OVB Holding AG

OVB Holding AG

19.20
EUR
0.00
(0.00%)
290.73MMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
13.16
13.85
14.74
15.35
15.55
16.23
18.09
18.99
22.5
23.29
24.86
28.36
30.68
- -
Basic EPS, GAAP
0.56
0.61
0.66
0.88
0.85
0.67
0.77
0.74
1.1
1.03
1
1.35
0.6
- -
Free Cash Flow per Basic Share
0.41
1.12
1.32
1.01
0.67
0.8
1.15
1.67
1.88
0.64
1.29
2.29
1.74
- -
Dividend per Share
0.55
0.55
0.6
0.65
0.76
0.77
0.76
0.77
1.02
0.91
0.92
0.93
1.02
- -
Book Value per Share
5.82
5.86
5.94
6.16
6.22
6.32
6.32
6.28
6.39
6.53
6.67
7.1
6.75
6.41
Tangible Book Value per Share
5.1
5.08
5.23
5.47
5.54
5.63
5.45
5.35
5.42
5.54
5.46
5.81
5.36
4.85
Basic Weighted Avg Shares
14
14
14
14
14
14
14
14
14
14
14
14
14
14
Sales/Revenue/Turnover
188
197
210
219
222
231
258
271
321
332
354
404
437
- -
Operating Margin (%)
5
5.69
6.35
7.24
6.75
4.9
5.14
5.07
6.97
6.97
4.64
4.86
2.27
- -
Depreciation Expense
3
3
4
4
4
4
7
7
8
8
8
10
12
- -
Net Income, GAAP
8
9
9
13
12
10
11
10
16
15
14
19
9
- -
Effective Tax Rate (%)
28.01
32.34
33.25
26.45
24.71
24.26
26.9
26.95
29.17
29.65
29.51
26.65
43.07
- -
Profit Margin (%)
4.28
4.42
4.46
5.73
5.48
4.16
4.27
3.88
4.9
4.42
4.04
4.75
1.96
- -
Working Capital
64
64
67
66
67
62
63
67
67
69
67
71
64
56
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
6
Total Equity
83
84
85
88
89
90
91
90
91
94
96
102
97
92
Return on Invested Capital (%)
8.46
9.58
10.63
13.45
13.13
10.83
10.99
11.73
16.27
16.14
13.04
14.1
5.62
- -
Return on Capital (%)
9.76
10.55
11.04
14.34
13.52
10.63
12.01
11.37
17.22
15.35
14.58
19.04
8.48
- -
Return on Common Equity (%)
9.66
10.49
11.16
14.54
13.77
10.76
12.23
11.68
17.41
15.94
15.23
19.59
8.69
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
3
3
3
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
7
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
282
316
291

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
329
334
331
Cash, Cash Equivalents & STI
136
139
140
Accounts Receivable, Net
66
62
59
Inventories
- -
- -
- -
Total Current Liabilities
266
272
275
Payables & Accruals
- -
- -
- -
ST Debt
3
3
3
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.33%
1.5%
-4.97%
Free Cash Flow
15.26%
20.28%
-24.12%
Net Income, GAAP
3.91%
3.93%
-55.4%
Sales/Revenue/Turnover
7.72%
10.21%
8.16%
Total Cash Common Dividend
5.99%
6.74%
9.93%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
97
102
99
111
404
2025
106
111
- -
108
437
2026
115
123
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.31
0.34
0.29
0.41
1.35
2025
0.1
0.11
- -
0.21
0.6
2026
0.03
0.38
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.03
- -
0.93
2025
- -
- -
- -
- -
1.02
2026
- -
- -
- -
- -
- -

Company Description

CEO
Mario Freis
Full Time Employees
917
Sector
Finance
Industry
Investment managers
Address
Heumarkt 1 Cologne NW Germany 50667
IPO Date
Jul 21, 2006
Website
ovb.eu
Business
OVB Holding AG, a Germany-based management holding company headquartered in Cologne and founded in 1970, leads the OVB Group as one of Europe's prominent financial advisory and brokerage firms focused on long-term, customer-oriented consulting for private households. The company operates through subsidiaries in 16 European countries, including Germany, Austria, Switzerland, France, Spain, Italy, Belgium, Czech Republic, Slovakia, Poland, Hungary, Romania, Croatia, Slovenia, Greece, and Ukraine; it serves over 4.7 million clients via more than 6,200 full-time financial advisors who provide cross-thematic allfinanz services encompassing subsistence and property/asset insurance, pensions, asset building, wealth management, capital investments, and financing products sourced from over 100 high-performance partners such as insurance companies, banks, and building societies. Advisors conduct personalized analyses of clients' financial situations, develop tailored long-term solutions, and perform regular reviews to adapt to life-stage changes, with recent digitalization efforts enhancing client interfaces and advisory processes. In 2024, OVB achieved record brokerage income of EUR 408.6 million, up 15.3%, with EBIT rising 14% to EUR 20.3 million and client/advisor numbers growing 4.5% and 6.6% respectively; the company expanded in Belgium through inorganic acquisition yielding nearly 40% sales growth there, commenced operations in Slovenia in 2022, proposed an 11.1% dividend increase to EUR 1.00 per share, extended Executive Board member Heinrich Fritzlar's term to 2028, and appointed Alexandra Markovic-Sobau to the Supervisory Board in July 2025, while launching the "OVB Excellence 2027" strategy emphasizing sales excellence, digital transformation with a EUR 50 million IT investment including client platforms and AI, and operational enhancements across segments. OVB anticipates 2025 brokerage income of EUR 420-440 million despite revising EBIT guidance lower to EUR 10-15 million due to a product partner insolvency impacting subsidiaries in Spain, Italy, Belgium, and France.