NBC Bancorp, Inc.

NCXS

NCXSNBC Bancorp, Inc. US flag

Other OTC

60.99

USD

+0.01

- -

28.86MMarket Cap

Profitability (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Return on Common Equity (%)	- -	19.87	28.18	19.84	4.41	5.92
Return on Assets (%)	- -	0.65	0.94	0.72	0.16	0.23
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	19.52	22.46	30.63	27.78	6.8	10.43
Profit Margin (%)	16.11	19	25.9	22.72	6.49	9.03
Net Income to Common Margin (%)	16.11	19	25.9	22.72	6.49	9.03
Effective Tax Rate (%)	17.48	15.41	15.45	18.2	4.53	13.39
Dvd Payout Ratio (%)	27.56	22.78	17.31	20.82	56.43	9.73
Sustainable Growth Rate (%)	- -	15.35	23.3	15.71	1.92	5.34

Credit (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Debt	1	21	28	47	47	33
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	1	21	28	47	47	33
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	3.4	3.13	3.5	3.78	3.67	3.97
Long-Term Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Long-Term Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Long-Term Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Total Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Net Debt to Equity	-48.49	-36.88	-24.15	-45.85	-33.98	-42.49
Net Debt/Capital (%)	652.46	-53.94	-22.01	-21.01	-17.43	-32.71
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	-1	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	3.4	3.13	3.5	3.78	3.67	3.97
Long-Term Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Long-Term Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Long-Term Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Total Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
CFO/Total Liabilities	0.99	0.86	1.4	0.96	0.38	0.44
CFO/CapEx	2.67	4.02	15.8	24.35	4.91	10.32
Altman's Z-Score	0.11	0.1	0.11	0.1	0.1	0.07

Working Capital (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Market Capitalization	21	20	24	21	23	- -
- Cash & Cash Equivalents	14	12	8	12	10	13
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	1	21	28	47	47	33
Enterprise Value	8	29	44	57	60	20
Total Capital	12	34	45	67	67	55
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt / EV	0.09	0.72	0.64	0.83	0.79	1.67
EV/Sales	0.76	2.29	2.78	3.68	4.49	1.49
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	2.75	8.78	7.28	12.36	30.85	9.11
EV/Free Cash Flow to Firm	2	7.03	6.84	11.87	25.62	8.31
Diluted Market Cap	21	20	24	21	23	21
Diluted Enterprise Value	8	29	44	57	60	41
EV per Share	17.02	60.82	93.56	120.67	126.27	- -
TTM Sales	11	13	16	16	13	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	3	6	5	2	2
TTM Free Cash Flow to Firm	4	4	6	5	2	2

Multiples (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Price/Free Cash Flow	5.29	4.86	3.73	4.43	9.74	8.6
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	8	29	44	57	60	20
Low Price	38.75	33.5	41.41	45	44	39
EV/Sales	0.76	2.29	2.78	3.68	4.49	1.49
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	12.4	8.32	5.85	6.05	26.3	- -
Price/Earnings Average	12.04	7.8	5.53	6.87	25.24	- -
Price/Earnings High	15.16	9.11	5.85	7.39	27.39	- -
Price/Earnings Low	10.68	6.63	4.75	6.05	24.1	- -
Price/Book Value	1.92	1.54	1.48	1.11	1.14	- -
Price/Book Value Average	1.86	1.44	1.4	1.26	1.09	- -
Price/Book Value High	2.34	1.68	1.48	1.36	1.18	- -
Price/Book Value Low	1.65	1.22	1.2	1.11	1.04	- -
Price/Tangible Book Value	0.74	0.62	0.73	0.85	0.78	- -
Price/Tangible Book Value Average	0.72	0.58	0.69	0.96	0.75	- -
Price/Tangible Book Value High	0.9	0.68	0.73	1.03	0.81	- -
Price/Tangible Book Value Low	0.64	0.5	0.59	0.85	0.71	- -
Price/Sales	2	1.58	1.51	1.37	1.71	- -
Price/Sales Average	1.94	1.48	1.43	1.56	1.64	- -
Price/Sales High	2.44	1.73	1.51	1.68	1.78	- -
Price/Sales Low	1.72	1.26	1.23	1.37	1.57	- -
Price/Cash Flow	7.26	6.06	3.97	4.61	11.73	- -
Price/Cash Flow Average	7.05	5.69	3.76	5.24	11.26	- -
Price/Cash Flow High	8.88	6.64	3.97	5.63	12.21	- -
Price/Cash Flow Low	6.25	4.84	3.22	4.61	10.75	- -
Price/Free Cash Flow Average	5.13	4.56	3.53	5.03	9.35	8.44
Price/Free Cash Flow High	6.46	5.32	3.73	5.41	10.14	9.42
Price/Free Cash Flow Low	4.55	3.87	3.03	4.43	8.93	7.66
EV/Sales Average	0.7	2.19	2.7	3.87	4.42	1.49
EV/Sales High	1.2	2.44	2.78	3.99	4.56	1.49
EV/Sales Low	0.48	1.97	2.49	3.68	4.35	1.49
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	45	42	51	45	48	43.8
High Price	55	46	51	55	49.99	48
Enterprise Value Average	7	28	43	60	59	20
Enterprise Value High	13	31	44	62	61	20
Enterprise Value Low	5	25	40	57	58	20

Profitability (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Return on Common Equity (%)	- -	19.87	28.18	19.84	4.41	5.92
Return on Assets (%)	- -	0.65	0.94	0.72	0.16	0.23
Return on Capital (%)	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	19.52	22.46	30.63	27.78	6.8	10.43
Profit Margin (%)	16.11	19	25.9	22.72	6.49	9.03
Net Income to Common Margin (%)	16.11	19	25.9	22.72	6.49	9.03
Effective Tax Rate (%)	17.48	15.41	15.45	18.2	4.53	13.39
Dvd Payout Ratio (%)	27.56	22.78	17.31	20.82	56.43	9.73
Sustainable Growth Rate (%)	- -	15.35	23.3	15.71	1.92	5.34

Credit (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Total Debt	1	21	28	47	47	33
ST Debt	- -	- -	- -	- -	- -	- -
LT Debt	1	21	28	47	47	33
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	3.4	3.13	3.5	3.78	3.67	3.97
Long-Term Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Long-Term Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Long-Term Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Total Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Net Debt to Equity	-48.49	-36.88	-24.15	-45.85	-33.98	-42.49
Net Debt/Capital (%)	652.46	-53.94	-22.01	-21.01	-17.43	-32.71
EBITDA	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-1	-1	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Cash Ratio	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	3.4	3.13	3.5	3.78	3.67	3.97
Long-Term Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Long-Term Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Long-Term Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
Total Debt/Equity (%)	2.49	64.76	84.67	188.09	160.57	105.72
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt/Total Assets (%)	0.22	5.01	6.03	9.35	8.61	6.29
CFO/Total Liabilities	0.99	0.86	1.4	0.96	0.38	0.44
CFO/CapEx	2.67	4.02	15.8	24.35	4.91	10.32
Altman's Z-Score	0.11	0.1	0.11	0.1	0.1	0.07

Working Capital (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Market Capitalization	21	20	24	21	23	- -
- Cash & Cash Equivalents	14	12	8	12	10	13
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -
+ Total Debt	1	21	28	47	47	33
Enterprise Value	8	29	44	57	60	20
Total Capital	12	34	45	67	67	55
Total Debt/Capital (%)	6.07	61.52	63.27	71.21	70.13	61.33
Total Debt / EV	0.09	0.72	0.64	0.83	0.79	1.67
EV/Sales	0.76	2.29	2.78	3.68	4.49	1.49
EV/EBITDA	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	2.75	8.78	7.28	12.36	30.85	9.11
EV/Free Cash Flow to Firm	2	7.03	6.84	11.87	25.62	8.31
Diluted Market Cap	21	20	24	21	23	21
Diluted Enterprise Value	8	29	44	57	60	41
EV per Share	17.02	60.82	93.56	120.67	126.27	- -
TTM Sales	11	13	16	16	13	13
TTM EBITDA	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	3	6	5	2	2
TTM Free Cash Flow to Firm	4	4	6	5	2	2

Multiples (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024

Price/Free Cash Flow	5.29	4.86	3.73	4.43	9.74	8.6
EV/EBIT	- -	- -	- -	- -	- -	- -
Enterprise Value	8	29	44	57	60	20
Low Price	38.75	33.5	41.41	45	44	39
EV/Sales	0.76	2.29	2.78	3.68	4.49	1.49
EV/EBITDA	- -	- -	- -	- -	- -	- -
Price/Earnings	12.4	8.32	5.85	6.05	26.3	- -
Price/Earnings Average	12.04	7.8	5.53	6.87	25.24	- -
Price/Earnings High	15.16	9.11	5.85	7.39	27.39	- -
Price/Earnings Low	10.68	6.63	4.75	6.05	24.1	- -
Price/Book Value	1.92	1.54	1.48	1.11	1.14	- -
Price/Book Value Average	1.86	1.44	1.4	1.26	1.09	- -
Price/Book Value High	2.34	1.68	1.48	1.36	1.18	- -
Price/Book Value Low	1.65	1.22	1.2	1.11	1.04	- -
Price/Tangible Book Value	0.74	0.62	0.73	0.85	0.78	- -
Price/Tangible Book Value Average	0.72	0.58	0.69	0.96	0.75	- -
Price/Tangible Book Value High	0.9	0.68	0.73	1.03	0.81	- -
Price/Tangible Book Value Low	0.64	0.5	0.59	0.85	0.71	- -
Price/Sales	2	1.58	1.51	1.37	1.71	- -
Price/Sales Average	1.94	1.48	1.43	1.56	1.64	- -
Price/Sales High	2.44	1.73	1.51	1.68	1.78	- -
Price/Sales Low	1.72	1.26	1.23	1.37	1.57	- -
Price/Cash Flow	7.26	6.06	3.97	4.61	11.73	- -
Price/Cash Flow Average	7.05	5.69	3.76	5.24	11.26	- -
Price/Cash Flow High	8.88	6.64	3.97	5.63	12.21	- -
Price/Cash Flow Low	6.25	4.84	3.22	4.61	10.75	- -
Price/Free Cash Flow Average	5.13	4.56	3.53	5.03	9.35	8.44
Price/Free Cash Flow High	6.46	5.32	3.73	5.41	10.14	9.42
Price/Free Cash Flow Low	4.55	3.87	3.03	4.43	8.93	7.66
EV/Sales Average	0.7	2.19	2.7	3.87	4.42	1.49
EV/Sales High	1.2	2.44	2.78	3.99	4.56	1.49
EV/Sales Low	0.48	1.97	2.49	3.68	4.35	1.49
EV/EBITDA Average	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -
Last Price	45	42	51	45	48	43.8
High Price	55	46	51	55	49.99	48
Enterprise Value Average	7	28	43	60	59	20
Enterprise Value High	13	31	44	62	61	20
Enterprise Value Low	5	25	40	57	58	20

Shares Outstanding	- -	- -	- -	- -	- -	- -
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -
Revenue per Share	22.52	26.57	33.69	32.76	28.11	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	3.63	5.05	8.72	7.44	1.83	- -
Basic EPS from Cont Ops	3.63	5.05	8.72	7.44	1.83	- -
Diluted EPS, GAAP	3.63	5.05	8.72	7.44	1.83	2.57
Diluted EPS from Cont Ops	3.63	5.05	8.72	7.44	1.83	2.57
Dividend per Share	1	1.15	1.51	1.55	1.03	- -
Cash Flow per Share	6.2	6.93	12.86	9.76	4.09	- -
Free Cash Flow per Basic Share	3.88	5.2	12.04	9.36	3.26	- -
Cash & Equivalents per Share	29.49	24.91	16.98	24.4	21.01	- -
Book Value per Share	23.46	27.36	34.57	40.46	42.29	- -
Tangible Book Value per Share	60.81	67.54	70.31	53.2	61.83	- -

NBC Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)