LexinFintech Holdings Ltd.
NASDAQCapital Structure
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Company Description
- CEO
- Wen Jie Xiao
- Full Time Employees
- 7,169
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- CES Tower Shenzhen GD People's Republic of China 518057
- IPO Date
- Dec 21, 2017
- CIK
- 0001708259
- Website
- lexin.com
- Similar Companies
- Business
- LexinFintech Holdings Ltd. is a technology-driven consumer finance platform that connects consumers with financial institutions through online and offline channels in the People's Republic of China. Founded in 2013 and headquartered in Shenzhen, the company offers a comprehensive suite of products and services, including Fenqile.com, an online platform providing installment purchase loans, personal installment loans, and direct sales of electronics, home appliances, and general merchandise with installment payment options; Lehua Card, a scenario-based lending product; Maiya, a buy-now-pay-later service; Juzi Licai, an online investment platform; and technology-driven services such as AI-powered risk assessment, credit scoring, software development, consulting, and SaaS solutions for financial institutions to enhance revenues, manage risks, improve efficiency, and reduce costs. LexinFintech primarily targets young, tech-savvy, underbanked consumers through its ecosystem integrating e-commerce, financing, and fintech services, with over 100 million registered users and operations focused on the Chinese market. In recent developments, the company reported strong Q3 2025 financial results with net profit of RMB521 million, a 68% year-over-year increase, alongside a 38% surge in e-commerce GMV; announced partnerships with 19 financial institutions including major Chinese banks at its 2024 Partner Conference to expand its product and partner network; increased its dividend payout ratio to 30% of net profit; and adapted to new regulations by halting loans with APRs exceeding 24% effective October 2025 while enhancing AI deployment for improved user identification accuracy by over 20%.
Company News
LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript
LexinFintech Q2 Earnings Call Highlights
LexinFintech Holdings Ltd. Reports Second Quarter 2026 Unaudited Financial Results
LexinFintech Q2 Earnings Preview: Low Valuation Meets Unclear Inflection Points
LexinFintech Holdings Ltd. to Report Second Quarter 2026 Unaudited Financial Results on August 31, 2026 (Beijing time)
LexinFintech: Staying Bullish, But Understand The Skepticism
LexinFintech Holdings Ltd. (LX) Q1 2026 Earnings Call Transcript
LexinFintech Q1 Earnings Call Highlights
LexinFintech Holdings Ltd. Reports First Quarter 2026 Unaudited Financial Results
UPDATE - LexinFintech Holdings Ltd. to Report First Quarter 2026 Unaudited Financial Results on May 25, 2026 (Beijing time)
LexinFintech Holdings Ltd. to Report First Quarter 2026 Unaudited Financial Results on May 25, 2026 (Beijing time)
LexinFintech: Mixed Signals From Q4 Results
LexinFintech Q4 Earnings Call Highlights
LexinFintech Holdings Ltd. (LX) Q4 2025 Earnings Call Transcript
LexinFintech Holdings Ltd. Reports Fourth Quarter and Full Year 2025 Unaudited Financial Results
LexinFintech Holdings Ltd. to Report Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results on March 19, 2026
LexinFintech: Still Hanging On After Another Reset
Lexin Reports Q3 Financial Results, Strengthening Focus on Scenario-Based and Ecosystem Businesses with Great Operational Resilience and Solid Operational Performance
LexinFintech Holdings Ltd. (LX) Q3 2025 Earnings Call Transcript
10 Ideal 'Safer' Dividend Buys From 38 Of 68 October Graham Value All-Stars (GVAS)