NBC Bancorp, Inc.
NCXS
Other OTC60.99
USD
+0.01
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NBC Bancorp, Inc.
NCXS
(Other OTC)
Recent
price
60.99
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.- Similar Companies
- Business
- NBC Bancorp, Inc. operates as the holding company for National Bank of Coxsackie, a community-based financial institution primarily engaged in providing a wide range of banking products and services such as personal checking and savings accounts, young adult accounts, Christmas club accounts, and various loan products including auto, motorcycle, motorhome, boat, trailer, and personal loans. It also offers mortgage loans, home equity lines of credit, and business banking services. The company serves individuals, families, and businesses, primarily in the Capital District region of New York State. Founded in 1867 and headquartered in Coxsackie, New York, NBC Bancorp emphasizes community banking with a strong local presence. A major recent development is NBC Bancorp's strategic merger of equals with Ballston Spa Bancorp, Inc., the holding company for Ballston Spa National Bank, announced in September 2025. This merger, valued at approximately $26 million in a stock-for-stock transaction, will create a combined $1.3 billion asset community bank serving the greater Capital District and adjacent markets. Post-merger, NBC Bancorp locations will operate under the brand "Coxsackie Bank, a division of Ballston Spa National Bank," with the combined company operating under the BSNB charter. This strategic alliance aims to expand geographic reach, enhance lending capacity and product offerings, and improve technological access and customer service. The merger is expected to close in the second quarter of 2026, pending regulatory and shareholder approvals. The company reported strong financial performance through 2024 with growing loan portfolios, deposits, and net interest income supported by deposit-funded loan growth. Key banking products include multiple personal checking account options with features like free debit cards, online banking, mobile deposit capture, bill pay, and 24-hour telephone banking, alongside comprehensive mortgage and lending services designed for a variety of customer needs. NBC Bancorp's business focuses on retail and commercial banking segments, targeting community customers in upstate New York with a commitment to personalized service and local community engagement. Overall, NBC Bancorp, Inc. remains a significant regional financial institution with a focus on community-oriented banking products and services, strengthened by its recent merger initiative to achieve scale, broaden its market footprint, and diversify its product capabilities. The company's headquarters remain in Coxsackie, New York, supporting local economies through retail deposit products, consumer and business lending, and mortgage services, while preparing for expanded operations under the Ballston Spa National Bank umbrella. The merger aligns with its strategy to leverage complementary geographic footprints and enhanced operational capabilities to serve its customer base more effectively.
NBC Bancorp (OTC:NCXS) Trading Up 6.8% – Here’s What Happened
Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. Receive Regulatory Approvals to Complete Pending Merger
NBC Bancorp (OTC:NCXS) Stock Price Up 1.7% – Time to Buy?
The Olana Partnership receives $10,000 from National Bank of Coxsackie