Poage Bankshares, Inc.

Poage Bankshares, Inc.

PBSK
Poage Bankshares, Inc.US flagNASDAQ
25.31
USD
+0.92
- -
Poage Bankshares, Inc.
PBSK
(NASDAQ)

Recent

price

25.31

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2013
2014
2015
2016
2017
TTM
FRC
2.32
3.34
3.05
3.6
3.77
- -
5.3
5.8
5.56
5.55
5.77
Revenue per Share
0.43
0.65
0.54
0.51
0.69
- -
0.54
0.89
0.51
-0.85
-0.74
Basic EPS, GAAP
0.61
-0.82
1.07
1.05
1.43
- -
0.12
1.01
1.41
1.37
0.92
Free Cash Flow per Basic Share
- -
- -
- -
0.13
0.16
- -
0.21
0.23
0.28
0.24
0.24
Dividend per Share
7.38
8.03
9.28
9.48
10.03
- -
9.34
9.57
9.91
9.29
9.67
Book Value per Share
7.97
8.23
19.04
19.51
18.66
- -
19.16
19.14
18.75
17.46
17.77
Tangible Book Value per Share
3
3
3
3
3
- -
3
4
4
3
3
Basic Weighted Avg Shares
8
11
9
11
12
- -
18
21
20
19
19
Sales/Revenue/Turnover
22.03
25.18
20.78
17.78
26
- -
13.54
19.93
12.32
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
1
1
1
Depreciation Expense
1
2
2
2
2
- -
2
3
2
-3
-2
Net Income, GAAP
15.36
22.94
14.17
20.49
29.06
- -
24.9
23.41
26.04
- -
76.78
Effective Tax Rate (%)
18.65
19.41
17.84
14.13
18.45
- -
10.17
15.27
9.11
-15.24
-12.83
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
39
32
23
18
13
20
21
19
12
10
9
LT Debt
27
28
59
61
58
58
68
71
69
62
61
Total Equity
- -
3.47
2.38
1.97
2.89
- -
2.22
3.56
2.1
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.42
6.05
5.42
7.12
- -
5.88
9.59
5.17
-8.62
-7.29
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'18
Jun'18
Sep'18
ST Debt
- -
- -
- -
LT Borrowings
10
10
9
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
65
65
84

Working Capital

FRC

in mil. unless spec.
Mar'18
Jun'18
Sep'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
27
30
27
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
1.71%
-10.17%
Free Cash Flow
- -
- -
-7.09%
Net Income, GAAP
- -
- -
-259.78%
Sales/Revenue/Turnover
- -
- -
-4.51%
Total Cash Common Dividend
- -
- -
-18.3%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
5
5
5
5
20
2017
5
5
5
5
19
2018
5
5
5
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.14
0.19
0.1
- -
0.51
2017
0.13
0.11
-0.01
- -
-0.85
2018
0.07
0.21
0.09
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2016
0.06
0.06
0.09
- -
0.28
2017
0.06
0.06
0.06
- -
0.24
2018
0.06
0.06
0.06
- -
- -
Business
Poage Bankshares, Inc. (PBSK) operates as the savings and loan holding company for Town Square Bank, a federal savings association providing community banking services to individuals, families, businesses, and rural and urban communities primarily in Kentucky, with select operations extending to Virginia and southeastern Ohio; deposit products include passbook savings, statement savings, NOW accounts, demand deposits, business checking, and money market accounts; loan products encompass first lien one- to four-family residential mortgages, commercial real estate loans, construction loans, business loans, and consumer loans. Headquartered in Ashland, Kentucky, the company traces its origins to 1889 when its banking subsidiary was chartered as Home Federal Savings and Loan Association, with Poage Bankshares itself incorporated in 2011 to serve as the holding entity following a mutual-to-stock conversion. In December 2018, Poage Bankshares completed its acquisition by City Holding Company in a $93.3 million all-stock transaction, through which Town Square Bank merged into City National Bank of West Virginia, resulting in Poage shareholders receiving 0.335 shares of City Holding common stock per Poage share and marking the delisting of PBSK from Nasdaq.