Northeast Indiana Bancorp, Inc.

Northeast Indiana Bancorp, Inc.

NIDB
Northeast Indiana Bancorp, Inc.US flagOther OTC
24.00
USD
-1.57
- -
57.54MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.63
5.19
5.43
5.33
5.32
5.87
6.3
7.07
7.88
7.77
7.37
7.83
- -
6.76
Basic EPS, GAAP
1.01
1.3
1.6
1.5
1.42
1.74
1.96
2.32
3.04
2.73
1.77
1.8
- -
2.12
Free Cash Flow per Basic Share
2.66
1.52
1.78
1.33
0.77
1.69
1.85
2.4
2.9
2.69
2.18
2.73
- -
- -
Dividend per Share
0.39
0.4
0.66
0.68
0.71
0.87
0.9
1.06
1.2
1.24
0.91
0.7
- -
- -
Book Value per Share
8.19
9.26
10.26
11.04
11.77
12.71
13.74
14.93
16.84
18.3
18.99
20.15
- -
- -
Tangible Book Value per Share
11.19
12.5
13.39
13.89
14.78
15.53
17.15
18.86
20.26
17.91
19.27
20.17
- -
23.62
Basic Weighted Avg Shares
2
2
2
2
2
2
2
2
2
2
2
2
- -
2
Sales/Revenue/Turnover
11
13
13
13
13
14
15
17
19
19
18
19
21
16
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
2
2
1
1
1
1
- -
Net Income, GAAP
2
3
4
4
3
4
5
6
7
7
4
4
6
5
Effective Tax Rate (%)
22.95
27.38
26.76
29.2
33.87
13.96
14.47
17.16
18.39
16.73
11.24
8.63
15.57
16.5
Profit Margin (%)
21.69
24.98
29.41
28.06
26.75
29.71
31.07
32.87
38.63
35.13
24.06
22.98
30.07
31.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
20
23
33
- -
61
60
46
38
14
32
47
41
44
40
Total Equity
28
30
32
34
36
37
41
46
49
43
46
48
55
56
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.42
14.71
16.32
14.06
12.46
14.22
14.81
16.26
19.12
15.55
9.52
9.18
12.41
37.8

Capital Structure

FRC

in mil. unless spec.
Mar'13
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
44
40
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
17
50
53

Working Capital

FRC

in mil. unless spec.
Mar'13
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14
91
93
Accounts Receivable, Net
1
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.69%
4.17%
13.75%
Free Cash Flow
12.24%
6.38%
12.89%
Net Income, GAAP
7.46%
6.35%
45.54%
Sales/Revenue/Turnover
5%
4.32%
11.23%
Total Cash Common Dividend
2.25%
-5.7%
4.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
5
- -
- -
19
2025
5
5
- -
5
21
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
- -
- -
- -
1.8
2025
0.44
- -
- -
- -
- -
2026
0.68
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.7
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael S. Zahn
Full Time Employees
58
Sector
Financial Services
Industry
Banks - Regional
Address
648 North Jefferson Street Huntington IN United States of America 46750
IPO Date
Jun 28, 1995
Business
Northeast Indiana Bancorp, Inc. (NASDAQ: NIDB) operates as the holding company for Northeast Indiana Bancorp following its mutual-to-stock conversion and initial public offering completed in 2024; it provides a range of retail banking products and services, including deposit accounts such as checking, savings, money market, individual retirement accounts, and certificates of deposit; consumer and commercial loans comprising residential mortgages, home equity lines of credit, construction loans, commercial real estate loans, business loans, auto loans, personal loans, and overdraft protection services; and additional offerings like online and mobile banking, debit and credit cards, cash management, merchant services, safe deposit boxes, and wealth management through its subsidiary. The company primarily serves individual consumers, small and medium-sized businesses, and local communities in the United States, with operations centered in northeast Indiana. Founded through its predecessor's mutual holding company structure and headquartered in Fort Wayne, Indiana, Northeast Indiana Bancorp focuses on the banking segment within the financial services industry. In recent developments, the company successfully executed its conversion from a mutual holding company to a public stock holding company, culminating in an upsized initial public offering of 2.53 million shares priced at $10.00 each in late 2024, marking a significant strategic shift to enhance capital access and growth opportunities. No major acquisitions, partnerships, or new product launches have been reported in the last 1-2 years. The company maintains a targeted presence in the Midwest region, particularly Indiana, without notable subsidiaries beyond its banking operations or parent affiliations.

Company News

APIChat
  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES CASH DIVIDEND AND HOLDS THIRTY-FIRST ANNUAL SHAREHOLDER MEETING

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES FIRST QUARTER 2026 EARNINGS

  • Critical Review: Northeast Indiana Bancorp (OTCMKTS:NIDB) & Southern Missouri Bancorp (NASDAQ:SMBC)

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES THIRTY-FIRST ANNUAL SHAREHOLDER MEETING DATE AND QUARTERLY CASH DIVIDEND

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. INCREASES QUARTERLY CASH DIVIDEND

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES THIRD QUARTER 2025 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES CASH DIVIDEND AND SHARE REPURCHASE PLAN

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES SECOND QUARTER 2025 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES CASH DIVIDEND, HOLDS THIRTIETH ANNUAL SHAREHOLDER MEETING, AND NAMES MICHAEL S.

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES FIRST QUARTER 2025 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES THIRTIETH ANNUAL SHAREHOLDER MEETING DATE AND QUARTERLY CASH DIVIDEND

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES FOURTH QUARTER AND ANNUAL EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. INCREASES QUARTERLY CASH DIVIDEND

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES THIRD QUARTER 2024 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES CASH DIVIDEND AND SHARE REPURCHASE PLAN

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES SECOND QUARTER 2024 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES CASH DIVIDEND AND HOLDS TWENTY NINTH ANNUAL SHAREHOLDER MEETING

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES FIRST QUARTER 2024 EARNINGS

  • NORTHEAST INDIANA BANCORP, INC. ANNOUNCES TWENTY NINTH ANNUAL SHAREHOLDER MEETING DATE AND QUARTERLY CASH DIVIDEND