1. United Kingdom Stocks

  2. •

    Finance

  3. •

    Insurance brokers/Services
Personal Group Holdings Plc

Personal Group Holdings Plc

429.00
GBX
0.00
(0.00%)
9.77BMarket Cap
Mar 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.95
1.56
1.88
1.76
1.47
1.8
2.28
2.3
2.39
1.59
1.24
1.4
1.55
- -
Basic EPS, GAAP
0.07
0.25
0.31
0.24
0.27
0.27
0.28
0.22
0.12
-0.23
0.14
0.21
0.23
- -
Free Cash Flow per Basic Share
0.23
0.19
0.2
0.16
0.31
0.23
0.25
0.24
0.2
0.05
0.14
0.28
0.22
- -
Dividend per Share
0.19
0.2
0.21
0.22
0.23
0.23
0.23
0.13
0.1
0.11
0.11
0.12
0.18
- -
Book Value per Share
0.84
0.92
1.05
1.05
1.1
1.15
1.22
1.31
1.33
0.99
1.03
1.12
1.18
1.18
Tangible Book Value per Share
0.84
0.52
0.66
0.66
0.72
0.79
0.77
0.86
0.87
0.83
0.82
0.88
0.93
0.93
Basic Weighted Avg Shares
30
30
30
30
31
31
31
31
31
31
31
31
31
31
Sales/Revenue/Turnover
28
47
57
54
45
55
71
72
75
50
39
44
48
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
2
2
2
3
3
- -
Net Income, GAAP
2
8
9
7
8
8
9
7
4
-7
4
6
7
- -
Effective Tax Rate (%)
43.75
17.7
8.14
14.06
15.63
17.82
15.72
19.43
17.16
- -
17.7
19.02
13.41
- -
Profit Margin (%)
7.38
16.09
16.38
13.58
18.26
15.16
12.47
9.64
4.83
-14.65
11.18
14.83
15.04
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
Total Equity
25
28
32
32
34
35
38
41
41
31
32
35
37
37
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.08
28.59
31.19
22.7
25.01
24.38
23.9
17.33
8.71
- -
13.63
19.1
20.13
- -
Return on Common Equity (%)
8.09
28.59
31.19
22.7
25.01
24.3
24.11
17.5
8.77
-20.08
13.73
19.44
20.34
- -

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
1
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
31
31
31
Market Capitalization
58
93
98

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
19
- -
25
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.95%
-1.18%
5.66%
Free Cash Flow
19.95%
29.45%
-21.79%
Net Income, GAAP
-47.01%
-89.34%
12.16%
Sales/Revenue/Turnover
0.27%
-5.47%
10.62%
Total Cash Common Dividend
1.48%
8.75%
47.5%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
39
2024
- -
- -
44
2025
- -
- -
48

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.14
2024
- -
- -
0.21
2025
- -
- -
0.23

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.11
2024
- -
- -
0.12
2025
- -
- -
0.18

Company Description

Company Profile APIChatGPT
CEO
Paula Constant
Full Time Employees
258
Sector
Finance
Industry
Insurance brokers/Services
Address
John Ormond House Milton Keynes BU United Kingdom MK9 3XL
IPO Date
Nov 27, 2000
Website
personalgroup.com
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Business
Personal Group Holdings Plc provides workforce benefits, health insurance, and employee engagement services to employers in the United Kingdom. The company offers core products and services including affordable insurance plans through Personal Assurance Plc and Personal Assurance (Guernsey) Limited such as hospital plans, recovery plans following hospitalisation or day surgery, and death benefit plans; the award-winning Hapi employee benefits platform for large corporates and SMEs; Sage Employee Benefits in partnership with Sage Group plc; and pay and reward consultancy services incorporating HR software solutions and salary sacrifice technology, targeting employers across various industries to enhance employee wellbeing, retention, and productivity. Founded in 1984 and headquartered at John Ormond House, 899 Silbury Boulevard, Milton Keynes, Buckinghamshire, the company operates primarily in the UK with recent expansion of its Sage Employee Benefits platform into Ireland. Recent developments include renewed and expanded partnership with Sage Group announced in March 2025 enabling integration across more Sage products and launch in the Republic of Ireland; new distribution agreement with SME-focused EB Now with customer go-lives planned for H2 2025; record new annualised insurance sales of £7.4m in H1 2025 up 6% year-on-year alongside 12% growth in annualised premium income to £38.0m; completion of customer migration to the next-generation Benefits platform; divestiture of non-core Let's Connect business; organisational streamlining with a strengthened senior management team; and acquisition of Quintige Consulting in 2022 supporting Pay & Reward growth including new clients such as De Beers Group and the British Medical Association.