Seneca Bancorp, Inc.

Seneca Bancorp, Inc.

SNNF
Seneca Bancorp, Inc.US flagOther OTC
12.10
USD
- -
- -
21.79MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.77
3.17
3.39
3.78
5.87
6.38
3.98
Basic EPS, GAAP
0.27
0.28
0.45
0.6
0.42
0.1
0.47
Free Cash Flow per Basic Share
0.53
0.78
-0.42
-0.52
-0.94
-0.02
0.14
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
7.7
8.14
8.91
13.14
12.96
9.17
Tangible Book Value per Share
- -
9.68
10.19
11.3
13.42
18.33
11.84
Basic Weighted Avg Shares
2
2
2
2
2
2
2
Sales/Revenue/Turnover
5
6
6
7
10
11
7
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
1
1
- -
Net Income, GAAP
1
1
1
1
1
- -
1
Effective Tax Rate (%)
10.83
33.5
17.56
19.58
12.75
4.97
20.22
Profit Margin (%)
9.6
8.7
13.17
15.86
7.12
1.55
11.79
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
24
28
33
41
36
52
Total Equity
- -
18
19
21
24
33
22
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
7.16
5.64
6.96
3.65
0.77
5.24

Capital Structure

FRC

in mil. unless spec.
Dec'19
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
33
36
52
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
18
12
13

Working Capital

FRC

in mil. unless spec.
Dec'19
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31
33
48
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
37.27%
Free Cash Flow
- -
-24.85%
-98.13%
Net Income, GAAP
- -
-3.81%
-75.84%
Sales/Revenue/Turnover
- -
15.81%
11.12%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2
3
3
10
2025
3
3
3
- -
11
2026
3
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
0.06
0.19
- -
0.42
2025
0.09
0.1
- -
- -
0.1
2026
-0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Joseph G. Vitale
Full Time Employees
49
Sector
Financial Services
Industry
Banks - Regional
Address
35 Oswego Street New York NY United States of America 13027
IPO Date
Oct 12, 2017
Business
Seneca Bancorp, Inc. (SNNF) operates as the holding company for Seneca Savings Bank, National Association, a community-oriented financial institution that provides a range of banking products and services to individual and corporate customers in the United States. The bank offers savings and checking accounts; loans including one-to-four-family residential real estate loans, commercial real estate loans, home equity lines of credit, commercial and industrial loans, residential construction loans, and consumer loans; wealth management services; online banking; investments; reorder checks; and cannabis lending. Seneca Savings maintains five full-service branches in Onondaga and Madison Counties, New York. Founded in 1928 and headquartered at 35 Oswego Street in Baldwinsville, New York, the institution functions as a subsidiary of Seneca Financial MHC. In a major strategic reorganization, Seneca Bancorp emerged as the successor to Seneca Financial Corp. following the adoption of a second-step mutual-to-stock conversion plan by its parent mutual holding company in May 2025, with the transaction anticipated to complete in the fourth quarter of 2025 subject to regulatory, member, and stockholder approvals; this included the bank's charter conversion to a national bank and Seneca Bancorp's advancement from the OTC Pink market to the OTCQX market in October 2025. Additionally, the bank expanded operations with a fifth branch opening in Manlius, New York, in 2024, growing its asset base to over $275 million while supporting small businesses and community initiatives.

Company News

APIChatGPT
  • OTC Markets Group Welcomes Seneca Bancorp, Inc. to OTCQX