1. India Stocks

  2. •

    Finance

  3. •

    Major banks
RBL Bank Ltd.

RBL Bank Ltd.

345.65
INR
-15.35
(-4.25%)
10.79EPS
33.95P/E
571.50BMarket Cap
Jan 15Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
22.09
32.54
40.31
54.79
70.76
92.77
128.59
110.7
110.84
124.06
149.14
171.42
171.19
124.9
Basic EPS, GAAP
3.41
7.06
9.01
12.61
15.7
20.25
11.04
9.75
-2.77
15.34
20.94
11.81
14.34
10.87
Free Cash Flow per Basic Share
-36.16
-79.77
-136.95
92.86
-67.77
-2.97
-119.18
137.25
103
-188.07
78.98
-18.4
119.79
- -
Dividend per Share
0.65
1.49
1.81
- -
2.06
2.53
5.1
- -
- -
- -
1.5
1.5
1
- -
Book Value per Share
69.26
75.97
92.02
115.57
159.19
176.58
207.69
211.8
209.01
225.59
245.21
257.78
270.57
- -
Tangible Book Value per Share
69.26
75.97
92.02
115.57
158.75
175.63
206.89
211.12
208.33
224.91
244.53
257.11
269.91
- -
Basic Weighted Avg Shares
272
293
325
354
402
424
453
543
600
600
602
607
613
847
Sales/Revenue/Turnover
6,009
9,548
13,089
19,408
28,468
39,292
58,256
60,109
66,481
74,378
89,722
104,070
104,952
105,813
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
209
332
484
615
887
1,258
1,459
1,696
1,802
2,131
2,345
2,358
2,469
- -
Net Income, GAAP
927
2,072
2,925
4,468
6,317
8,578
5,002
5,295
-1,661
9,195
12,599
7,171
8,790
9,208
Effective Tax Rate (%)
30.07
30.93
31.66
52.78
52.35
50.67
49.4
34.48
- -
24.7
6.59
- -
20.52
21.33
Profit Margin (%)
15.42
21.7
22.35
23.02
22.19
21.83
8.59
8.81
-2.5
12.36
14.04
6.89
8.38
8.7
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
77,911
139,254
210,724
82,332
89,994
120,315
162,738
114,982
113,603
119,865
149,073
145,152
177,509
- -
Total Equity
18,842
22,294
29,882
43,363
66,994
75,348
105,649
126,662
125,305
135,257
148,374
156,695
167,242
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.11
1.6
1.45
2.44
4.46
4.85
2.16
2.08
- -
3.72
4.56
- -
2.72
- -
Return on Common Equity (%)
5.31
10.07
11.21
12.2
11.47
12.07
5.53
4.56
-1.32
7.06
8.88
4.7
5.43
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
617
618
1,549
Market Capitalization
194,898
179,098
571,495

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
230,659
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
20.11%
5.78%
6.73%
Free Cash Flow
218.62%
-264.55%
-757.48%
Net Income, GAAP
-67.42%
-153.66%
22.59%
Sales/Revenue/Turnover
24.44%
11.99%
0.85%
Total Cash Common Dividend
- -
- -
-32.65%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
24,758
25,431
26,592
25,653
104,070
2026
25,521
- -
27,093
27,426
104,952
2027
25,773
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5.79
3.82
0.78
1.43
11.81
2026
3.52
- -
3.71
3.96
14.34
2027
1.51
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.5
2026
- -
- -
- -
- -
1
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
R. Subramaniakumar
Full Time Employees
13,146
Sector
Finance
Industry
Major banks
Address
One World Center, Tower 2B Mumbai MA India 400013
IPO Date
Aug 31, 2016
Website
rblbank.com
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Business
RBL Bank Limited (RBLBANK.NS) is an Indian private sector bank that provides a comprehensive range of banking and financial services across corporate banking, commercial banking, branch banking and retail liabilities, retail assets, and treasury and financial markets operations; its core offerings include savings accounts, salary accounts, current accounts, fixed deposits, recurring deposits, personal loans, home loans, business loans, car loans, education loans, agribusiness loans, credit cards including RuPay credit cards with UPI and National Common Mobility Card integration, debit cards, safe deposit lockers, wealth management services, NRI banking, trade finance, cash management, forex services, and digital banking solutions such as mobile apps and UPI payments. Founded in 1943 as Ratnakar Bank Limited and renamed RBL Bank Limited in 2014, the bank is headquartered in Mumbai, India, and operates 562 branches, 412 ATMs, and over 1,200 business correspondent outlets across 28 states and union territories, serving retail customers, SMEs, corporates, agribusinesses, and NRIs with a focus on financial inclusion and digital transformation. RBL Finserve Limited, a wholly owned subsidiary, manages a significant portion of its business correspondent network. In October 2025, UAE-based Emirates NBD announced its acquisition of a 60% majority stake in RBL Bank for ₹26,850 crore through a preferential share issuance, marking one of the largest foreign direct investments in an Indian bank and strengthening RBL Bank's capital base for expansion in retail, corporate banking, trade finance, credit cards, microloans, wealth management, and international remittances; the deal, approved by both boards and pending regulatory nods including RBI, also involves amalgamating Emirates NBD's India branches into RBL Bank to leverage synergies in the India-Middle East corridor.