EWSB Bancorp, Inc.

EWSB Bancorp, Inc.

OOTC:EWSB
10.25
USD
+0.09
(+0.89%)
-5.58EPS
7.15MMarket Cap
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.74
25.72
9.02
9.47
Basic EPS, GAAP
-1.24
-8.62
-5.93
-5.58
Free Cash Flow per Basic Share
-2.01
-11.81
-2.52
-1.62
Dividend per Share
- -
- -
- -
- -
Book Value per Share
15.33
20.77
17.56
20.22
Tangible Book Value per Share
15.33
20.77
17.56
20.22
Basic Weighted Avg Shares
1
- -
1
1
Sales/Revenue/Turnover
6
5
6
7
Operating Margin (%)
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
Net Income, GAAP
-1
-2
-4
-4
Effective Tax Rate (%)
- -
- -
- -
- -
Profit Margin (%)
-16.06
-33.51
-65.77
-58.9
Working Capital
- -
- -
- -
- -
LT Debt
6
20
37
23
Total Equity
12
16
13
15
Return on Invested Capital (%)
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
Return on Common Equity (%)
- -
-12.52
-28.96
-25.87

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1
1
- -
LT Borrowings
37
29
23
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
7
8
7

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21
18
20
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
1
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-15.41%
Free Cash Flow
- -
- -
-23.79%
Net Income, GAAP
- -
- -
145.73%
Sales/Revenue/Turnover
- -
- -
25.2%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1
1
1
1
5
2025
1
1
2
2
6
2026
2
2
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.5
-0.62
-0.44
-0.7
-8.62
2025
-0.81
-0.4
-4.74
0.01
-5.93
2026
-0.52
-0.44
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Sector
Finance
Industry
Savings banks
Address
Kaukauna United States
IPO Date
Sep 25, 2024
Business
EWSB Bancorp, Inc. operates as the bank holding company for East Wisconsin Savings Bank, providing a comprehensive range of retail, commercial, and community banking products and financial services to individuals, families, small to medium-sized businesses, and nonprofit organizations primarily across the Fox Valley region of northeastern Wisconsin. The company offers deposit products and services, including personal and business checking accounts; interest-bearing checking and tiered savings accounts; Christmas Club savings accounts; money market deposit accounts; certificates of deposit spanning short- and long-term maturities; health savings accounts; and individual retirement accounts such as traditional and Roth IRAs. Its lending solutions encompass one- to four-family residential mortgage loans, including fixed-rate and adjustable-rate mortgages, home construction loans, and refinancing facilities; home equity loans and home equity lines of credit; commercial real estate and multi-family property loans; commercial term loans and business lines of credit; and consumer installment loans, vehicle loans, and personal lines of credit. In addition, the company provides digital and treasury support services, including online and mobile banking applications, mobile check deposit, electronic bill payment, peer-to-peer payment integration, debit and credit card issuance, Automated Clearing House processing, wire transfers, merchant services, cash management solutions, and safe deposit boxes. Founded in 1887 and headquartered in Kaukauna, Wisconsin, the institution delivers localized banking through full-service branch offices located in communities including Kaukauna, Appleton, and Kimberly. In recent corporate developments, the organization completed its mutual-to-stock conversion in September 2024, reorganizing from Wisconsin Mutual Bancorp, MHC into a Maryland-chartered stock holding company traded on the OTCQB market under the symbol EWSB, following the mutual termination of its planned combination with Lake City Federal Bank in late 2023. Furthermore, EWSB Bancorp has continued to optimize its capital structure and regulatory standing through equity financing initiatives, including the closing of a private placement offering of Series A Junior Non-Voting Participating Preferred Stock in July 2026.