Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation

PGC
Peapack-Gladstone Financial CorporationUS flagNASDAQ Global Select
47.59
USD
-0.25
- -
843.22MMarket Cap
Peapack-Gladstone Financial Corporation
PGC
(NASDAQ Global Select)

Recent

price

47.59

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.03
7.11
8
7.71
7.12
6.94
7.51
8.25
8.39
9.08
10.02
10.93
13.08
12.58
12.61
15.67
16.68
Revenue per Share
0.68
1.25
1.05
1.02
1.23
1.32
1.62
2.07
2.33
2.46
1.39
3.01
4.09
2.74
1.87
2.12
2.49
Basic EPS, GAAP
2.16
2.45
1.91
3.32
1.93
1.87
2.43
3.03
3.33
4.39
1.78
3.81
6.35
3.74
3.57
1.62
3.6
Free Cash Flow per Basic Share
0.33
0.3
0.21
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
Dividend per Share
0.53
2.46
3.31
4.29
4.49
4.73
5.88
7.38
9.03
11.2
12.62
15.52
20.17
23.08
24.99
27
27.75
Book Value per Share
11.03
12.45
13.9
18.8
20.03
17.94
19.67
21.51
23.02
24.03
25.57
26.48
26.74
30.12
31.75
34.88
35.51
Tangible Book Value per Share
9
9
9
9
12
15
16
18
19
19
19
19
18
18
18
18
18
Basic Weighted Avg Shares
62
62
70
70
86
105
123
146
159
175
189
205
237
225
223
276
294
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
3
4
3
4
3
4
4
4
4
5
5
5
5
5
5
Depreciation Expense
8
12
10
9
15
20
26
36
44
47
26
57
74
49
33
37
44
Net Income, GAAP
29.66
12.97
39.78
37.27
38.69
37.86
38.05
32.8
23.48
28.26
18.16
27.09
27.45
27.39
26.62
28.64
28.74
Effective Tax Rate (%)
12.4
19.56
13.81
13.23
17.34
18.96
21.59
25.04
27.76
27.11
13.83
27.56
31.27
21.75
14.8
13.53
14.94
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30
27
21
83
94
94
120
130
200
208
198
149
151
150
178
144
43
LT Debt
118
123
122
171
242
276
324
404
469
504
527
546
533
584
606
658
699
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
231.53
83.37
36.43
27.24
31.98
31.69
31.55
32.25
29.29
24.51
11.53
21.37
22.57
12.56
7.73
8.14
9.37
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
73
64
LT Borrowings
99
99
- -
LT Finance Leases
42
44
43
Preferred Equity and Hybrid Capital
- -
- -
30
Shares Outstanding
18
18
18
Market Capitalization
487
491
620

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
412
409
304
Accounts Receivable, Net
34
32
33
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
25
- -
- -
ST Debt
- -
73
64
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.35%
4.63%
8.64%
Free Cash Flow
13.79%
14.3%
-54.64%
Net Income, GAAP
14.78%
18.76%
13.15%
Sales/Revenue/Turnover
10.43%
8.34%
23.83%
Total Cash Common Dividend
1.35%
-1.4%
-0.25%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
52
55
55
59
223
2025
63
68
69
76
276
2026
81
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.42
0.43
0.53
1.87
2025
0.43
0.45
- -
0.69
2.12
2026
0.8
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.05
0.05
0.05
0.2
2025
0.05
0.05
- -
0.05
0.2
2026
0.05
- -
- -
- -
- -
Business
Peapack-Gladstone Financial Corporation (NASDAQ: PGC) operates as the holding company for Peapack Private Bank & Trust, a New Jersey state-chartered commercial bank founded in 1921 and headquartered in Bedminster, New Jersey; the company provides private banking, commercial banking, and wealth management services primarily in the NY Tri-State area including New Jersey, New York City, and surrounding regions. Its banking segment offers deposit products such as checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts; commercial and industrial lending, equipment finance, working capital lines of credit, term loans for fixed asset acquisitions, commercial real estate mortgages, multifamily mortgages, residential mortgages, home equity lines of credit, consumer loans, and other asset-based financing; treasury management, escrow management, C&I advisory, merchant credit card, telephone and internet banking, ATM services, and customer support sales. The wealth management segment, known as Peapack Private, delivers asset management services for individuals, institutions, families, foundations, endowments, trusts, and estates; personal trust services as executor, trustee, administrator, custodian, and guardian; financial planning, tax preparation, retirement, estate, cash flow, investing, wealth preservation and transfer strategies, insurance and risk management; discretionary investment management including proprietary strategies and third-party managers in unified managed accounts or separately managed accounts; and services for public-company executives encompassing stock option strategies, deferred compensation plans, and employment contract financial aspects. Through its Peapack Private Investment Banking subsidiary, the company advises on mergers, acquisitions, and strategic sales for middle-market clients. Recent developments include a rebranding of Peapack-Gladstone Bank to Peapack Private Bank & Trust in November 2024; expansion into New York City with a new Park Avenue office in 2024 and key hires such as Blerina Limaj as Senior Managing Director in June 2025, Alex Lurye in October 2025, and Robert Melle for wealth management in September 2025; strong loan growth to $5.8 billion in Q2 2025 driven by multifamily and C&I originations; $193 million in wealth management inflows in Q2 2025; advisory roles in transactions like the November 2025 sale of ACA Computers to Network Coverage and earlier deals; promotions including MJ Sully to Chief Fiduciary Officer in 2024; and recognition as one of American Banker's 2025 Best Banks to Work For.

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