OptimumBank Holdings, Inc.
New York Stock Exchange AmericanCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Timothy L. Terry
- Full Time Employees
- 73
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 2929 East Commercial Boulevard Fort Lauderdale FL United States of America 33308
- IPO Date
- Jun 23, 2003
- CIK
- 0001288855
- Website
- optimumbank.com
- Similar Companies
- Business
- OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, a state-chartered bank based in Fort Lauderdale, Florida, founded in 2000. The company offers a wide range of consumer and commercial banking services including demand interest-bearing and noninterest-bearing accounts, savings, money market and NOW accounts, time deposits, certificates of deposit, wire transfers, ACH services, debit and ATM cards, cash management, notary services, night depository services, direct deposits, money orders, cashier’s checks, domestic collections, banking by mail, and internet banking services primarily serving individual and business customers in Broward County, Florida. The company also provides advanced treasury management services enabled by recent investments in technology, enhancing its service offerings. Recent major changes include a successful at-the-market stock offering raising over $10 million to strengthen capital, substantial growth in gross loans to $804 million and deposits to $772 million by the end of 2024, a strategic shift to actively expand lending products and treasury management capabilities, the transfer of its stock listing from Nasdaq to NYSE American effective December 31, 2024, and initiatives to expand the workforce and operational capacity. OptimumBank continues to focus on disciplined lending, cost management, operational innovation, and strategic growth to enhance shareholder value and maintain regulatory capital standards. The company operates primarily in the United States financial services sector with a focus on regional community banking.
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