QCR Holdings, Inc.

QCRH

QCRHQCR Holdings, Inc. US flag

NASDAQ Global Market

89.98

USD

-2.41

- -

1.49BMarket Cap

Income Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	69	72	83	88	98	122	143	180	218	275	272	304	343	338	360
+ Sales & Services Revenue	69	72	83	88	98	122	143	180	218	275	272	304	343	338	360
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	36	39	43	45	48	51	61	76	100	104	110	126	150	143	143
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-36	-39	-43	-45	-48	-51	-61	-76	-100	-104	-110	-126	-150	-143	-143
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-14	-18	-20	-18	-21	-37	-41	-52	-72	-73	-121	-114	-127	-123	-136
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-14	-18	-20	-18	-21	-37	-41	-52	-72	-73	-121	-114	-127	-123	-136
Pretax Income	14	18	20	18	21	37	41	52	72	73	121	114	127	123	136
- Income Tax Expense (Benefit)	4	5	5	3	4	9	5	9	15	13	23	14	13	9	9
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	10	13	15	15	17	28	36	43	57	61	99	99	114	114	127
- Net Extraordinary Losses (Gains)	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	9	12	15	15	17	28	36	43	57	61	99	99	114	114	127
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	10	13	15	15	17	28	36	43	57	61	99	99	114	114	127
- Preferred Dividends	5	3	3	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	4	9	12	14	17	28	36	43	57	61	99	99	114	114	127
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	2	2	3	3	3	4	5	6	7	7	7	11	12	11	12
EBITDA Margin (%)	3.56	3.25	3.47	3.43	3.35	3.16	3.47	3.42	3.43	2.72	2.72	3.46	3.4	3.32	3.42
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	14.13	17.45	18.01	17.04	17.35	22.61	25	23.99	26.32	22.02	36.38	32.57	33.09	33.67	35.32
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.79	0.84	0.73	0.25	0.08	0.16	0.19	0.22	0.24	0.24	0.24	0.24	0.24	0.24	0.24
Depreciation Expense	2	2	3	3	3	4	5	6	7	7	7	11	12	11	12
Basic Weighted Avg Shares	5	5	6	8	10	13	13	15	16	16	16	17	17	17	17
Basic EPS, GAAP	0.93	1.88	2.13	1.75	1.64	2.2	2.68	2.92	3.65	3.89	6.3	5.94	6.79	6.77	7.54
Basic EPS from Cont Ops	2.14	2.71	2.7	1.89	1.64	2.2	2.68	2.92	3.65	3.89	6.3	5.94	6.79	6.77	7.54
Diluted Weighted Avg Shares	5	5	6	8	10	13	14	15	16	16	16	17	17	17	17
Diluted EPS, GAAP	0.92	1.85	2.08	1.72	1.61	2.17	2.61	2.86	3.6	3.8	6.2	5.87	6.73	6.71	7.49
Diluted EPS from Cont Ops	2.12	2.66	2.65	1.86	1.61	2.17	2.61	2.86	3.6	3.8	6.2	5.87	6.73	6.71	7.49

Balance Sheet (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	645	614	627	525	401	386	404	480	435	510	451	468	502	516	279
+ Cash & Cash Equivalents	80	84	75	74	78	135	131	219	224	148	113	127	202	235	203
+ ST Investments	565	530	552	452	323	251	273	261	211	362	338	341	300	281	76
+ Accounts & Notes Receiv	93	104	129	166	174	165	141	118	88	64	44	31	30	16	9
+ Accounts Receivable, Net	7	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	87	104	129	166	174	165	141	118	88	64	44	31	30	16	9
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-738	-718	-756	-691	-575	-551	-546	-598	-523	-574	-494	-499	-532	-533	-288
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	32	31	37	36	37	61	63	76	74	73	79	118	123	159	215
+ Property, Plant & Equip	53	54	60	62	66	93	99	116	120	124	131	181	188	231	294
- Accumulated Depreciation	21	23	24	26	29	32	36	41	46	51	52	63	65	71	78
+ LT Investments & Receivables	565	602	697	652	577	574	652	663	611	838	810	928	1,006	1,200	1,312
+ LT Investments	565	602	697	652	577	574	652	663	611	838	810	928	1,006	1,200	1,312
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-597	-634	-734	-688	-614	-635	-715	-739	-685	-911	-889	-1,046	-1,129	-1,360	-1,528
+ Total Intangible Assets	3	3	5	5	5	20	37	95	90	85	83	154	153	150	147
+ Goodwill	3	3	3	3	3	13	28	78	75	74	74	138	139	139	139
+ Other Intangible Assets	- -	- -	2	2	1	7	9	17	15	11	9	17	14	11	8
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-600	-637	-739	-692	-619	-655	-753	-834	-775	-996	-972	-1,200	-1,282	-1,509	-1,674
Total Assets	1,967	2,094	2,395	2,525	2,593	3,302	3,983	4,950	4,909	5,705	6,096	7,949	8,539	9,026	9,575
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	214	- -	- -	- -	- -	40	- -	9	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	214	- -	- -	- -	- -	40	- -	9	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-214	- -	- -	- -	- -	-40	- -	-9	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-214	- -	- -	- -	- -	-40	- -	-9	- -	- -	- -	- -	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	247	247	284	264	189	251	260	332	266	172	167	696	717	568	636
+ LT Borrowings	247	247	284	264	189	251	260	332	266	172	167	696	717	568	636
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-247	-247	-284	-264	-189	-251	-260	-332	-266	-172	-167	-696	-717	-568	-636
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-247	-247	-284	-264	-189	-251	-260	-332	-266	-172	-167	-696	-717	-568	-636
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	1,822	1,953	2,247	2,381	2,367	3,016	3,629	4,477	4,374	5,111	5,419	7,176	7,652	8,029	8,463
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	95	84	98	70	135	170	203	286	291	292	289	388	388	392	390
+ Common Stock	5	5	8	8	12	13	14	16	16	16	16	17	17	17	17
+ Additional Paid in Capital	90	79	90	62	123	157	189	271	275	276	274	371	371	375	373
- Treasury Stock	2	2	2	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	45	53	65	78	93	119	152	192	246	301	386	450	555	665	773
+ Other Equity	5	5	-14	-2	-2	-2	-2	-6	-1	1	2	-65	-56	-60	-51
Equity Before Minority Interest	142	140	148	144	226	286	353	473	535	594	677	773	887	997	1,112
+ Minority/Non Controlling Interest	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	144	140	148	144	226	286	353	473	535	594	677	773	887	997	1,112
Total Liabilities & Equity	1,967	2,094	2,395	2,525	2,593	3,302	3,983	4,950	4,909	5,705	6,096	7,949	8,539	9,026	9,575
Shares Outstanding	5	5	8	8	12	13	14	16	16	16	16	17	17	17	17
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	381	163	209	191	111	156	129	122	41	24	54	569	515	333	433
Net Debt to Equity	263.59	115.89	141.68	132.31	49.34	54.69	36.51	25.89	7.73	4	8.01	73.66	58.06	33.34	38.92
Tangible Common Equity Ratio	7.19	6.56	5.96	5.52	8.55	8.09	8.01	7.78	9.25	9.05	9.87	7.93	8.75	9.55	10.24
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	10	13	15	15	17	28	36	43	57	61	99	99	114	114	127
+ Depreciation & Amortization	2	2	3	3	3	4	5	6	7	7	7	11	12	11	12
+ Non-Cash Items	25	13	7	10	13	4	2	20	9	47	26	8	263	345	307
+ Stock-Based Compensation	1	1	1	1	1	1	1	1	2	2	2	2	3	3	3
+ Deferred Income Taxes	4	2	-1	-1	-2	-3	-6	6	6	-15	15	-5	-1	-7	-2
+ Asset Impairment Charge	- -	- -	-2	- -	7	- -	- -	- -	3	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	21	10	9	10	6	6	7	13	-3	59	9	10	261	349	306
+ Chg in Non-Cash Work Cap	-1	2	7	-3	-3	8	-9	-5	3	-3	-44	1	-12	-26	-25
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-3	2	7	-3	-3	8	-9	-5	3	-3	-44	1	-12	-26	-25
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	37	31	32	26	30	43	34	64	76	112	88	119	376	445	422
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	9	- -	- -	- -	- -	- -	- -	- -	3	- -	2	2	1	- -	2
+ Disp of Fixed Prod Assets	9	- -	- -	- -	- -	- -	- -	- -	3	- -	2	2	1	- -	2
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	-2	-2	-2	-4	-6	-6	-11	-12	-4	-14	-33	-15	-44	-67
+ Acq of Fixed Prod Assets	-3	-2	-2	-2	-4	-6	-6	-11	-12	-4	-14	-33	-15	-44	-67
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	-1	1	1	1	65	32	2	1	2	-2	-13	-53	-7	1	-20
+ Increase in Capital Stock	- -	1	1	1	65	32	2	1	2	1	1	- -	1	1	1
+ Decrease in Capital Stock	-1	- -	- -	- -	- -	- -	- -	- -	- -	-4	-14	-53	-9	- -	-22
+ Net Change in LT Investment	-136	-41	-82	59	77	106	-27	-14	30	-218	23	-44	-46	-140	-127
+ Dec in LT Investment	486	433	231	137	309	285	153	70	106	139	196	187	142	78	108
+ Inc in LT Investment	-622	-474	-313	-78	-232	-180	-180	-84	-76	-357	-173	-231	-188	-218	-235
+ Net Cash From Acq & Div	- -	- -	-27	- -	- -	-70	-3	-5	43	- -	- -	145	- -	- -	- -
+ Cash from Divestitures	- -	- -	3	- -	- -	- -	- -	- -	43	- -	- -	145	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	-30	- -	- -	-70	-3	-5	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-8	-90	-53	-187	-138	-199	-374	-303	-371	-482	-422	-705	-689	-661	-662
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-137	-133	-165	-130	-66	-169	-411	-334	-309	-704	-412	-635	-749	-845	-855
+ Dividends Paid	-4	-4	-4	-2	-1	-2	-2	-3	-4	-4	-4	-4	-4	-4	-4
+ Net Cash From Debt	-50	-11	-5	-14	-149	-94	-25	10	-111	-104	-7	84	135	10	-6
+ Cash From Debt	5	13	87	16	5	35	9	62	88	175	- -	110	135	10	201
+ Repayments of Debt	-55	-24	-92	-30	-154	-129	-33	-53	-199	-279	-7	-26	- -	- -	-207
+ Other Financing Activities	166	125	121	116	124	218	407	271	336	688	324	511	287	387	449
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	112	111	113	101	39	154	382	279	223	577	300	538	410	395	418
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	11	8	-20	-4	4	29	5	10	-9	-15	-24	22	37	-5	-15
EBITDA	2	2	3	3	3	4	5	6	7	7	7	11	12	11	12
EBITDA Margin (%)	3.56	3.25	3.47	3.43	3.35	3.16	3.47	3.42	3.43	2.72	2.72	3.46	3.4	3.32	3.42
Free Cash Flow	34	29	30	24	26	37	28	53	64	108	74	85	361	400	354
Net Cash Paid for Acquisitions	- -	- -	27	- -	- -	70	3	5	-43	- -	- -	-145	- -	- -	- -
Free Cash Flow to Firm	34	29	30	24	26	37	28	53	64	108	74	85	361	400	354
Free Cash Flow to Equity	-12	14	22	8	-123	-56	3	63	-44	4	69	171	497	410	350
Free Cash Flow per Basic Share	7.11	5.94	5.35	2.97	2.48	2.97	2.1	3.58	4.07	6.93	4.73	5.12	21.6	23.77	20.98
Price/Free Cash Flow	1.1	2	2.79	5.2	7.39	11.19	14.85	6.38	7.88	5.42	8.74	5.52	2.52	2.8	2.89
Cash Flow to Net Income	3.78	2.43	2.14	1.71	1.78	1.57	0.94	1.49	1.33	1.85	0.89	1.2	3.31	3.9	3.31
Capital Expenditures	-3	-2	-2	-2	-4	-6	-6	-11	-12	-4	-14	-33	-15	-44	-67