OptimumBank Holdings, Inc. Financial Ratios — OPHC Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-77.89	-68.59	- -	- -	-5.48	-13.1	-20.94	20.28	-17.58	-6.25	22.35	7.96	9.48	15.16	14.79
Return on Assets (%)	-2.17	-3.15	-5.19	1.27	-0.13	-0.32	-0.55	0.82	-0.97	-0.43	2.15	0.86	0.91	1.52	1.63
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	5.48	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	3.11	-171.19	-197.1	35.25	-8.03	-6.78	4.17	5.08	7.92	6.19	2.79	3.03	2.06	1.52	1.79
Operating Margin (%)	- -	-176.46	-203.4	31.76	-11.89	-11.18	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	-417.73	- -	- -	418.74	- -	- -	1,277.42	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	-109.84	-193.29	-214.92	31.76	-11.89	-11.18	-16.49	25.43	-34.8	-14.8	28.32	28.69	31.13	44.85	44.92
Profit Margin (%)	-111.06	-193.29	-225.1	31.76	-4.01	-11.18	-16.49	25.43	-33.23	-14.8	58.09	21.4	23.13	33.38	33.73
Net Income to Common Margin (%)	-111.06	-193.29	-225.1	31.76	-4.01	-11.18	-16.49	25.43	-33.23	-14.8	58.09	21.4	23.13	33.38	33.73
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	25.39	25.71	25.56	24.91
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	-77.89	-68.59	- -	- -	-5.48	-13.1	-20.94	20.28	-17.58	-6.25	22.35	7.96	9.48	15.16	14.79

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	37	33	28	28	25	29	26	29	17	26	20	12	64	53	53
ST Debt	32	28	23	23	20	24	20	25	13	23	18	10	62	50	50
LT Debt	5	5	5	5	5	5	5	4	4	3	2	2	2	3	3
Total Debt/EBITDA	351	-7.9	-4.5	15.66	-77.16	-119.4	172.18	182.77	63.52	79.48	65.48	21.39	114.73	88.1	59.67
Net Debt/EBITDA	291.72	-2.22	-2.26	8.88	-45.37	-45.9	93.89	132.57	25.37	-90.4	-76.06	-91.1	84.53	10.63	-73.03
Total Debt/EBIT	- -	-7.66	-4.36	17.38	-52.08	-72.36	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-2.16	-2.19	9.86	-30.62	-27.82	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.39	4.81	-0.17	2.39	2.33	2.57	2.65	5.34	5.69	7.59	10.94	10.69	8.85	11.06	10.97
Long-Term Debt/Equity (%)	75.97	74.6	- -	173.04	173.74	167.32	202.55	84.07	50.52	16.77	4.61	3.47	3.21	2.69	2.25
Long-Term Debt/Capital (%)	11.81	12.96	18.62	16.7	18.33	16.24	18.28	12.98	15.27	6.82	3.05	2.91	1.67	1.78	1.57
Long-Term Debt/Total Assets (%)	3.34	3.59	4	4.14	4.04	4.31	5.38	4.49	2.87	1.27	0.5	0.37	0.28	0.3	0.25
Total Debt/Equity (%)	543.1	475.47	-12,914.35	936.39	847.83	930.06	1,008.06	547.7	230.9	145.74	51.35	19.45	91.77	51.15	43.27
Total Debt/Capital (%)	84.45	82.62	100.78	90.35	89.45	90.29	90.98	84.56	69.78	59.31	33.93	16.28	47.86	33.84	30.2
Total Debt/Total Assets (%)	23.86	22.86	21.66	22.4	19.73	23.94	26.76	29.22	13.13	11.05	5.62	2.08	8.12	5.66	4.74
Net Debt to Equity	451.39	133.78	-6,487.96	531.08	498.48	357.51	549.71	397.25	92.22	-165.76	-59.65	-82.83	67.62	6.17	-52.96
Net Debt/Capital (%)	81.86	57.22	101.57	84.15	83.29	78.14	84.61	79.89	44.56	273.61	3,353.28	-1,777.64	82.19	10.22	-107.45
EBITDA	- -	-4	-6	2	- -	- -	- -	- -	- -	- -	- -	1	1	1	1
EBITDA-CapEx	- -	-5	-6	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	-4	-6	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.39	4.81	-0.17	2.39	2.33	2.57	2.65	5.34	5.69	7.59	10.94	10.69	8.85	11.06	10.97
Long-Term Debt/Equity (%)	75.97	74.6	- -	173.04	173.74	167.32	202.55	84.07	50.52	16.77	4.61	3.47	3.21	2.69	2.25
Long-Term Debt/Capital (%)	11.81	12.96	18.62	16.7	18.33	16.24	18.28	12.98	15.27	6.82	3.05	2.91	1.67	1.78	1.57
Long-Term Debt/Total Assets (%)	3.34	3.59	4	4.14	4.04	4.31	5.38	4.49	2.87	1.27	0.5	0.37	0.28	0.3	0.25
Total Debt/Equity (%)	543.1	475.47	-12,914.35	936.39	847.83	930.06	1,008.06	547.7	230.9	145.74	51.35	19.45	91.77	51.15	43.27
Total Debt/Capital (%)	84.45	82.62	100.78	90.35	89.45	90.29	90.98	84.56	69.78	59.31	33.93	16.28	47.86	33.84	30.2
Total Debt/Total Assets (%)	23.86	22.86	21.66	22.4	19.73	23.94	26.76	29.22	13.13	11.05	5.62	2.08	8.12	5.66	4.74
CFO/Total Liabilities	-0.6	-1.95	-2.3	1.07	0.5	0.47	0.61	0.03	-0.47	-0.67	1.2	1.98	0.95	1.88	1.8
CFO/CapEx	- -	-7.76	-17.35	9.8	26.12	5.46	6.06	0.1	-1.1	-7.29	9.88	32.17	10.3	15.79	19.91
Altman's Z-Score	-0.11	-0.25	-0.43	-0.21	-0.3	-0.32	-0.39	-0.36	-0.28	-0.14	-0.04	0.01	0.03	0.08	0.09

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	5.9	4.87	6.32	10.96	9.15	8.41	10.26	9.94	8.87	5.98	9.4	15.57	13.87	13.5	14.17
Days Sales Outstanding	61.82	74.95	57.78	33.3	39.9	43.4	35.56	36.73	41.13	61.06	38.85	23.45	26.32	27.03	25.77
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	11	15	12	10	4	4	5	6	8	11	19	29	30	55	49
- Cash & Cash Equivalents	6	24	14	12	10	18	12	8	9	55	59	72	77	94	115
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	37	33	28	28	25	29	26	29	17	26	20	12	64	53	53
Enterprise Value	13	6	3	-1	-7	-5	8	24	10	-37	-55	-56	-6	-8	-13
Total Capital	44	40	28	31	28	32	28	34	24	44	58	75	134	156	175
Total Debt/Capital (%)	84.45	82.62	100.78	90.35	89.45	90.29	90.98	84.56	69.78	59.31	33.93	16.28	47.86	33.84	30.2
Total Debt / EV	2.85	5.44	9.3	-24.26	-3.41	-5.69	3.28	1.2	1.63	-0.71	-0.36	-0.22	-9.94	-6.4	-4.12
EV/Sales	3.83	2.48	0.95	- -	- -	- -	2.19	7.76	3.08	- -	- -	- -	- -	- -	- -
EV/EBITDA	123.14	- -	- -	- -	- -	- -	52.49	152.79	38.94	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	13.72	1,012.21	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	11.78	94.16	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	2	13	12	9	4	4	5	4	5	10	15	24	30	47	50
Diluted Enterprise Value	33	23	26	25	18	15	19	26	13	-19	-24	-35	18	6	-12
EV per Share	23.08	7.66	3.75	- -	- -	- -	6.98	13.07	3.58	- -	- -	- -	- -	- -	4.25
TTM Sales	3	2	3	5	4	4	4	3	3	5	11	19	27	39	49
TTM EBITDA	- -	-4	-6	2	- -	- -	- -	- -	- -	- -	- -	1	1	1	1
TTM Operating Income	- -	-4	-6	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	-1	-3	-3	1	1	1	1	- -	-1	-1	4	10	7	16	18
TTM Free Cash Flow to Firm	-1	-2	-3	1	1	1	1	- -	- -	-1	4	11	8	17	19

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	-2.59	-5.78	-4.23	6.35	5.45	6.04	7.82	17.36	-107.52	-7.86	3.7	2.28	4.01	2.83	2.66
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	13	6	3	-1	-7	-5	8	24	10	-37	-55	-56	-6	-8	-13
Low Price	15.6	15.1	11.1	5.7	2.51	3.25	1.85	2.7	2.12	1.68	3.02	3.33	2.77	3.89	3.53
EV/Sales	3.83	2.48	0.95	- -	- -	- -	2.19	7.76	3.08	- -	- -	- -	- -	- -	- -
EV/EBITDA	123.14	- -	- -	- -	- -	- -	52.49	152.79	38.94	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	5.68	- -	- -	- -	5.63	- -	- -	2.43	6.05	4.82	3.42	2.99
Price/Earnings Average	-1.96	-4.66	-1.83	6.93	-52.67	-11.29	-6.07	8.86	-5.92	-9.99	2.78	6.16	3.85	3.24	3.04
Price/Earnings High	-6.23	-31.63	-3.94	9.73	-135.18	-21.38	-26.19	13.47	-8.74	-20.26	4.5	7.96	5.05	4.24	3.48
Price/Earnings Low	-0.48	-2.2	-1.24	3.08	-14.69	-8.55	-3.47	5.07	-3.67	-6.3	1.87	4.93	3.19	2.8	2.49
Price/Book Value	1.65	2.23	-55.45	3.28	1.21	1.35	2.07	1.05	1.1	0.61	0.49	0.46	0.43	0.54	0.4
Price/Book Value Average	5.3	3.64	-60.84	4	2.92	1.54	1.43	1.65	1.35	0.48	0.56	0.47	0.35	0.51	0.41
Price/Book Value High	16.84	24.76	-130.55	5.62	7.5	2.91	6.15	2.51	2	0.97	0.9	0.61	0.45	0.67	0.47
Price/Book Value Low	1.29	1.72	-41.17	1.78	0.81	1.16	0.81	0.95	0.84	0.3	0.37	0.38	0.29	0.44	0.33
Price/Tangible Book Value	1.65	2.23	-55.45	3.28	1.21	1.35	2.07	1.05	1.1	0.61	0.49	0.46	0.43	0.54	0.4
Price/Tangible Book Value Average	5.3	3.64	-60.84	4	2.92	1.54	1.43	1.65	1.35	0.48	0.56	0.47	0.35	0.51	0.41
Price/Tangible Book Value High	16.84	24.76	-130.55	5.62	7.5	2.91	6.15	2.51	2	0.97	0.9	0.61	0.45	0.67	0.47
Price/Tangible Book Value Low	1.29	1.72	-41.17	1.78	0.81	1.16	0.81	0.95	0.84	0.3	0.37	0.38	0.29	0.44	0.33
Price/Sales	0.68	5.52	3.76	1.8	0.87	1.11	1.45	1.43	1.59	1.87	1.41	1.3	1.11	1.14	1.01
Price/Sales Average	2.18	9	4.13	2.2	2.11	1.26	1	2.25	1.97	1.48	1.62	1.32	0.89	1.08	1.03
Price/Sales High	6.92	61.14	8.86	3.09	5.42	2.39	4.32	3.43	2.9	3	2.62	1.7	1.17	1.42	1.17
Price/Sales Low	0.53	4.25	2.79	0.98	0.59	0.96	0.57	1.29	1.22	0.93	1.09	1.05	0.74	0.93	0.84
Price/Cash Flow	-2.59	-5.03	-3.99	7	5.66	7.14	9.11	186.66	-9.44	-6.78	4.07	2.35	4.4	2.88	2.79
Price/Cash Flow Average	-8.31	-8.21	-4.38	8.53	13.69	8.11	6.28	293.71	-11.66	-5.36	4.65	2.39	3.51	2.73	2.84
Price/Cash Flow High	-26.37	-55.79	-9.39	11.99	35.14	15.36	27.06	446.75	-17.23	-10.87	7.53	3.09	4.61	3.57	3.25
Price/Cash Flow Low	-2.02	-3.88	-2.96	3.8	3.82	6.14	3.59	168	-7.23	-3.38	3.13	1.91	2.91	2.35	2.32
Price/Free Cash Flow Average	-8.31	-9.43	-4.64	7.74	13.19	6.86	5.39	27.32	-132.79	-6.21	4.22	2.32	3.2	2.68	2.7
Price/Free Cash Flow High	-26.37	-64.04	-9.97	10.88	33.85	12.98	23.23	41.56	-196.22	-12.6	6.84	3	4.2	3.51	3.09
Price/Free Cash Flow Low	-2.02	-4.45	-3.14	3.44	3.68	5.19	3.08	15.63	-82.29	-3.92	2.84	1.86	2.66	2.31	2.21
EV/Sales Average	19.75	14.17	8.64	5.49	5.77	4.45	4.93	9.54	5.28	- -	- -	- -	0.43	0.3	- -
EV/Sales High	42.95	74.22	13.43	6.45	9.12	5.64	8.3	11	6.69	- -	- -	- -	0.71	0.71	- -
EV/Sales Low	11.67	8.7	7.29	4.18	4.24	4.12	4.5	8.34	4.16	- -	- -	- -	0.28	0.11	- -
EV/EBITDA Average	634.57	-8.28	-4.38	15.58	-71.95	-65.63	118.25	187.73	66.67	-61.49	-58.78	-53.25	21.06	19.37	-13.59
EV/EBITDA High	1,380.24	-43.35	-6.81	18.29	-113.6	-83.28	198.92	216.47	84.47	-34.68	-14.83	-38.11	34.57	46.41	-5.47
EV/EBITDA Low	374.99	-5.08	-3.7	11.86	-52.78	-60.84	107.81	164.12	52.5	-71.12	-82.03	-63.55	13.69	7.36	-23.87
EV/EBIT Average	- -	-8.03	-4.25	17.29	-48.56	-39.78	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	-42.06	-6.6	20.29	-76.67	-50.47	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	-4.93	-3.58	13.16	-35.62	-36.87	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	20	19.6	14.95	10.51	3.72	3.78	4.7	3	2.77	3.37	3.93	4.09	4.18	4.76	4.25
High Price	204	217.2	35.2	18	23.1	8.13	13.96	7.18	5.06	5.4	7.27	5.38	4.38	5.9	4.94
Enterprise Value Average	67	34	27	28	23	16	18	30	17	-20	-18	-30	12	12	-12
Enterprise Value High	145	180	42	33	37	20	30	34	22	-11	-4	-22	19	28	-5
Enterprise Value Low	39	21	23	21	17	15	16	26	14	-23	-25	-36	8	4	-21

Shares Outstanding	1	1	1	1	1	1	1	2	3	3	5	7	7	12	12
Diluted Weighted Avg Shares	- -	1	1	1	1	1	1	1	2	3	4	6	7	10	12
Basic Weighted Avg Shares	- -	1	1	1	1	1	1	1	2	3	4	6	7	9	12
Revenue per Share	29.49	3.55	3.97	5.82	4.26	3.4	3.23	2.1	1.74	1.8	2.78	3.16	3.75	4.16	4.21
EBITDA per Share	0.92	-6.08	-7.83	2.05	-0.34	-0.23	0.13	0.11	0.14	0.11	0.08	0.1	0.08	0.06	0.08
Operating Income per Share	- -	-6.27	-8.08	1.85	-0.51	-0.38	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-32.75	-6.87	-8.94	1.85	-0.17	-0.38	-0.53	0.53	-0.58	-0.27	1.61	0.68	0.87	1.39	1.42
Basic EPS from Cont Ops	-32.75	-6.87	-8.94	1.85	-0.17	-0.38	-0.53	0.53	-0.58	-0.27	1.61	0.68	0.87	1.39	1.42
Diluted EPS, GAAP	-32.75	-6.87	-8.94	1.85	-0.17	-0.38	-0.53	0.53	-0.58	-0.27	1.61	0.68	0.87	1.33	1.42
Diluted EPS from Cont Ops	-32.75	-6.87	-8.94	1.85	-0.17	-0.38	-0.53	0.53	-0.58	-0.27	1.61	0.68	0.87	1.33	1.42
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-7.74	-3.89	-3.75	1.5	0.66	0.53	0.52	0.02	-0.29	-0.5	0.97	1.74	0.95	1.65	1.52
Free Cash Flow per Basic Share	-7.74	-4.39	-3.96	1.35	0.63	0.43	0.43	-0.14	-0.56	-0.57	0.87	1.69	0.86	1.55	1.45
Cash & Equivalents per Share	62.7	53.64	46.03	41.72	37.51	34.31	20.61	5.57	5.03	22.95	19.55	13.73	13.93	10	9.93
Book Value per Share	12.11	8.77	-0.27	3.2	3.08	2.79	2.27	2.86	2.53	5.57	8.06	8.87	9.66	8.87	10.57
Tangible Book Value per Share	12.11	8.77	-0.27	3.2	3.08	2.79	2.27	2.86	2.53	5.57	8.06	8.87	9.66	8.87	10.57

OptimumBank Holdings, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)