Poage Bankshares, Inc.

PBSK

PBSKPoage Bankshares, Inc. US flag

NASDAQ

25.31

USD

+0.92

- -

Income Statement (USD)

API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y
As of date	09/30/2009	09/30/2010	09/30/2011	09/30/2012	09/30/2013	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017

Sales/Revenue/Turnover	8	11	9	11	12	- -	18	21	20	19
+ Sales & Services Revenue	8	11	9	11	12	- -	18	21	20	19
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	-2	-3	-2	-2	-3	- -	-2	-4	-2	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	4	6	5	5	5	- -	9	11	12	12
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-4	-6	-5	-5	-5	- -	-9	-11	-12	-12
Operating Income (Loss)	2	3	2	2	3	- -	2	4	2	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	- -	- -	- -	- -	3
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	- -	- -	- -	- -	3
Pretax Income	2	3	2	2	3	- -	2	4	2	-3
- Income Tax Expense (Benefit)	- -	1	- -	- -	1	- -	1	1	1	- -
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	2	2	2	2	- -	2	3	2	-3
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	2	2	2	2	- -	2	3	2	-3
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	2	2	2	2	- -	2	3	2	-3
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	2	2	2	2	- -	2	3	2	-3
EBIT	2	3	2	2	3	- -	2	4	2	- -
EBITDA	2	3	2	2	3	- -	3	5	4	1
EBITDA Margin (%)	25.49	28.02	24.7	21.28	29.54	- -	18.12	25.7	18.41	6.04
EBITA	2	3	2	2	3	- -	2	4	2	- -
Gross Margin (%)	100	100	100	100	100	- -	100	100	100	100
Operating Margin (%)	22.03	25.18	20.78	17.78	26	- -	13.54	19.93	12.32	- -
Profit Margin (%)	18.65	19.41	17.84	14.13	18.45	- -	10.17	15.27	9.11	-15.24
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	0.13	0.16	- -	0.21	0.23	0.28	0.24
Depreciation Expense	- -	- -	- -	- -	- -	- -	1	1	1	1
Basic Weighted Avg Shares	3	3	3	3	3	- -	3	4	4	3
Basic EPS, GAAP	0.43	0.65	0.54	0.51	0.69	- -	0.54	0.89	0.51	-0.85
Basic EPS from Cont Ops	0.43	0.65	0.54	0.51	0.69	- -	0.54	0.89	0.51	-0.85
Diluted Weighted Avg Shares	3	3	3	3	3	- -	3	4	4	3
Diluted EPS, GAAP	0.43	0.65	0.54	0.51	0.69	- -	0.54	0.89	0.5	-0.85
Diluted EPS from Cont Ops	0.43	0.65	0.54	0.51	0.69	- -	0.54	0.89	0.5	-0.85

Balance Sheet (USD)

API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y
As of date	09/30/2009	09/30/2010	09/30/2011	09/30/2012	09/30/2013	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	98	90	48	23	8	7	17	26	26	23
+ Cash & Cash Equivalents	19	43	48	23	8	7	17	26	26	23
+ ST Investments	80	47	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	1	1	1	1	1	1	1	1	1	1
+ Accounts Receivable, Net	1	1	1	1	1	- -	1	1	1	1
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	2	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	-2	- -	- -	- -	1	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-100	-92	-50	-25	-9	-8	-18	-27	-28	-25
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	6	6	6	6	6	6	9	12	11	10
+ Property, Plant & Equip	8	9	9	8	9	9	13	16	16	16
- Accumulated Depreciation	2	2	2	2	3	3	4	5	5	6
+ LT Investments & Receivables	80	47	77	94	88	86	65	64	58	64
+ LT Investments	80	47	77	94	88	86	65	64	58	64
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-86	-54	-83	-101	-94	-92	-75	-75	-69	-75
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	3	3	2	3
+ Goodwill	- -	- -	- -	- -	- -	- -	1	1	1	2
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	1	1	1	1
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-86	-54	-83	-101	-94	-92	-77	-78	-72	-77
Total Assets	279	291	328	317	291	289	415	435	458	447
+ Payables & Accruals	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	1	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-1	-1	- -	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	39	32	23	18	13	20	21	19	12	10
+ LT Borrowings	39	32	23	18	13	20	21	19	12	10
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-39	-32	-23	-18	-13	-20	-21	-19	-12	-10
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-39	-32	-23	-18	-13	-20	-21	-19	-12	-10
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	252	263	269	257	233	232	347	364	390	385
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	32	32	30	30	38	39	36	32
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	32	32	30	30	38	39	36	32
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	25	27	29	29	31	31	32	34	35	31
+ Other Equity	2	1	1	2	-1	-1	- -	- -	- -	- -
Equity Before Minority Interest	27	28	59	61	58	58	68	71	69	62
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	27	28	59	61	58	58	68	71	69	62
Total Liabilities & Equity	279	291	328	317	291	289	415	435	458	447
Shares Outstanding	3	3	3	3	3	3	4	4	4	4
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	21	-11	-25	-6	5	13	4	-7	-14	-13
Net Debt to Equity	76.46	-40.11	-42.86	-9.5	8.7	23.02	5.4	-10.25	-20.7	-21.35
Tangible Common Equity Ratio	9.63	9.53	18.02	19.1	19.9	19.93	15.92	15.87	14.56	13.31
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y
As of date	09/30/2009	09/30/2010	09/30/2011	09/30/2012	09/30/2013	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017

+ Net Income	1	2	2	2	2	- -	2	3	2	-3
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Non-Cash Items	- -	-3	1	2	2	- -	- -	- -	2	5
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	-3	2	2	1	- -	-1	-1	1	4
+ Chg in Non-Cash Work Cap	1	-1	- -	- -	- -	- -	- -	- -	1	2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	1	-1	- -	- -	- -	- -	-1	- -	1	2
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	3	-2	4	3	5	- -	3	5	6	5
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-1	- -	- -	-1	- -	-2	-1	-1	- -
+ Acq of Fixed Prod Assets	-1	-1	- -	- -	-1	- -	-2	-1	-1	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	29	- -	-2	- -	- -	- -	-4	-4
+ Increase in Capital Stock	- -	- -	32	- -	- -	- -	- -	2	- -	- -
+ Decrease in Capital Stock	- -	- -	-3	- -	-2	- -	- -	-2	-4	-4
+ Net Change in LT Investment	-20	-28	-31	-17	2	- -	37	1	5	-6
+ Dec in LT Investment	1	5	44	78	31	- -	41	14	14	9
+ Inc in LT Investment	-22	-33	-75	-95	-29	- -	-4	-13	-9	-15
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	2	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	2	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-8	45	-2	1	5	- -	-6	1	-30	9
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-29	16	-33	-16	6	- -	29	3	-26	2
+ Dividends Paid	- -	- -	- -	- -	- -	- -	-1	-1	-1	-1
+ Net Cash From Debt	- -	- -	-9	-5	-4	- -	-17	-4	-6	-2
+ Cash From Debt	- -	- -	- -	- -	- -	- -	65	48	80	20
+ Repayments of Debt	- -	- -	-9	-5	-4	- -	-82	-52	-87	-21
+ Other Financing Activities	43	11	15	-6	-19	- -	-4	5	32	-5
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	43	11	35	-12	-26	- -	-22	-1	21	-11
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	17	25	5	-25	-15	- -	10	7	1	-4
EBITDA	2	3	2	2	3	- -	3	5	4	1
EBITDA Margin (%)	25.49	28.02	24.7	21.28	29.54	- -	18.12	25.7	18.41	6.04
Free Cash Flow	2	-3	3	3	4	- -	- -	4	5	5
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	-2	- -	- -
Free Cash Flow to Firm	2	-3	3	3	4	- -	- -	4	5	- -
Free Cash Flow to Equity	- -	-3	-6	-2	- -	- -	-17	-1	-1	3
Free Cash Flow per Basic Share	0.61	-0.82	1.07	1.05	1.43	- -	0.12	1.01	1.41	1.37
Price/Free Cash Flow	- -	- -	8.19	9.53	7.57	- -	10.49	10.43	10.7	13.89
Cash Flow to Net Income	1.85	-0.95	2.11	2.2	2.31	- -	1.36	1.46	3.09	-1.69
Capital Expenditures	-1	-1	- -	- -	-1	- -	-2	-1	-1	- -