Rego Payment Architectures, Inc.

Rego Payment Architectures, Inc.

RPMT
Rego Payment Architectures, Inc.US flagOther OTC
0.96
USD
+0.00
- -
130.44MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
-0.15
-0.09
-0.07
-0.05
-0.05
-0.06
-0.04
-0.13
-0.1
-0.14
-0.14
-0.09
-0.09
-0.08
Free Cash Flow per Basic Share
-0.13
-0.13
-0.05
-0.02
-0.02
-0.01
-0.01
-0.02
-0.04
-0.05
-0.05
-0.05
-0.05
-0.04
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.33
-0.45
-0.51
-0.57
-0.61
-0.66
-0.69
-0.82
-0.81
-0.95
-1.03
-1.09
-1.17
-1.19
Tangible Book Value per Share
-0.01
0.01
-0.06
-0.1
-0.14
-0.16
-0.19
-0.31
-0.26
-0.28
-0.24
-0.28
-0.35
-0.37
Basic Weighted Avg Shares
108
117
118
118
118
119
120
120
123
124
132
136
136
136
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
-650,680.82
-264,200.07
-31,756.62
-408,789.33
- -
-10,774.68
-6,900.12
- -
-383,034.25
-743,976.31
- -
- -
-378,491.51
-54,034.61
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-16
-10
-8
-5
-4
-6
-3
-15
-11
-16
-17
-9
-10
-9
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-650,503.75
-169,145.73
-32,537.04
-459,135.14
- -
-12,726.53
-9,232.09
- -
-420,497.41
-788,425.13
- -
- -
-426,355.56
-62,764.52
Working Capital
-1
1
-7
-9
-16
-20
-23
-38
-32
-34
-32
-38
-48
-51
LT Debt
- -
- -
- -
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
- -
2
-7
-11
-16
-19
-23
-37
-32
-34
-31
-38
-48
-50
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
22
22
22
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
137
137
137
Market Capitalization
53
45
33

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
2
- -
- -
Cash, Cash Equivalents & STI
2
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
47
48
51
Payables & Accruals
25
27
28
ST Debt
22
22
22
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
24.41%
6.28%
26.85%
Free Cash Flow
14.45%
31.24%
-11.63%
Net Income, GAAP
28.81%
-2.62%
7.45%
Sales/Revenue/Turnover
- -
- -
8.54%
Total Cash Common Dividend
- -
28.03%
4.49%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.02
-0.02
-0.02
- -
-0.09
2025
-0.03
-0.02
-0.02
- -
-0.09
2026
-0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Peter S. Pelullo
Full Time Employees
5
Sector
Technology
Industry
Software - Application
Address
325 Sentry Parkway Blue Bell PA United States of America 19422
IPO Date
Nov 15, 2010
Business
Rego Payment Architectures, Inc. is a provider of consumer software specializing in a family-focused mobile payment platform known as Mazoola. The company offers an all-digital financial payments platform that enables minors, particularly those under 13 years old, to conduct transactions, complete chores, and learn financial literacy in a secure online environment under parental permission, oversight, and control. Its product suite includes the Mazoola app and associated digital wallet technology, designed to engage families with Gen Z and Gen Alpha youths through money management, transactional capabilities, and educational tools. The platform also offers white-label family wallet banking-as-a-service solutions, application programming interfaces (APIs) for retailers and financial infrastructure, and cloud storage services. Founded in 2008 and headquartered in Blue Bell, Pennsylvania, Rego Payment Architectures operates primarily in the financial technology and consumer software segments, targeting family and youth banking markets. The company has recently advanced its strategic initiatives with the completion of a $25 million Series B Preferred Stock financing in 2024, bringing total capital raised to over $100 million. It secured a $20 million line of credit to support corporate and strategic goals throughout 2024 and beyond. Key expansions include a partnership with Q2 Software to integrate its COPPA-compliant family wallet banking platform into Q2’s digital banking ecosystem, and a 2025 alliance with Aambé Financial to enhance financial inclusion across Indian Country. Additionally, Rego acquired Chore Check, LLC in early 2021, augmenting its user base with over 23,000 users ahead of the commercial launch of Mazoola. Rego Payment Architectures focuses on delivering secure, privacy-assured digital payment and financial literacy solutions compliant with COPPA and GDPR regulations. Its strategic emphasis on family engagement, regulatory compliance, and technological integration positions it as a leading innovator in youth-centered digital banking platforms within the U.S. and selected regions. The company maintains a commitment to expanding its B2B capabilities, white-label solutions, and direct-to-consumer apps while capitalizing on funding and partnerships to drive growth and technology adoption. This comprehensive product and corporate strategy underscores Rego Payment Architectures’ role as a pioneer in secure mobile payment architectures for youth and family financial ecosystems.

Company News

APIChat
  • REGO Introduces Flexible Family Wallet Implementation Models for Financial Institutions

  • REGO Payment Architectures Names Dr. Lisa Strohman as Global Advisor for Youth Digital Protection

  • Cornerstone Community Financial Credit Union Launches GenGrow Family Wallet Youth Banking Platform with Rego Payment Architectures, Inc.

  • Camden National Bank Launches Free Youth Banking Platform to Teach the Value of Money

  • Rego Payment Architectures, Inc. and Aambé Financial Announce Partnership to Expand Financial Inclusion Across Indian Country

  • Rego Payment Architectures, Inc. Joins the Jack Henry™ Vendor Integration Program

  • REGO's Recent Momentum Positions the Company as a Premier White-Labeled Family Lifecycle Financial Solutions Platform for Banks and Credit Unions

  • Rego Payment Architectures, Inc. Announces Its White-Label Senior Financial Management Product To Be Available End of March 2025

  • Rego Payment Architectures, Inc. Collaborates with Jack Henry to Offer White-Labeled Youth Banking to Financial Institutions

  • Rego Payment Architectures, Inc. Selects Bangor Savings Bank as Its Banking Services Provider for Its Family Digital Wallet Platform

  • Lumin Digital and Rego Payment Architectures, Inc. Announce Strategic Partnership to Offer Youth Banking Solutions to Financial Institutions

  • Rego Payment Architectures, Inc. Voted ICBA ThinkTECH Accelerator Bankers Choice Award Winner

  • Rego Payment Architectures, Inc. and Computer Services, Inc. (CSI) Announce Strategic Partnership to Offer Family Digital Wallet to Financial Institutions Nationwide

  • Rego Payment Architectures, Inc. Announces Completion of Its $25 Million Series B Preferred Stock Financing

  • Rego Payment Architectures Selected for ICBA ThinkTECH Accelerator Program

  • New Report Reveals Demand for Youth Banking is High Among Families with Generation Z and Alpha Children

  • Rego Payment Architectures, Inc. Secures Extension of $20 Million Line of Credit

  • Rego Payment Architectures, Inc. Announces Major Sponsorship of Annual Q2 Customer Event

  • Rego Payment Architectures, Inc. Launches Accessibility Features for the Visually Impaired

  • Rego Payment Architectures, Inc. Reflects on a Year of Remarkable Momentum