Oregon Pacific Bancorp Financial Ratios — ORPB Stock

Profitability (USD)

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Return on Common Equity (%)	19.48	17.92	14.6	7.26	-13.9	0.42	2.33	-1.59	4.41	6.68	5.94	8.27	10.06	14.65	11.98
Return on Assets (%)	1.29	1.32	1.21	0.63	-1.08	0.03	0.2	-0.14	0.38	0.52	0.58	0.91	1.04	1.32	1.08
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	7.36	7.45	6.62	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	31.11	32.73	32.79	8.82	7.58	6.52	6.19	5.89	5.51	5.55	6.26	6.93	5.45	3.56	2.77
Operating Margin (%)	26.47	27.52	25.35	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	67.96	43.05	63.31	211.17	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	26.47	27.52	25.35	15.17	-36.14	-1.92	4.67	-4.98	9.61	16.86	24.95	24.28	28.1	31.26	32.52
Profit Margin (%)	17.79	17.74	17.48	10.43	-20.5	0.69	4.19	-2.99	7.7	10.98	12.61	18.6	21.2	23.64	24.43
Net Income to Common Margin (%)	17.79	17.74	17.48	10.43	-20.5	0.69	4.19	-2.99	7.7	10.98	12.61	18.6	21.2	23.64	24.43
Effective Tax Rate (%)	32.8	35.54	31.04	31.22	- -	- -	10.34	- -	19.87	34.89	49.47	23.4	24.58	24.38	24.89
Dvd Payout Ratio (%)	16.17	19.31	24.81	42.81	-5.51	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	16.33	14.46	10.98	4.15	-14.66	0.42	2.33	-1.59	4.41	6.68	5.94	8.27	10.06	14.65	11.98

Credit (USD)

Credit Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Total Debt	16	16	15	19	18	11	11	9	9	9	7	4	4	26	27
ST Debt	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	13	16	15	19	18	11	11	9	9	9	7	4	4	26	27
Total Debt/EBITDA	4.76	4.26	4.29	23.17	28.08	20.13	20.44	17.84	16.9	15.03	10.1	4.25	4.56	23.39	27.3
Net Debt/EBITDA	1.41	2.22	1.61	15.51	1.38	-53.36	-42.74	-29.39	-39.58	-51.56	-30.86	-11.26	-20.32	5.31	-1.89
Total Debt/EBIT	5.6	5.06	5.55	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	1.66	2.64	2.08	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.82	7.87	8.76	8.53	6.99	8.48	8.74	8.99	8.11	7.59	11.63	10.54	10.26	8.41	9.58
Long-Term Debt/Equity (%)	128	131.12	110.99	142.34	155.72	70.9	70.18	54.56	52.28	49.25	23.44	12.65	11.04	40.51	34.12
Long-Term Debt/Capital (%)	50.92	56.73	52.6	58.74	60.89	41.49	41.24	35.3	34.33	33	18.99	11.23	9.94	28.83	25.44
Long-Term Debt/Total Assets (%)	8.73	10.31	9.73	12.14	10.88	6.01	6.13	4.91	4.24	3.74	2.73	1.33	1.13	3.41	3.27
Total Debt/Equity (%)	151.38	131.12	110.99	142.34	155.72	70.9	70.18	54.56	52.28	49.25	23.44	12.65	11.04	40.51	34.12
Total Debt/Capital (%)	60.22	56.73	52.6	58.74	60.89	41.49	41.24	35.3	34.33	33	18.99	11.23	9.94	28.83	25.44
Total Debt/Total Assets (%)	10.33	10.31	9.73	12.14	10.88	6.01	6.13	4.91	4.24	3.74	2.73	1.33	1.13	3.41	3.27
Net Debt to Equity	44.84	68.44	41.66	95.28	7.63	-187.98	-146.76	-89.86	-122.45	-168.97	-71.64	-33.52	-49.18	9.2	-2.36
Net Debt/Capital (%)	30.96	40.63	29.41	48.79	7.09	213.66	313.85	-886.67	545.52	244.99	-252.61	-50.42	-96.77	8.43	-2.41
EBITDA	3	4	3	1	1	1	1	- -	1	1	1	1	1	1	1
EBITDA-CapEx	3	4	2	1	1	- -	- -	- -	- -	- -	1	- -	- -	1	- -
Operating Income (Loss)	3	3	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	6.82	7.87	8.76	8.53	6.99	8.48	8.74	8.99	8.11	7.59	11.63	10.54	10.26	8.41	9.58
Long-Term Debt/Equity (%)	128	131.12	110.99	142.34	155.72	70.9	70.18	54.56	52.28	49.25	23.44	12.65	11.04	40.51	34.12
Long-Term Debt/Capital (%)	50.92	56.73	52.6	58.74	60.89	41.49	41.24	35.3	34.33	33	18.99	11.23	9.94	28.83	25.44
Long-Term Debt/Total Assets (%)	8.73	10.31	9.73	12.14	10.88	6.01	6.13	4.91	4.24	3.74	2.73	1.33	1.13	3.41	3.27
Total Debt/Equity (%)	151.38	131.12	110.99	142.34	155.72	70.9	70.18	54.56	52.28	49.25	23.44	12.65	11.04	40.51	34.12
Total Debt/Capital (%)	60.22	56.73	52.6	58.74	60.89	41.49	41.24	35.3	34.33	33	18.99	11.23	9.94	28.83	25.44
Total Debt/Total Assets (%)	10.33	10.31	9.73	12.14	10.88	6.01	6.13	4.91	4.24	3.74	2.73	1.33	1.13	3.41	3.27
CFO/Total Liabilities	1.98	1.46	2.52	1.84	0.78	1.2	1.28	0.63	0.34	0.92	1.45	1.48	1.57	1.28	1.4
CFO/CapEx	- -	- -	2.08	12.91	15.74	2.78	11.02	2.83	1.46	6.55	17.61	3.58	6.27	18.44	19.75
Altman's Z-Score	0.28	0.32	0.29	0.17	0.14	0.12	0.13	0.12	0.17	0.19	0.19	0.17	0.19	0.18	0.21

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Accounts Receivable Turnover	5.31	3.6	3.17	3.42	2.42	2.65	5.34	6.81	7.79	7.6	7.47	8.61	6.88	20.41	- -
Days Sales Outstanding	68.7	101.29	115.08	106.63	151.07	137.59	68.41	53.63	46.87	48.05	48.86	42.4	53.08	17.89	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Market Capitalization	23	27	20	8	8	6	7	6	24	32	34	33	44	57	81
- Cash & Cash Equivalents	11	7	9	6	17	39	33	23	29	38	29	15	22	20	28
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	16	16	15	19	18	11	11	9	9	9	7	4	4	26	27
Enterprise Value	28	35	26	12	-1	-35	-31	-26	-13	-17	-16	-4	-2	-86	-71
Total Capital	26	28	28	32	29	26	26	24	25	26	38	37	41	92	104
Total Debt/Capital (%)	60.22	56.73	52.6	58.74	60.89	41.49	41.24	35.3	34.33	33	18.99	11.23	9.94	28.83	25.44
Total Debt / EV	0.56	0.45	0.58	1.63	-14.92	-0.3	-0.34	-0.33	-0.66	-0.5	-0.45	-0.93	-1.9	-0.31	-0.37
EV/Sales	2.65	3.12	2.42	1.25	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	8.51	9.52	7.38	14.18	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	10	11.33	9.55	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	10	17.1	7.27	4.42	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	10	17.1	4.91	4.1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	23	27	20	8	8	7	13	11	15	19	22	33	44	57	- -
Diluted Enterprise Value	28	35	26	20	9	-21	-9	-3	-5	-10	1	22	25	63	-2
EV per Share	12.85	15.98	11.57	5.35	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	10	11	11	9	8	8	8	8	9	10	11	14	17	32	35
TTM EBITDA	3	4	3	1	1	1	1	- -	1	1	1	1	1	1	1
TTM Operating Income	3	3	3	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	3	2	4	3	1	2	2	1	1	2	3	4	5	9	10
TTM Free Cash Flow to Firm	3	2	5	3	1	3	2	1	1	2	4	5	6	10	11

Multiples (USD)

Valuation Multiples API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2008	12/31/2009	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2024	12/31/2025

Price/Free Cash Flow	8.38	13.1	3.84	2.7	6	2.84	5.86	8.33	13.65	8.58	6.32	6.32	7.33	5.96	- -
EV/EBIT	10	11.33	9.55	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	28	35	26	12	-1	-35	-31	-26	-13	-17	-16	-4	-2	-86	-71
Low Price	7.25	11.55	8.5	2.75	3.49	1.3	2.6	2.73	2.07	3	4	4.63	4.67	6.6	7.28
EV/Sales	2.65	3.12	2.42	1.25	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	8.51	9.52	7.38	14.18	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	12.32	13.46	10.81	7.89	- -	133.57	36.71	- -	20.64	17.12	15.74	12.7	12.39	7.58	- -
Price/Earnings Average	10.2	13.12	12.9	15.67	-5.58	127.58	36.92	-49.27	17.78	13.72	14.11	15.19	11.35	7.15	- -
Price/Earnings High	13.62	14.29	14.93	26.92	-6.97	308.24	42.24	-56.59	22.44	17.12	15.77	17.37	12.39	7.68	- -
Price/Earnings Low	8.33	12.69	10.15	6.2	-4.42	66.79	29.37	-44.14	12.39	11.41	12.9	12.38	9.26	6.26	- -
Price/Book Value	2.26	2.25	1.49	0.57	0.67	0.38	0.47	0.39	1.47	1.8	1.13	1.02	1.17	0.87	1.04
Price/Book Value Average	1.87	2.19	1.78	1.13	0.84	0.36	0.47	0.42	1.26	1.44	1.01	1.22	1.07	0.82	0.83
Price/Book Value High	2.49	2.39	2.06	1.95	1.05	0.87	0.54	0.48	1.59	1.8	1.13	1.4	1.17	0.89	1.04
Price/Book Value Low	1.53	2.12	1.4	0.45	0.66	0.19	0.38	0.38	0.88	1.2	0.92	0.99	0.88	0.72	0.67
Price/Tangible Book Value	2.26	2.32	1.53	0.58	0.67	0.38	0.47	0.39	1.47	1.8	1.13	1.02	1.17	0.87	1.04
Price/Tangible Book Value Average	1.87	2.26	1.82	1.15	0.85	0.36	0.47	0.42	1.26	1.44	1.01	1.22	1.07	0.82	0.83
Price/Tangible Book Value High	2.49	2.46	2.11	1.98	1.06	0.87	0.54	0.48	1.59	1.8	1.13	1.4	1.17	0.89	1.04
Price/Tangible Book Value Low	1.53	2.19	1.43	0.46	0.67	0.19	0.38	0.38	0.88	1.2	0.92	0.99	0.88	0.72	0.67
Price/Sales	2.19	2.39	1.89	0.82	0.91	0.92	1.54	1.38	1.59	1.88	1.98	2.36	2.63	1.79	- -
Price/Sales Average	1.81	2.33	2.26	1.63	1.14	0.88	1.55	1.47	1.37	1.51	1.78	2.83	2.41	1.69	- -
Price/Sales High	2.42	2.53	2.61	2.81	1.43	2.13	1.77	1.69	1.73	1.88	1.99	3.23	2.63	1.82	- -
Price/Sales Low	1.48	2.25	1.77	0.65	0.91	0.46	1.23	1.32	0.95	1.25	1.63	2.3	1.96	1.48	- -
Price/Cash Flow	8.28	13.1	5.68	2.91	6.38	3.86	6.39	11.27	22.99	9.89	6.68	8.09	8.5	6.27	- -
Price/Cash Flow Average	6.85	12.78	6.78	5.78	8.02	3.69	6.42	12.05	19.8	7.93	5.99	9.67	7.79	5.91	- -
Price/Cash Flow High	9.15	13.91	7.84	9.93	10.02	8.92	7.35	13.84	24.99	9.89	6.7	11.06	8.5	6.35	- -
Price/Cash Flow Low	5.6	12.35	5.33	2.29	6.36	1.93	5.11	10.8	13.79	6.6	5.48	7.88	6.35	5.18	- -
Price/Free Cash Flow Average	6.93	12.78	4.58	5.37	7.54	2.72	5.89	8.91	11.75	6.88	5.67	7.56	6.72	5.62	- -
Price/Free Cash Flow High	9.26	13.91	5.3	9.22	9.42	6.56	6.74	10.23	14.83	8.58	6.34	8.65	7.33	6.04	- -
Price/Free Cash Flow Low	5.67	12.35	3.61	2.12	5.98	1.42	4.69	7.98	8.19	5.72	5.18	6.16	5.48	4.92	- -
EV/Sales Average	2.27	3.06	2.79	2.99	1.25	- -	- -	- -	0.07	- -	0.79	2.06	1.31	1.88	1.78
EV/Sales High	2.88	3.26	3.14	4.16	1.54	- -	- -	- -	0.66	0.19	1.11	2.47	1.53	2.01	2.26
EV/Sales Low	1.93	2.98	2.3	2.01	1.01	- -	- -	- -	- -	- -	0.55	1.54	0.87	1.67	1.43
EV/EBITDA Average	7.28	9.34	8.5	33.94	16.49	-43.09	-28.97	-15.58	1.23	-7.54	12.6	29.76	24.05	52.92	64.2
EV/EBITDA High	9.25	9.97	9.58	47.19	20.26	-28.53	-26.99	-13.53	11.92	3.39	17.71	35.66	28.13	56.43	81.4
EV/EBITDA Low	6.21	9.11	7.03	22.8	13.36	-47.98	-31.79	-17.02	-11.15	-14.93	8.87	22.16	15.88	46.97	51.72
EV/EBIT Average	8.56	11.11	10.99	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	10.88	11.86	12.39	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	7.3	10.83	9.09	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	10.72	12.25	9.05	3.5	3.5	2.6	3.25	2.85	3.45	4.5	4.88	4.75	6.25	8	11.3
High Price	11.85	13	12.5	11.95	5.5	6	3.74	3.5	3.75	4.5	4.89	6.5	6.25	8.1	11.31
Enterprise Value Average	24	34	29	28	11	-23	-15	-8	1	-4	9	29	22	60	62
Enterprise Value High	30	37	33	39	13	-15	-14	-7	6	2	12	35	25	64	79
Enterprise Value Low	20	33	24	19	9	-25	-17	-8	-6	-9	6	22	14	53	50

Shares Outstanding	2	2	2	2	2	2	2	2	7	7	7	7	7	7	7
Diluted Weighted Avg Shares	2	2	2	2	2	3	4	4	4	4	5	7	7	7	- -
Basic Weighted Avg Shares	2	2	2	2	2	3	4	4	4	4	5	7	7	7	- -
Revenue per Share	4.89	5.13	4.79	4.25	3.85	2.81	2.11	2.07	2.17	2.39	2.46	2.01	2.38	4.46	- -
EBITDA per Share	1.52	1.68	1.57	0.37	0.29	0.18	0.13	0.12	0.12	0.13	0.15	0.14	0.13	0.16	- -
Operating Income per Share	1.29	1.41	1.21	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.87	0.91	0.84	0.44	-0.79	0.02	0.09	-0.06	0.17	0.26	0.31	0.37	0.5	1.05	- -
Basic EPS from Cont Ops	0.87	0.91	0.84	0.44	-0.79	0.02	0.09	-0.06	0.17	0.26	0.31	0.37	0.5	1.05	- -
Diluted EPS, GAAP	0.86	0.91	0.84	0.44	-0.79	0.02	0.09	-0.06	0.17	0.26	0.31	0.37	0.5	1.05	- -
Diluted EPS from Cont Ops	0.86	0.91	0.84	0.44	-0.79	0.02	0.09	-0.06	0.17	0.26	0.31	0.37	0.5	1.05	- -
Dividend per Share	0.14	0.18	0.21	0.19	0.04	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	1.29	0.93	1.59	1.2	0.55	0.67	0.51	0.25	0.15	0.45	0.73	0.59	0.74	1.28	- -
Free Cash Flow per Basic Share	1.29	0.93	0.83	1.11	0.51	0.43	0.46	0.16	0.05	0.39	0.69	0.42	0.62	1.21	- -
Cash & Equivalents per Share	5.06	3.42	4.2	6.89	12.23	23.53	22.48	18.66	6.56	8.2	8.17	5.97	7.15	23.81	24.9
Book Value per Share	4.75	5.45	6.06	6.14	5.25	6.86	6.91	7.22	2.35	2.5	4.34	4.65	5.33	9.15	10.86
Tangible Book Value per Share	4.75	5.28	5.93	6.04	5.2	6.86	6.91	7.22	2.35	2.5	4.34	4.65	5.33	9.15	10.86

Oregon Pacific Bancorp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)