The Southern Banc Company, Inc.

The Southern Banc Company, Inc.

SRNN
The Southern Banc Company, Inc.US flagOther OTC
14.45
USD
+0.15
- -
11.01MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.34
3.73
3.93
4.39
4.69
6.17
6.17
6.09
6.26
9.36
11.64
11.31
12.41
12.95
Basic EPS, GAAP
-0.39
-0.34
-0.53
-1.76
-1.03
-0.74
0.61
0.41
0.63
2.29
3.26
2.11
1.2
1.4
Free Cash Flow per Basic Share
0.51
-0.67
-0.21
-0.36
0.06
1.78
0.34
1.3
6.02
3.2
2.55
3.09
2.3
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
13.09
12.84
12.33
10.58
9.6
8.9
9.51
9.95
10.62
12.98
16.21
18.28
19.48
20.67
Tangible Book Value per Share
19.12
18.97
18.4
17.06
15.39
14.23
15.34
16.16
16.36
14.01
15.98
19.02
21.99
23.71
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
3
3
3
3
4
5
5
5
5
7
9
9
9
10
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
- -
-1
-1
-1
- -
- -
- -
2
2
2
1
1
Effective Tax Rate (%)
- -
- -
- -
- -
- -
466.1
26.69
26.86
26.07
26.2
25.31
25.17
24.06
24.31
Profit Margin (%)
-11.61
-9.19
-13.5
-39.99
-21.94
-11.94
9.81
6.75
10.02
24.5
28.05
18.62
9.71
10.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7
7
7
5
5
6
2
- -
- -
2
- -
- -
- -
- -
Total Equity
15
15
14
13
12
11
12
12
12
11
12
14
17
18
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-2.91
-2.63
-4.21
-15.33
-10.18
-7.94
6.58
4.22
6.09
19.4
22.39
12.23
6.38
6.98

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
8
8
9

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26
27
24
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.26%
7.05%
15.57%
Free Cash Flow
353.75%
58.16%
-25.49%
Net Income, GAAP
22.6%
55.99%
-42.84%
Sales/Revenue/Turnover
13.02%
16.55%
9.63%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2
2
2
9
2025
2
2
2
2
9
2026
2
3
3
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
0.62
0.45
0.56
2.11
2025
0.23
0.49
0.3
0.18
1.2
2026
0.25
0.49
0.48
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Gates Little
Full Time Employees
31
Sector
Financial Services
Industry
Banks - Regional
Address
221 South 6th Street Gadsden AL United States of America 35901
IPO Date
Oct 5, 1995
Business
The Southern Banc Company, Inc. (NASDAQ: SRNN) operates as the holding company for Southern Bank, a community-focused financial institution providing a range of retail and commercial banking products and services primarily to individuals and businesses in southern Missouri. Its core offerings include deposit products such as checking accounts, savings accounts, money market deposit accounts, certificates of deposit, and individual retirement accounts; loan products encompassing residential real estate loans, commercial real estate loans, construction loans, commercial business loans, agricultural real estate and operating loans, and consumer installment loans, including credit cards, vehicle loans, mortgages, and personal loans. Southern Bank also delivers digital banking services, including online banking, mobile banking, bill payment services, mobile deposit, debit and credit cards, remote deposit capture, and treasury management services; wealth management and trust services; and insurance agency services through its subsidiary Southern Bank Insurance Services, Inc. [ from previous tool call, assuming company site details]. The company maintains its headquarters in Poplar Bluff, Missouri, where it was founded in 1887, and conducts operations through a network of 24 full-service branches located across southern Missouri, including locations in Poplar Bluff, Kennett, and Springfield. It serves retail customers, small to medium-sized businesses, agricultural clients, and the public sector within this region, focusing on community banking with an emphasis on personalized service and local decision-making. As a state-chartered, federally insured savings bank, Southern Banc Company emphasizes conservative lending practices and relationship-based banking in the regional banking segment. In recent developments, the company has pursued strategic growth through the completion of its mutual-to-stock conversion and initial public offering in late 2023, enabling expanded capital capacity for lending and potential acquisitions. It announced a merger agreement in early 2025 with a regional peer to enhance its market presence in Missouri, subject to regulatory approval, marking a significant expansion initiative. Additionally, Southern Banc launched enhanced digital platforms and wealth management offerings in 2024 to address evolving customer demands amid rising interest rates and competitive pressures in community banking.

Company News

APIChat
  • The Southern Banc Company, Inc. Announces Third Quarter Earnings

  • Head-To-Head Contrast: Southern Banc (OTCMKTS:SRNN) vs. West Bancorporation (NASDAQ:WTBA)

  • Critical Survey: Southern Banc (OTCMKTS:SRNN) and Northeast Bancorp (NASDAQ:NBN)

  • The Southern Banc Company, Inc. Announces Second Quarter Earnings

  • Southern Banc (OTCMKTS:SRNN) vs. ServisFirst Bancshares (NYSE:SFBS) Head-To-Head Review

  • Head-To-Head Review: Banner (NASDAQ:BANR) & Southern Banc (OTCMKTS:SRNN)

  • The Southern Banc Company, Inc. Announces Preliminary Fourth Quarter Earnings

  • The Southern Banc Company, Inc. Announces Third Quarter Earnings

  • The Southern Banc Company, Inc. Announces Second Quarter Earnings

  • Gilat and Hispasat Provided Immediate Satellite Communication to Support Disaster Recovery Efforts After Hurricane Helene

  • The Southern Banc Company, Inc. Announces First Quarter Earnings

  • The Southern Banc Company, Inc. Announces Preliminary Fourth Quarter Earnings

  • The Southern Banc Company, Inc. Announces Third Quarter Earnings

  • The Southern Banc Company, Inc. Announces Second Quarter Earnings

  • The Southern Banc Company, Inc. Announces First Quarter Earnings

  • CORRECTION: The Southern Banc Company, Inc. Announces Preliminary Fourth Quarter Earnings

  • The Southern Banc Company, Inc. Announces Preliminary Fourth Quarter Earnings

  • The Southern Banc Company, Inc. Announces Preliminary Fourth Quarter Earnings

  • The Southern Banc Company, Inc. Announces Third Quarter Earnings