1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
MainStreet Financial Corporation

MainStreet Financial Corporation

MSFN
MainStreet Financial CorporationUS flagOther OTC
0.00
USD
- -
- -
75,607.00Market Cap
1990 Y
1991 Y
1992 Y
1993 Y
1994 Y
1995 Y
1996 Y
1997 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
TTM
Revenue per Share
- -
0.03
0.48
0.65
-0.25
0.66
0.67
0.81
3,507.45
3,311.42
3,006.79
4.12
3.92
4.77
Basic EPS, GAAP
0.57
0.41
0.86
0.91
0.65
1.26
1.39
1.44
101.89
-151.76
-416.12
-1.84
-2.7
-2.38
Free Cash Flow per Basic Share
- -
1.12
1.07
-0.34
3.23
1.68
1.44
1.56
-111.71
-40.58
-12.78
-0.16
-1.03
-0.81
Dividend per Share
- -
0.27
0.19
0.29
0.4
0.38
0.49
0.56
10
84
11
- -
- -
- -
Book Value per Share
3.64
3.81
4.03
4.46
5.71
2
3.93
4.79
6,611.55
6,375.79
5,956.22
6.32
3.58
2.3
Tangible Book Value per Share
6.05
6.29
6.26
7.42
8.16
6.76
9.5
11.3
5,300.33
5,224.25
7,580
8.63
6.13
5.05
Basic Weighted Avg Shares
7
7
8
8
6
11
12
12
- -
- -
- -
1
1
1
Sales/Revenue/Turnover
- -
- -
4
5
-2
7
8
10
4
3
3
3
3
4
Operating Margin (%)
- -
-8,350
-442.5
-438
1,718.75
-281.08
-300
- -
4.35
-7.24
-20.8
-30.28
-68.94
-49.85
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
4
3
7
7
4
14
17
17
- -
- -
- -
-1
-2
-2
Effective Tax Rate (%)
22.22
18.92
27.55
27.37
- -
29.5
31.56
32.16
33.24
- -
- -
- -
- -
- -
Profit Margin (%)
- -
1,500
177.5
140
-256.25
190.54
206.17
178.35
2.9
-4.58
-13.84
-44.82
-68.94
-49.85
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10
10
10
9
9
1
26
166
23
33
22
27
37
31
Total Equity
45
46
52
57
52
76
114
136
7
6
9
7
5
4
Return on Invested Capital (%)
- -
-20.48
-15.81
-18.66
- -
-10.79
-5.58
- -
0.03
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
16.31
10.97
23.2
20.71
11.66
48.29
47.99
33.05
0.32
-2.34
-6.75
-25.47
-54.77
-68.05

Capital Structure

FRC

•

in mil. unless spec.
Mar'09
Jun'09
Sep'09
ST Debt
1
1
1
LT Borrowings
35
35
31
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Mar'09
Jun'09
Sep'09
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12
12
11
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.84%
-21.78%
-27.29%
Free Cash Flow
10.12%
224.51%
554.22%
Net Income, GAAP
31.96%
19.3%
47.33%
Sales/Revenue/Turnover
-72.33%
-16.6%
-4.22%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
1
1
1
1
3
2008
1
1
1
1
3
2009
1
1
1
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
-0.14
-0.27
-0.15
- -
-1.84
2008
-0.45
-0.41
-0.72
- -
-2.7
2009
-0.44
-0.42
-0.39
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
- -
- -
- -
- -
- -
2008
- -
- -
- -
- -
- -
2009
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
David L. Hatfield
Full Time Employees
29
Sector
Financial Services
Industry
Banks - Regional
Address
629 West State Street Hastings MI United States of America 49058-1954
IPO Date
Dec 16, 2010
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Business
MainStreet Financial Corporation (MSFN) operates as a financial holding company that owns and manages Mainstreet Savings Bank, FSB, providing retail banking and mortgage services to customers in Michigan. The company offers core products and services including deposit accounts such as checking, savings, and certificates of deposit; consumer and mortgage lending; and commercial banking solutions through its subsidiary bank located at 629 West State Street in Hastings, Michigan. Headquartered in Hastings, Michigan, the company traces its roots to Mainstreet Savings Bank, which has served the local community with full-service banking operations. In recent developments, MainStreet Financial Corporation functions as a subsidiary of Mainstreet Financial Corp. (Michigan), reflecting its position within a broader regional banking structure focused on retail and mortgage banking segments. The company maintains operations primarily in the state of Michigan, targeting individual consumers and small businesses with traditional banking products amid ongoing industry consolidation. No major acquisitions, funding rounds, or strategic expansions have been publicly reported in the last 1-2 years, with activity centered on standard banking operations.