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    Financial Services

  3. •

    Banks - Regional
PT Bank Central Asia Tbk

PT Bank Central Asia Tbk

PBCRF
PT Bank Central Asia TbkUS flagOther OTC
0.30
USD
- -
- -
36.86BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
284.45
342.59
395.67
444.08
469.89
522.93
591.91
622.24
650.09
726.21
815.14
882.55
927.58
921.78
Basic EPS, GAAP
115.72
133.73
146.17
167.15
189.09
209.74
231.72
220.09
254.9
330.45
394.56
444.83
466.85
462.19
Free Cash Flow per Basic Share
-57.86
263.44
218.42
330.52
64.26
20.81
399.65
391.85
996.8
246.8
429.64
402.73
609.01
356.49
Dividend per Share
23.22
25
30.6
35
42
52
71
110.6
111.4
155
212.5
277.5
305.04
50
Book Value per Share
455.16
557.82
668.9
801.35
941.6
1,098.46
1,254.91
1,296.61
1,448.86
1,619.74
1,794.88
1,959.03
2,113.36
1,940.01
Tangible Book Value per Share
506.05
614.28
727.03
914.34
1,058.87
1,225.5
1,401.47
1,485.18
1,632.66
1,781.5
1,954.76
2,117.46
2,271.16
2,109.53
Basic Weighted Avg Shares
123,174
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,275
123,245
123,275
Sales/Revenue/Turnover
35,036,474
42,232,761
48,776,714
54,743,742
57,925,379
64,464,796
72,968,338
76,706,444
80,139,976
89,523,508
100,485,975
108,796,625
114,319,648
113,632,424
Operating Margin (%)
48.75
48.55
46.45
47.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,075,336
1,215,241
1,552,591
1,641,630
1,821,003
2,081,608
2,015,615
2,545,011
2,447,189
2,662,190
3,211,483
2,167,549
2,602,035
2,457,735
Net Income, GAAP
14,253,831
16,485,858
18,018,653
20,605,736
23,309,994
25,855,154
28,565,053
27,131,109
31,422,660
40,735,722
48,639,122
54,836,305
57,537,287
56,976,535
Effective Tax Rate (%)
19.98
20.39
20.4
20.15
20.02
20.96
21.27
19.13
19.05
19.24
19.15
19.59
19.22
19.48
Profit Margin (%)
40.68
39.04
36.94
37.64
40.24
40.11
39.15
35.37
39.21
45.5
48.4
50.4
50.33
50.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,633,799
5,584,265
4,563,725
5,120,146
3,650,524
2,832,633
4,179,816
2,718,014
2,289,222
2,105,543
2,366,393
3,044,409
2,395,446
1,787,047
Total Equity
62,332,414
75,725,690
89,624,940
112,715,059
131,401,694
151,753,427
174,143,156
184,714,709
202,848,934
221,181,655
242,537,593
262,835,087
281,687,555
261,800,906
Return on Invested Capital (%)
22.59
22.09
20.5
19.42
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
27.82
26.41
23.83
22.74
21.7
20.56
19.69
17.25
18.57
21.54
23.11
23.7
22.93
24.84

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
123,275
123,274
123,247
Market Capitalization
1,133,335,137
1,054,001,678
1,014,036,702

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
88,618,295
117,911,518
107,459,299
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.27%
8.81%
7.17%
Free Cash Flow
191.98%
39.63%
51.18%
Net Income, GAAP
12.64%
16.51%
4.93%
Sales/Revenue/Turnover
8.94%
8.36%
5.08%
Total Cash Common Dividend
26.79%
23.49%
9.9%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
26,763,711
26,832,797
28,397,314
28,361,962
108,796,625
2025
27,679,953
29,193,195
26,715,069
- -
114,319,648
2026
28,660,037
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
104.48
- -
- -
- -
444.83
2025
114.75
- -
- -
- -
466.85
2026
119.49
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
277.5
2025
- -
- -
- -
- -
305.04
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Gregory Hendra Lembong
Full Time Employees
27,758
Sector
Financial Services
Industry
Banks - Regional
Address
Menara BCA Jakarta Indonesia 10310
IPO Date
Mar 11, 2002
CIK
0001463157
Website
bca.co.id
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Business
PT Bank Central Asia Tbk (BCA) operates as Indonesia's largest private bank, providing comprehensive commercial banking and financial services to individual, corporate, small and medium enterprise, and institutional clients; its core offerings encompass savings and current accounts, time deposits, loans and credit facilities including mortgages and working capital financing, credit cards, electronic money products such as Flazz prepaid cards and Sakuku digital wallets, wealth management and mutual fund investments, bancassurance and insurance products, cash management and transaction banking solutions, treasury and foreign exchange services, as well as digital banking platforms including KlikBCA internet banking, m-BCA mobile banking, and QR-based peer-to-peer transfers. BCA maintains an extensive domestic network across Sumatra, Java, Kalimantan, and eastern Indonesia with 1,264 branches, 20,008 ATMs, and over 42 million customer accounts as of September 2025, complemented by overseas representative offices and subsidiaries such as PT Bank BCA Syariah for Islamic banking, PT BCA Finance for consumer and multipurpose financing, PT BCA Sekuritas for securities brokerage, PT Asuransi Umum BCA and PT Asuransi Jiwa BCA for general and life insurance, and PT Bank Digital BCA following the full acquisition and rebranding of PT Bank Royal Indonesia in 2019. Founded in 1957 and headquartered at BCA Tower in Jakarta, the bank, majority-owned by PT Dwimuria Investama Andalan, continues to expand its digital and infrastructure lending capabilities, disbursing Rp39 trillion in construction and infrastructure loans in 2024 with an 11.5% year-on-year growth, and recently launched a new investment product in collaboration with PT Batavia Prosperindo Asset Management in November 2025 to enhance client options in asset management.

Company News

APIChat

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    PT Bank Central Asia Tbk (OTCMKTS:PBCRF) Stock Price Down 4.7% – Should You Sell?