eQ Oyj

eQ Oyj

7.94
EUR
-0.17
(-2.10%)
0.48EPS
20.42P/E
405.79MMarket Cap
Oct 23Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.52
0.66
0.84
0.97
1.1
1.22
1.36
1.49
1.9
1.97
1.78
1.59
1.46
1.45
Basic EPS, GAAP
0.1
0.2
0.29
0.35
0.43
0.47
0.55
0.64
0.96
0.9
0.77
0.66
0.52
0.48
Free Cash Flow per Basic Share
0.3
0.33
0.48
0.36
0.7
0.53
0.67
0.7
1.17
0.59
0.71
0.35
0.65
0.51
Dividend per Share
0.12
0.15
0.5
0.5
0.5
0.5
0.54
0.62
0.69
0.98
0.99
0.8
0.66
0.33
Book Value per Share
1.98
2.11
1.91
1.74
1.67
1.65
1.7
1.74
2.02
2.02
1.85
1.77
1.67
1.39
Tangible Book Value per Share
1.13
1.28
1.09
0.95
0.89
0.87
0.93
0.97
1.27
1.3
1.13
1.07
0.96
0.68
Basic Weighted Avg Shares
36
36
37
37
37
38
38
38
40
40
41
41
41
42
Sales/Revenue/Turnover
19
24
31
36
41
46
52
57
75
80
72
66
61
61
Operating Margin (%)
25.75
34.71
43
45.53
49.03
49
50.91
53.59
63.24
57.46
54.83
52.28
45.22
42.31
Depreciation Expense
2
2
1
1
- -
- -
1
1
1
1
1
1
1
1
Net Income, GAAP
3
7
10
13
16
18
21
25
38
36
32
27
22
20
Effective Tax Rate (%)
29.71
21.27
20.83
20.92
20.86
20.72
19.99
19.99
20.1
20.58
20.69
20.65
21.16
21.19
Profit Margin (%)
18.26
29.61
34.05
36.02
38.81
38.86
40.69
42.85
50.51
45.58
43.58
41.62
35.68
33.21
Working Capital
10
16
13
6
14
6
10
7
11
15
19
19
20
6
LT Debt
- -
- -
- -
- -
- -
- -
2
1
1
5
4
4
3
2
Total Equity
72
77
70
65
63
62
65
68
80
82
75
73
69
57
Return on Invested Capital (%)
4.59
9.44
13.94
18.86
24.83
28.16
31.97
35.17
48.32
41.82
37.55
34.46
28.21
35.16
Return on Capital (%)
4.72
9.49
14.2
19.08
25.04
28.5
32.39
35.85
50.24
42.93
37.74
34.71
28.4
35.34
Return on Common Equity (%)
4.79
9.49
14.2
19.08
25.04
28.5
33.03
37.1
51.63
44.92
40.1
36.84
30.33
37.14

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
3
3
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
41
41
Market Capitalization
453
424
406

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
35
18
13
Cash, Cash Equivalents & STI
11
16
12
Accounts Receivable, Net
23
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
15
7
8
Payables & Accruals
- -
- -
- -
ST Debt
2
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.13%
0.86%
-5.83%
Free Cash Flow
16.18%
15.67%
82.01%
Net Income, GAAP
9.62%
0.53%
-21.2%
Sales/Revenue/Turnover
7.73%
2.14%
-8.06%
Total Cash Common Dividend
- -
5.32%
-17.32%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16
18
17
15
66
2025
15
15
- -
15
61
2026
14
16
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.18
0.18
0.13
0.66
2025
0.11
0.11
- -
0.15
0.52
2026
0.11
0.11
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.39
0.8
2025
- -
- -
- -
0.33
0.66
2026
- -
- -
- -
- -
- -

Company Description

CEO
Jouko Markku Kalevi Pölönen
Full Time Employees
116
Sector
Finance
Industry
Investment managers
Address
Aleksanterinkatu 19 A Helsinki UU Finland 00100
IPO Date
Apr 10, 2000
Website
eq.fi
Business
eQ Oyj is a Finnish technology company specializing in software and digital services for financial institutions, insurance companies, and the public sector. Its core products and services include IT infrastructure solutions; cloud services; digital platforms for banking, insurance, and public administration; software development; system integration; and managed IT services. The company provides comprehensive technology offerings such as customer engagement platforms, data management solutions, and cybersecurity services, primarily targeting clients in Finland and the Nordic countries. Founded in 2000 and headquartered in Helsinki, eQ Oyj operates through its subsidiaries and partner networks to deliver tailored digital transformation solutions. In the last 1-2 years, eQ Oyj has pursued strategic expansions by enhancing its cloud-based service offerings and strengthening partnerships to innovate its product portfolio in response to growing demand for digitalization in financial and public sectors. The company has also focused on increasing its market presence through acquisitions and investments in advanced IT capabilities, including artificial intelligence and data analytics tools, to provide more integrated and efficient solutions. Recent business developments include launching new product versions tailored to evolving client needs and expanding its service footprint beyond Finland into broader Nordic markets. Operating within the technology and software industry, eQ Oyj serves financial institutions like banks and insurance companies as well as public administration entities, delivering solutions that improve operational efficiency, customer engagement, and regulatory compliance. Its product suite spans cloud infrastructure, digital client interfaces, backend processing systems, and security frameworks essential for modern financial and governmental services. The company is publicly traded under the ticker EQV1V.HE and continues to invest in innovation to maintain competitive positioning in the Nordic digital services sector.