Guaranty Financial Corporation

Guaranty Financial Corporation

GFCJ
Guaranty Financial CorporationUS flagOther OTC
0.00
USD
- -
- -
560.00Market Cap
1995 Y
1996 Y
1996 Y
1997 Y
1998 Y
1999 Y
2000 Y
2001 Y
2002 Y
2003 Y
TTM
Revenue per Share
0.98
1.27
0.43
1.22
1.44
0.37
1.5
1.42
1.31
- -
2.58
Basic EPS, GAAP
0.44
0.7
- -
0.61
0.68
- -
0.31
0.26
0.89
- -
0.99
Free Cash Flow per Basic Share
-0.66
-2.95
-2.6
9.9
-1.63
0.24
0.84
-3.24
6.27
- -
-0.01
Dividend per Share
- -
0.05
- -
0.07
0.24
0.23
0.18
- -
- -
- -
0.3
Book Value per Share
3.17
5.06
5.25
4.12
4.51
4.16
3.73
3.92
4.84
- -
5.6
Tangible Book Value per Share
6.55
6.91
7.14
8.07
7.08
8.22
7.16
8.06
9.39
- -
10.3
Basic Weighted Avg Shares
1
1
1
1
1
2
2
2
2
- -
2
Sales/Revenue/Turnover
1
1
- -
2
2
1
3
3
3
5
5
Operating Margin (%)
-177.78
-118.6
-300
- -
-177.95
- -
-249.74
-238.29
-232.84
- -
-55.67
Depreciation Expense
- -
- -
- -
- -
- -
1
1
1
1
- -
- -
Net Income, GAAP
- -
1
- -
1
1
- -
1
1
2
2
2
Effective Tax Rate (%)
20
34.87
- -
35.71
38.05
34.16
34.02
34
31.59
31.43
31.44
Profit Margin (%)
44.44
55.27
- -
50
47.26
0.73
20.62
18.25
68.19
41.87
38.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10
21
3
2
23
21
15
2
- -
3
3
Total Equity
6
6
7
12
13
14
15
16
19
20
20
Return on Invested Capital (%)
- -
-2.89
- -
- -
-9.45
- -
-14.76
-18.63
-22.31
- -
-9.12
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
17.05
- -
16.47
15.86
0.06
8.53
6.85
20.25
18.92
18.93

Capital Structure

FRC

in mil. unless spec.
Jun'03
Sep'03
Dec'03
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'03
Sep'03
Dec'03
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18
30
12
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
10.04%
8.51%
Free Cash Flow
- -
-140.1%
-100.19%
Net Income, GAAP
- -
2,746.35%
10.37%
Sales/Revenue/Turnover
- -
75.53%
79.76%
Total Cash Common Dividend
- -
- -
68.58%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
1
1
1
1
3
2002
1
1
1
1
3
2003
2
2
1
1
5

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
0.09
- -
0.02
- -
0.26
2002
0.21
0.22
0.24
- -
0.89
2003
0.5
-0.08
0.31
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
- -
- -
- -
- -
- -
2002
- -
- -
- -
- -
- -
2003
0.08
0.08
0.07
- -
- -

Company Description

APIChat
CEO
Gerald J. Levy
Sector
Financial Services
Industry
Banks - Regional
Address
501 West Northshore Drive Glendale WI United States of America 53217
IPO Date
Oct 30, 2009
Business
Guaranty Financial Corporation (GFCJ) operates as the bank holding company for Guaranty Bank, providing a range of commercial and retail banking services across Wisconsin, Illinois, Michigan, Minnesota, and Georgia. The company offers deposit products including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; lending products such as mortgage loans; and additional services encompassing debit and credit cards, online and mobile banking, bill pay, direct deposits, payroll, and merchant services. Founded in 1923 and headquartered in Glendale, Wisconsin, with additional operations noted in Brown Deer, Wisconsin, Guaranty Financial serves personal and business customers through traditional banking channels focused on community markets in the Midwest and Southeast U.S. In a significant recent development, the company maintains its independent operations amid a low stock valuation and minimal trading activity, with no major acquisitions, funding rounds, partnerships, or strategic shifts reported in the last one to two years.