46	-196.86	126.48	499.39	47.58
Effective Tax Rate (%)	- -	- -	- -	23.35	- -	- -	- -	- -	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Credit (USD)

Credit Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-4.99	-156.87	-2,894.26	-2,712.36	-2,657.64	-2,133.15	-429.43	-32.49	- -	-2,943.38	-291,851.37	-165,189.23
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	107.59	256.18	-225.99	-300.25	- -	- -	486.41	149.67	- -	-153.08	-114.47	-115.68
Long-Term Debt/Total Assets (%)	69.09	256.18	2,002.74	2,031.31	- -	- -	540.56	97.89	- -	1,780.34	155,768.1	88,599.76
Total Debt/Equity (%)	-1,417.73	-164.03	-69.32	-75.02	- -	- -	-125.88	-301.32	- -	-60.49	-53.37	-53.64
Total Debt/Capital (%)	107.59	256.18	-225.99	-300.25	- -	- -	486.41	149.67	- -	-153.08	-114.47	-115.68
Total Debt/Total Assets (%)	69.09	256.18	2,002.74	2,031.31	- -	- -	540.56	97.89	- -	1,780.34	155,768.1	88,599.76
Net Debt to Equity	563.94	3.31	3.46	3.69	3.37	4.24	9.68	16.55	- -	3.4	0.03	0.06
Net Debt/Capital (%)	-74.81	-5.46	10.14	12.88	3.26	4.07	-59.75	-8.96	- -	7.92	0.07	0.13
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-4.99	-156.87	-2,894.26	-2,712.36	-2,657.64	-2,133.15	-429.43	-32.49	- -	-2,943.38	-291,851.37	-165,189.23
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	107.59	256.18	-225.99	-300.25	- -	- -	486.41	149.67	- -	-153.08	-114.47	-115.68
Long-Term Debt/Total Assets (%)	69.09	256.18	2,002.74	2,031.31	- -	- -	540.56	97.89	- -	1,780.34	155,768.1	88,599.76
Total Debt/Equity (%)	-1,417.73	-164.03	-69.32	-75.02	- -	- -	-125.88	-301.32	- -	-60.49	-53.37	-53.64
Total Debt/Capital (%)	107.59	256.18	-225.99	-300.25	- -	- -	486.41	149.67	- -	-153.08	-114.47	-115.68
Total Debt/Total Assets (%)	69.09	256.18	2,002.74	2,031.31	- -	- -	540.56	97.89	- -	1,780.34	155,768.1	88,599.76
CFO/Total Liabilities	25.68	90.81	92.26	20.66	-65.1	13.1	-88.53	50.63	- -	-43.74	-3.04	1.4
CFO/CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	2.75	-25.16	-275.23	-223.62	-300.93	-245.76	-36.23	4.94	- -	-222.32	-25,628.15	-14,734.44

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover

- -

Days Sales Outstanding

- -

Inventory Turnover

- -

Days Inventory Outstanding

- -

Accounts Payable Turnover

- -

Accounts Payable Turnover Days

- -

Cash Conversion Cycle

- -

Inventory to Cash Days

- -

Inventories

- -

Raw Materials

- -

Work In Process

- -

Finished Goods

- -

Other Inventory

- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	3	2	4	4	2	2	1	3	- -	1	2	4
- Cash & Cash Equivalents	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	3	2	4	4	2	2	1	4	- -	1	3	4
Total Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/Capital (%)	107.59	256.18	-225.99	-300.25	- -	- -	486.41	149.67	- -	-153.08	-114.47	-115.68
Total Debt / EV	0.05	0.04	0.02	0.03	- -	- -	0.12	0.04	- -	0.18	0.06	0.04
EV/Sales	15.39	6.91	16.66	13.42	39.38	16.58	3.61	5.51	- -	- -	695.21	230.73
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	55.85	29.21	38.43	132.97	- -	147.13	- -	34.63	- -	- -	- -	1,063.06
EV/Free Cash Flow to Firm	55.85	29.21	38.43	132.97	- -	147.13	- -	34.63	- -	- -	- -	1,063.06
Diluted Market Cap	5	4	7	6	2	2	1	3	5	1	2	4
Diluted Enterprise Value	5	4	8	6	2	2	1	4	5	1	3	4
EV per Share	0.09	0.07	0.15	0.13	0.03	0.04	0.02	0.06	0.08	0.01	0.04	0.07
TTM Sales	- -	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	93.81	48.84	66.57	230.73	-19.63	147.44	-8.65	33.25	- -	-6.09	-261.24	1,024.71
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	3	2	4	4	2	2	1	4	- -	1	3	4
Low Price	0.02	0.03	0.04	0.06	0.02	0.03	0.01	0.02	0.02	- -	0.01	0.03
EV/Sales	15.39	6.91	16.66	13.42	39.38	16.58	3.61	5.51	- -	- -	695.21	230.73
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	106.05	52.36	116.96	- -	72.87	- -	96.87	- -	- -	- -	467.4
Price/Earnings Average	-99.25	212.7	40.6	91.54	-31.32	73.09	-154.49	64.2	-17.61	-32.82	-68.44	418.97
Price/Earnings High	-128.75	409.06	87.26	179.93	-85.32	109.31	-446.43	161.45	-40.48	-101.16	-180.74	934.81
Price/Earnings Low	-23.41	45.45	13.96	53.98	-13.13	54.65	-49.6	32.29	-10.12	-1.62	-20.77	227.03
Price/Book Value	-292.97	-41.71	-35.95	-27.73	-13.26	-20.23	-9.44	-68.65	- -	-2.75	-7.94	-14.32
Price/Book Value Average	-276.05	-83.66	-27.88	-21.71	-21.09	-20.29	-14.69	-45.49	- -	-17.03	-6.54	-12.83
Price/Book Value High	-358.07	-160.89	-59.92	-42.66	-57.45	-30.34	-42.46	-114.41	- -	-52.5	-17.27	-28.64
Price/Book Value Low	-65.1	-17.88	-9.59	-12.8	-8.84	-15.17	-4.72	-22.88	- -	-0.84	-1.98	-6.95
Price/Tangible Book Value	-292.97	-41.71	-35.95	-27.73	-13.26	-20.23	-9.44	-68.65	- -	-2.75	-7.94	-14.32
Price/Tangible Book Value Average	-276.05	-83.66	-27.88	-21.71	-21.09	-20.29	-14.69	-45.49	- -	-17.03	-6.54	-12.83
Price/Tangible Book Value High	-358.07	-160.89	-59.92	-42.66	-57.45	-30.34	-42.46	-114.41	- -	-52.5	-17.27	-28.64
Price/Tangible Book Value Low	-65.1	-17.88	-9.59	-12.8	-8.84	-15.17	-4.72	-22.88	- -	-0.84	-1.98	-6.95
Price/Sales	14.96	6.65	16.36	13.08	39.48	16.61	3.21	5.29	63.75	-6.71	-414.98	222.41
Price/Sales Average	14.1	13.34	12.69	10.24	62.81	16.66	5	3.51	34.68	-41.51	-341.77	199.36
Price/Sales High	18.29	25.66	27.27	20.13	171.08	24.92	14.45	8.82	79.69	-127.95	-902.59	444.82
Price/Sales Low	3.32	2.85	4.36	6.04	26.32	12.46	1.61	1.76	19.92	-2.05	-103.75	108.03
Price/Cash Flow	54.3	28.13	37.74	129.64	-19.63	147.44	-8.65	33.25	- -	-6.09	-261.24	1,024.71
Price/Cash Flow Average	51.16	56.41	29.26	101.47	-31.23	147.87	-13.46	22.03	- -	-37.66	-215.15	918.53
Price/Cash Flow High	66.37	108.49	62.89	199.44	-85.05	221.15	-38.9	55.42	- -	-116.09	-568.2	2,049.43
Price/Cash Flow Low	12.07	12.05	10.06	59.83	-13.09	110.58	-4.32	11.08	- -	-1.86	-65.31	497.72
Price/Free Cash Flow Average	88.39	97.95	51.62	180.59	-31.23	147.87	-13.46	22.03	- -	-37.66	-215.15	918.53
Price/Free Cash Flow High	114.66	188.37	110.95	354.97	-85.05	221.15	-38.9	55.42	- -	-116.09	-568.2	2,049.43
Price/Free Cash Flow Low	20.85	20.93	17.75	106.49	-13.09	110.58	-4.32	11.08	- -	-1.86	-65.31	497.72
EV/Sales Average	14.52	13.6	12.99	10.58	62.71	16.63	5.4	3.73	- -	- -	580.1	207.69
EV/Sales High	18.71	25.91	27.57	20.46	170.98	24.89	14.85	9.04	- -	- -	1,461.88	453.14
EV/Sales Low	3.75	3.11	4.66	6.37	26.22	12.43	2	1.98	- -	- -	205.86	116.35
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	0.09	0.07	0.15	0.13	0.03	0.04	0.02	0.06	0.08	0.01	0.04	0.07
High Price	0.11	0.27	0.25	0.2	0.13	0.06	0.09	0.1	0.1	0.22	0.09	0.14
Enterprise Value Average	3	4	3	3	3	2	2	2	- -	5	2	4
Enterprise Value High	3	8	7	6	7	3	5	6	- -	14	5	9
Enterprise Value Low	1	1	1	2	1	2	1	1	- -	- -	1	2

Shares Outstanding	30	29	28	28	57	57	57	58	- -	60	60	60
Diluted Weighted Avg Shares	51	51	50	49	57	57	57	58	58	60	60	60
Basic Weighted Avg Shares	30	29	28	28	57	57	57	58	58	60	60	60
Revenue per Share	0.01	0.01	0.01	0.01	- -	- -	0.01	0.01	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.01	- -
Tangible Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-0.01	- -

Loans4Less.Com, Inc.