1. Singapore Stocks

  2. •

    Retail trade

  3. •

    Specialty stores
ValueMax Group Ltd.

ValueMax Group Ltd.

SSGX:T6I
0.87
SGD
0.00
(0.00%)
169.37MMarket Cap
Feb 24Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.87
0.6
0.5
0.47
0.44
0.39
0.43
0.49
0.42
0.4
0.44
0.54
0.6
- -
Basic EPS, GAAP
0.02
0.02
0.02
0.03
0.04
0.04
0.05
0.06
0.06
0.06
0.07
0.1
0.11
- -
Free Cash Flow per Basic Share
-0.01
-0.01
-0.07
-0.19
0.01
-0.08
-0.06
0.02
-0.24
-0.23
- -
-0.08
-0.19
- -
Dividend per Share
- -
0.01
0.01
0.01
0.01
0.01
- -
- -
0.02
- -
0.02
0.02
0.04
- -
Book Value per Share
0.27
0.28
0.29
0.31
0.33
0.36
0.39
0.43
0.46
0.5
0.53
0.59
0.64
0.39
Tangible Book Value per Share
0.27
0.28
0.29
0.31
0.33
0.36
0.39
0.42
0.46
0.5
0.53
0.59
0.64
0.39
Basic Weighted Avg Shares
407
538
538
538
538
538
549
565
651
715
753
847
915
555
Sales/Revenue/Turnover
353
325
270
253
239
209
236
276
276
287
331
456
553
- -
Operating Margin (%)
2.1
2.32
3.59
7.16
9.22
11.23
12.93
13.56
16.98
17.74
19.17
19.34
21.2
- -
Depreciation Expense
1
1
1
1
2
2
5
6
7
7
7
7
8
- -
Net Income, GAAP
9
9
10
16
19
20
25
34
42
44
53
83
102
- -
Effective Tax Rate (%)
8.18
7.47
10.82
9.39
11
11.76
16.65
14.45
15.14
15.56
15.61
14.16
15.91
- -
Profit Margin (%)
2.65
2.77
3.72
6.14
7.98
9.72
10.79
12.27
15.07
15.48
15.97
18.16
18.46
- -
Working Capital
138
140
108
134
95
106
98
113
46
169
283
200
170
111
LT Debt
- -
- -
- -
60
13
62
70
46
43
37
53
52
71
69
Total Equity
151
155
160
171
184
197
222
255
327
369
429
518
612
225
Return on Invested Capital (%)
3.32
2.9
3.35
4.69
4.81
4.54
4.84
5.26
5.8
4.81
5.19
7.35
7.15
- -
Return on Capital (%)
4.69
3.77
3.98
5.26
5.5
5.21
5.54
6.54
6.34
5.24
5.65
7.89
7.87
- -
Return on Common Equity (%)
8.55
6.05
6.56
9.69
11.07
10.9
12.42
14.51
14.51
12.95
13.43
17.71
18.27
- -

Capital Structure

SGD

•

in mil. unless spec.
Sep'19
Dec'19
Jun'20
ST Debt
221
253
243
LT Borrowings
66
65
64
LT Finance Leases
6
5
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
560
560
560
Market Capitalization
161
178
169

Working Capital

SGD

•

in mil. unless spec.
Sep'19
Dec'19
Jun'20
Total Current Assets
355
362
375
Cash, Cash Equivalents & STI
5
9
21
Accounts Receivable, Net
264
267
277
Inventories
85
73
77
Total Current Liabilities
240
264
264
Payables & Accruals
- -
- -
- -
ST Debt
221
253
243
Deferred Revenue
- -
- -
- -

Growth Rates

SGD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.55%
19.25%
18.16%
Free Cash Flow
140.12%
519%
151.85%
Net Income, GAAP
27.09%
25.7%
23.24%
Sales/Revenue/Turnover
8.4%
15.67%
21.25%
Total Cash Common Dividend
148.93%
306.3%
90.06%

Semi-annual Revenue

SGD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
456
2025
- -
- -
553
2026
- -
- -
- -

Semi-annual Earnings Per Share

SGD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.1
2025
- -
- -
0.11
2026
- -
- -
- -

Semi-annual Dividends Per Share

SGD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.02
2025
- -
- -
0.04
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Chia Kai Yeah
Full Time Employees
141
Sector
Retail trade
Industry
Specialty stores
Address
No. 01-35, Waterloo Centre Singapore CE Singapore 180261
IPO Date
Oct 30, 2013
Website
valuemax.com.sg
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Business
ValueMax Group Limited is a Singapore-based investment holding company that provides pawnbroking and secured moneylending services, as well as the retail and trading of jewellery and gold; it operates through four segments including pawnbroking, retail and trading of jewellery and gold, moneylending, and other operations such as investment holding, management, IT support, and property holding. Pawnbroking services accept pledges of yellow or white gold jewellery, diamond jewellery, branded timepieces, gold, platinum, or silver bars and coins; moneylending offers secured and unsecured term loans to businessmen and corporates with urgent cash needs, plus hire purchase and floor stock financing for the automotive industry; retail sales encompass new and pre-owned gold and diamond jewellery, gold bars and coins, branded watches, and Hermès bags, with pre-owned items undergoing makeover, polishing, and quality checks for resale at attractive prices; gold trading involves purchasing scrap gold from subsidiaries, pawnbrokers, and traders, then selling fine gold bars to jewellery factories, wholesalers, and retailers. The group, founded in 1988 with its first pawnbroking outlet, became the first pawnbroking chain listed on the Singapore Exchange Mainboard in 2013; it is headquartered at 261 Waterloo Street, #01-35 Waterloo Centre, Singapore 180261, and is a subsidiary of Yeah Holdings Pte. Ltd.; operations span 50 pawnbroking and retail outlets in Singapore plus one associated pawnshop, and 27 outlets in Malaysia via associated companies, primarily targeting consumers, businesses, and the automotive sector in these markets. Recent developments include the acquisition of Ban Fook Pawnshop Pte. Ltd. for SGD 1.8 million completed in March 2025, the acquisition of Heng Heng Pawnshop Pte. Ltd. and a pawnbroking and retail business in Ang Mo Kio in early 2025, plus the purchase of a SGD 3.3 million pledge loan book from Ban Fook in February 2025; in FY2024, an associated company, Well Chip Group Berhad, listed on Bursa Malaysia Main Market in July 2024, yielding a $10.1 million gain on dilution of interest; the group expanded revenue to $456.2 million with profit before tax at $97.6 million, supported by multiple commercial paper issuances on SDAX and ADDX platforms, a S$300 million multicurrency medium-term note programme, and ongoing warrant exercises for share allotments.