Yolo Group S.P.A.

Yolo Group S.P.A.

MMIL:YOLO
0.37
EUR
+0.01
(+2.81%)
15.68MMarket Cap
Mar 03Next Earn
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.15
0.29
0.53
1.08
0.81
1.12
- -
Basic EPS, GAAP
-0.22
-0.2
-0.18
-0.31
-0.27
-0.29
- -
Free Cash Flow per Basic Share
-0.31
-0.06
-0.61
-0.61
-0.49
-0.21
- -
Dividend per Share
- -
- -
0.01
- -
- -
- -
- -
Book Value per Share
1
1.2
1.8
1.48
1.32
1
1.32
Tangible Book Value per Share
0.53
0.57
1.03
0.4
0.49
0.19
0.49
Basic Weighted Avg Shares
6
6
9
9
13
13
13
Sales/Revenue/Turnover
1
2
5
9
10
14
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
3
3
4
- -
Net Income, GAAP
-1
-1
-2
-3
-3
-4
- -
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-151.96
-68.16
-34.47
-28.93
-32.81
-25.72
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
4
4
4
4
4
Total Equity
6
7
16
13
17
13
17
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-18.14
-13.73
-19.1
-22.63
-24.69
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
4
4
4
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
13
13
Market Capitalization
21
18
16

Working Capital

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5
8
5
Accounts Receivable, Net
5
4
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
24.84%
-23.31%
Free Cash Flow
- -
267.81%
-56.23%
Net Income, GAAP
- -
24.67%
7.92%
Sales/Revenue/Turnover
- -
81.88%
37.67%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
9
2024
- -
- -
10
2025
- -
- -
14

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
-0.31
2024
- -
- -
-0.27
2025
- -
- -
-0.29

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

CEO
Gianluca de Cobelli
Full Time Employees
71
Sector
Finance
Industry
Insurance brokers/Services
Address
Via della Moscova, 12 Milan MI Italy 20121
IPO Date
Aug 5, 2022
Business
Yolo Group S.p.A. Yolo Group S.p.A. (YOLO.MI) operates as an Italy-based insurtech company focused on digital insurance brokerage and technology services, distributing on-demand policies to individuals and small and medium-sized enterprises through phygital and digital channels; its core offerings encompass home, pet, health, sport, travel, mobility, auto, photovoltaic, legal protection, and catastrophe insurance for private customers, alongside multirisk, cyber, professional liability, and business health solutions for SMEs, supported by an insurtech platform enabling banks, insurers, utilities, and retailers to manage and distribute products via proprietary technology with AI agents for multi-channel operations. Founded in 2017 and headquartered in Milan, the group comprises four subsidiaries including a phygital distributor, automotive tech broker, SME digital broker, and training entity, with approximately 50 professionals serving Italy and international markets like Spain. Recent developments include the 2025 acquisition of a 51% stake in RCPolizza.it S.r.l. for SME insurance specialization, 2024 acquisitions of Risorsa Uomo S.r.l. for advisory enhancement and a majority in Bartolozzi Assicurazioni, a €7 million capital increase, strategic partnership with Kalibo Correduría de Seguros, expansion of its distribution network to 150 partners, and approval of a €4 million bond issuance alongside repayment of prior convertible bonds, alongside a shift to Euronext Growth Milan ordinary segment listing.