Oregon Pacific Bancorp

Oregon Pacific Bancorp

ORPB
Oregon Pacific BancorpUS flagOther OTC
11.18
USD
- -
- -
80.27MMarket Cap
2007 Y
2008 Y
2009 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.79
4.25
3.85
2.81
2.11
2.07
2.17
2.39
2.46
2.01
2.38
4.46
- -
4.92
Basic EPS, GAAP
0.84
0.44
-0.79
0.02
0.09
-0.06
0.17
0.26
0.31
0.37
0.5
1.05
- -
0.77
Free Cash Flow per Basic Share
0.83
1.11
0.51
0.43
0.46
0.16
0.05
0.39
0.69
0.42
0.62
1.21
- -
1.13
Dividend per Share
0.21
0.19
0.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.22
Book Value per Share
3.63
6.08
5.24
5.17
3.84
3.98
3.87
4.14
6.67
4.78
5.28
10.27
- -
3.68
Tangible Book Value per Share
5.93
6.01
5.21
5.21
3.81
3.98
3.87
4.06
6.63
4.68
5.36
9.16
- -
6.02
Basic Weighted Avg Shares
2
2
2
3
4
4
4
4
5
7
7
7
- -
2
Sales/Revenue/Turnover
11
9
8
8
8
8
9
10
11
14
17
32
35
11
Operating Margin (%)
25.35
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
22.4
Depreciation Expense
1
1
1
1
1
- -
1
1
1
1
1
1
1
1
Net Income, GAAP
2
1
-2
- -
- -
- -
1
1
1
3
4
8
9
2
Effective Tax Rate (%)
31.04
31.22
- -
- -
10.34
- -
19.87
34.89
49.47
23.4
24.58
24.38
24.89
29.96
Profit Margin (%)
17.48
10.43
-20.5
0.69
4.19
-2.99
7.7
10.98
12.61
18.6
21.2
23.64
24.43
15.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
15
19
18
11
11
9
9
9
7
4
4
26
27
20
Total Equity
13
13
12
15
15
16
16
18
30
33
37
65
78
14
Return on Invested Capital (%)
6.62
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
5.58
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
24.94
9.11
-13.96
0.43
2.33
-1.58
4.41
6.6
5.87
8.16
10.04
13.67
11.04
22.46

Capital Structure

FRC

in mil. unless spec.
Sep'07
Dec'07
Mar'08
ST Debt
- -
- -
- -
LT Borrowings
15
15
20
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
22
20
21

Working Capital

FRC

in mil. unless spec.
Sep'07
Dec'07
Mar'08
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14
9
8
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.56%
37.87%
19.18%
Free Cash Flow
89.24%
48.39%
13.11%
Net Income, GAAP
19.41%
54.26%
13.99%
Sales/Revenue/Turnover
17.59%
30.75%
10.33%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
8
- -
- -
32
2025
- -
- -
- -
- -
35

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.33
- -
- -
1.05
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Ronald S. Green
Full Time Employees
148
Sector
Financial Services
Industry
Banks - Regional
Address
1365 Highway 101 Florence OR United States of America 97439
IPO Date
Oct 29, 1999
Website
opbc.com
Business
Oregon Pacific Bancorp functions as the holding entity for Oregon Pacific Bank, delivering a diverse array of banking products and financial solutions to individuals and commercial clients throughout Oregon. The institution's deposit offerings encompass checking, savings, money market, and certificates of deposit. It also extends various business financing options, including commercial real estate, equipment acquisition, lines of credit, and government-backed lending programs. For personal needs, the bank provides vehicle loans for cars, boats, recreational vehicles, and motorcycles, alongside personal financing products such as unsecured installment loans, unsecured lines of credit, home equity lines and term loans, and accounts secured by certificates of deposit, in addition to credit cards and a variety of mortgage lending solutions. Furthermore, Oregon Pacific Bank offers comprehensive merchant services for payment processing, robust cash management solutions, and specialized services for nonprofit organizations. Through its subsidiary, Oregon Pacific Wealth Management, LLC, the company delivers trust and fiduciary services, including estate planning and administration, as well as wealth management, retirement planning, and investment and insurance products. Digital conveniences are a cornerstone of its service, featuring online and mobile banking with functionalities like bill pay and mobile deposit, alongside telephone banking, night depository, notary services, overdraft protection, and safe deposit box rentals. With its headquarters in Florence, Oregon, a location it has maintained since its establishment in 1979, the bank serves its communities through full-service branches in Florence, Eugene, Coos Bay, Roseburg, Medford, and Portland, with trust services available across multiple key locations. The company recently celebrated its 45th anniversary, affirming its commitment to community-focused, relationship-driven banking, and in late 2025, its trust services division is enhancing its technology. Notably, the bank reported strong third-quarter 2025 earnings, characterized by substantial deposit growth and an expanded net interest margin.

Company News

APIChat
  • Oregon Pacific Bancorp Announces First Quarter 2026 Earnings Results

  • Oregon Pacific Bancorp Announces Fourth Quarter 2025 Earnings Results

  • Oregon Pacific Bancorp Announces Third Quarter 2025 Earnings Results

  • Oregon Pacific Bancorp Announces Second Quarter 2025 Earnings Results

  • Oregon Pacific Bancorp Announces First Quarter 2025 Earnings Results

  • Oregon Pacific Bancorp Announces Fourth Quarter 2024 Earnings Results

  • Oregon Pacific Bancorp Announces Third Quarter 2024 Earnings Results

  • Oregon Pacific Bancorp Announces First Quarter 2024 Earnings Results

  • Oregon Pacific Bancorp Announces 2023 Earnings Results

  • Oregon Pacific Bancorp Announces Third Quarter Earnings Results

  • Oregon Pacific Bank Announces First Quarter Earnings Results