JDC Group AG

JDC Group AG

16.35
EUR
-0.70
(-4.11%)
0.72EPS
46.97P/E
303.43MMarket Cap
Nov 18Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.17
6.87
6.98
6.85
7.08
7.64
8.51
9.66
11.09
12.18
13
16.31
18.49
20.34
Basic EPS, GAAP
-0.56
-0.61
-0.16
-0.11
-0.14
-0.34
-0.14
-0.09
0.07
0.07
0.28
0.43
0.53
0.47
Free Cash Flow per Basic Share
-0.69
-0.48
-0.16
-0.32
0.08
-0.1
0.15
0.53
0.94
0.43
0.7
0.91
1.05
1.24
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.04
1.04
Book Value per Share
3.12
2.43
2.27
2.49
2.35
2.54
2.35
2.16
2.95
2.85
3.87
4.23
4.77
4.58
Tangible Book Value per Share
-0.53
-0.48
-0.61
-1.29
-1.32
-1.01
-1.5
-1.64
-2.1
-2.09
-1.21
-0.93
-5.56
-5.55
Basic Weighted Avg Shares
11
11
11
11
12
12
13
13
13
13
13
14
14
13
Sales/Revenue/Turnover
89
75
76
78
84
95
111
123
147
156
172
221
250
273
Operating Margin (%)
-4.64
-6.17
-0.52
0.45
0.32
-1.67
-0.01
0.75
2.23
2.02
3.4
3.94
5.59
7.22
Depreciation Expense
2
2
2
2
3
3
4
5
5
6
6
6
7
7
Net Income, GAAP
-6
-7
-2
-1
-2
-4
-2
-1
1
1
4
6
7
6
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
35.7
14.79
- -
18.98
19.19
27.99
Profit Margin (%)
-6.88
-8.88
-2.28
-1.56
-1.99
-4.49
-1.63
-0.95
0.62
0.58
2.19
2.66
2.84
2.32
Working Capital
2
2
11
1
6
7
6
7
7
6
15
13
26
27
LT Debt
- -
- -
13
13
17
15
21
23
23
23
26
20
87
92
Total Equity
35
26
25
30
28
33
30
27
39
37
53
57
68
67
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
1.51
1.42
- -
7.52
7.04
7.86
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
3.22
3.3
- -
9.21
7.52
6.29
Return on Common Equity (%)
-18.8
-21.96
-6.77
-4.46
-5.82
-13.89
-5.68
-4.03
2.74
2.38
8.4
10.68
11.68
10.23

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2
- -
2
LT Borrowings
87
87
87
LT Finance Leases
- -
- -
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
335
292
303

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
79
78
75
Cash, Cash Equivalents & STI
36
39
36
Accounts Receivable, Net
38
33
35
Inventories
- -
- -
- -
Total Current Liabilities
53
49
48
Payables & Accruals
- -
- -
- -
ST Debt
2
- -
2
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.21%
21.49%
18.53%
Free Cash Flow
-12.59%
28.97%
14.25%
Net Income, GAAP
28.53%
43.23%
21.13%
Sales/Revenue/Turnover
12.9%
15.53%
13.16%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
53
52
63
221
2025
62
59
55
74
250
2026
75
69
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.05
0.02
0.21
0.43
2025
0.2
0.09
-0.08
0.31
0.53
2026
0.16
0.07
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
1.06
- -
1.04
2026
- -
- -
- -
- -
- -

Company Description

CEO
Sebastian Josef Grabmaier
Full Time Employees
412
Sector
Finance
Industry
Investment managers
Address
Söhnleinstraße 8 Wiesbaden HE Germany 65201
IPO Date
Nov 28, 2005
Business
JDC Group AG is a financial services company specializing in digital advisory and financial product distribution primarily across Germany and Austria, with expanding operations in Eastern Europe. Founded in 1999 and headquartered in Berlin, the company operates two main business segments: Advisortech and Advisory. The Advisortech segment provides modern advisory and administration technology platforms under various brand names including Jung, DMS & Cie., MORGEN & MORGEN, allesmeins, Top Ten, and Geld.de, supporting insurance, investment funds (including alternative and closed-end funds), structured products, financing, and real estate offerings. The Advisory segment focuses on direct financial product distribution via independent advisors, brokers, and financial sales networks, primarily through the FiNUM Group, targeting both private individuals and corporate clients. JDC is one of the leading market players in the German-speaking region with over 16,000 connected sales partners and manages a portfolio exceeding EUR 4.5 billion along with annual product sales around EUR 1.5 billion. The company integrates technology-driven solutions to enhance intermediary efficiency and customer care, positioning itself as a strategic investor in fintech and advisory technologies. Recent major developments include the acquisition of a 60% stake in FMK Group, expanding JDC’s direct sales platform and customer base, and facilitating greater scalability and platform utilization. This acquisition propels JDC’s strategy towards growth and heightened profitability, with the company raising its 2025 revenue forecast to EUR 260-280 million and projecting EBITDA growth to at least EUR 35 million in 2026. To fund this transaction, JDC plans to issue a EUR 70 million senior secured bond. The integration of FMK Group is expected to enhance platform profitability significantly and improve economies of scale. JDC Group’s comprehensive product offerings span insurance policies, investment and alternative funds, structured financial products, financing solutions, and real estate investments. The company serves a broad clientele through both digital channels and an extensive advisor network, focusing on leveraging technology to facilitate financial intermediary operations. JDC’s strategic initiatives also emphasize sustainability and ESG compliance by promoting digital processes that reduce paper usage and streamline advisory workflows. Overall, JDC Group AG maintains a strong market position as a digital platform leader in financial services, marked by its dual focus on technological innovation in advisory solutions and robust traditional financial product distribution in the DACH region and Eastern Europe. The company’s recent strategic acquisitions and technological investments underscore its commitment to scaling operations, enhancing service offerings, and driving long-term profitable growth.