Timberland Bancorp, Inc.

Timberland Bancorp, Inc.

TSBK
Timberland Bancorp, Inc.US flagNASDAQ
43.34
USD
-0.33
- -
339.26MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.94
4.69
5
5.71
6.28
6.65
7.47
7.82
7.85
7.79
9.25
8.82
9.9
10.35
Basic EPS, GAAP
0.59
0.83
1.2
1.48
1.99
2.28
2.89
2.91
3.31
2.84
3.32
3.02
3.68
3.92
Free Cash Flow per Basic Share
1.51
1.08
1
1.63
1.45
2.63
1.92
3.83
3.45
3.08
3.66
2.7
3.59
4.02
Dividend per Share
0.2
0.17
0.25
0.38
0.51
0.6
0.78
0.85
1.03
0.87
1.01
0.95
1.02
1.09
Book Value per Share
11.67
12.3
13.11
14.27
15.63
17.03
20.56
22.53
24.8
26.41
28.64
30.53
33.21
34.43
Tangible Book Value per Share
10.23
11
11.9
13.1
14.51
15.95
18.21
20.15
22.42
24.02
26.31
28.42
31.12
32.36
Basic Weighted Avg Shares
7
7
7
7
7
7
8
8
8
8
8
8
8
8
Sales/Revenue/Turnover
34
32
34
39
45
49
62
65
66
65
76
71
78
82
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
2
2
3
3
3
3
3
3
2
2
Net Income, GAAP
5
6
8
10
14
17
24
24
28
24
27
24
29
31
Effective Tax Rate (%)
34.58
32.37
33.58
32.55
33.31
25.43
19.72
19.92
19.88
20.17
20.23
20.14
19.51
19.52
Profit Margin (%)
14.12
18.2
24.04
25.98
31.61
34.28
38.63
37.28
42.1
36.5
35.85
34.25
37.19
37.86
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
45
45
45
30
- -
- -
- -
13
7
2
37
22
23
23
Total Equity
90
83
89
97
111
125
171
188
207
219
233
245
263
271
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
5.19
6.97
9.49
10.8
13.54
14.14
16.23
13.54
13.99
11.08
11.96
10.13
11.47
11.78

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
20
20
20
LT Finance Leases
3
3
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
263
283
311

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
282
290
322
Accounts Receivable, Net
7
7
7
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
10
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.73%
6.97%
7.01%
Free Cash Flow
22.24%
-0.08%
30.92%
Net Income, GAAP
14.85%
4.75%
20.09%
Sales/Revenue/Turnover
8.96%
4.13%
10.62%
Total Cash Common Dividend
18.88%
3.6%
5.69%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
17
18
18
71
2025
19
19
19
21
78
2026
21
20
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.78
0.71
0.74
0.8
3.02
2025
0.86
0.85
0.9
1.07
3.68
2026
1.04
0.91
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.24
0.24
0.24
0.95
2025
0.25
0.25
0.26
0.26
1.02
2026
0.28
0.29
- -
- -
- -

Company Description

APIChatGPT
CEO
Dean J. Brydon
Full Time Employees
271
Sector
Financial Services
Industry
Banks - Regional
Address
624 Simpson Avenue Hoquiam WA United States of America 98550
IPO Date
Jan 13, 1998
Business
Timberland Bancorp, Inc. (Nasdaq: TSBK) serves as the holding company for Timberland Bank, a community-oriented financial institution that provides a broad range of banking products and services to individuals and businesses primarily in western Washington state. Timberland Bank offers deposit products including checking accounts, regular savings accounts, money market deposit accounts, and certificates of deposit; lending solutions encompassing one- to four-family residential loans, multi-family loans, commercial real estate loans, construction loans (custom, owner/builder, speculative, commercial, multi-family, and land development), land loans, commercial business loans, and consumer loans such as home equity lines of credit, second mortgages, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and additional services comprising online and mobile banking, cash management, merchant services through partnership with TSYS (including credit/debit card payments, electronic gift and prepaid cards, payment gateways, reporting tools, and security features), remote deposit, online bill pay, and financial planning. The company operates 24 branches across Grays Harbor, Thurston, Lewis, Pierce, Kitsap, and King counties in Washington. Founded in 1915 as Southwest Washington Savings and Loan in Hoquiam, Washington, where it maintains headquarters at 624 Simpson Avenue, Timberland Bancorp resulted from the 1997 mutual-to-stock conversion and IPO of Timberland Bank, which traces its federal charter to 1934. Recent developments include the opening of a new full-service branch in University Place during fiscal 2025 to expand commercial banking relationships and support regional growth; a 22% increase in diluted earnings per share to $3.67 for fiscal year 2025 ended September 30; announcement of a new stock repurchase program in July 2025; net loan growth to $1.44 billion by June 30, 2025, driven by multi-family and commercial real estate originations; and recognition as a top performer in the Piper Sandler Bank and Thrift Sm-All Stars: Class of 2024.

Company News

APIChatGPT
  • Timberland Rises 37% in a Year: Should You Buy the Stock?

  • Zacks Initiates Coverage of Timberland With Neutral Recommendation

  • Timberland Bancorp: Low Loan Loss Provisions Boost Earnings

  • Timberland Bancorp Reports Second Fiscal Quarter Net Income of $7.1 Million

  • Head-To-Head Contrast: Timberland Bancorp (NASDAQ:TSBK) versus First Bancorp of Indiana (OTCMKTS:FBPI)

  • Timberland Bancorp (NASDAQ:TSBK) Share Price Passes Above Two Hundred Day Moving Average – Here’s Why

  • Citizens Community Bancorp (NASDAQ:CZWI) vs. Timberland Bancorp (NASDAQ:TSBK) Head to Head Survey

  • Timberland Bancorp (NASDAQ:TSBK) Shares Pass Above 200-Day Moving Average – What’s Next?

  • Timberland Bancorp (NASDAQ:TSBK) Stock Price Passes Above 200-Day Moving Average – Here’s What Happened

  • Timberland Bancorp (NASDAQ:TSBK) Stock Crosses Above 200-Day Moving Average – Should You Sell?

  • Reviewing Timberland Bancorp (NASDAQ:TSBK) and Broadway Financial (NASDAQ:BYFC)

  • Reviewing Northeast Bancorp (NASDAQ:NBN) & Timberland Bancorp (NASDAQ:TSBK)

  • Reviewing West Bancorporation (NASDAQ:WTBA) & Timberland Bancorp (NASDAQ:TSBK)

  • Financial Comparison: Timberland Bancorp (NASDAQ:TSBK) & Gouverneur Bancorp Inc./MD (OTCMKTS:GOVB)

  • Connor Clark & Lunn Investment Management Ltd. Buys 1,529 Shares of Timberland Bancorp, Inc. $TSBK

  • Financial Contrast: Northpointe Bancshares (NYSE:NPB) versus Timberland Bancorp (NASDAQ:TSBK)

  • Timberland Bancorp 2025 Fiscal Year's Net Income Increases 20% to $29.16 Million

  • Timberland Bancorp Third Fiscal Quarter Net Income Increases to $7.10 Million

  • Timberland Bancorp: Strong Loan Book Means The Stock Is A Buy

  • 4 Upcoming Dividend Increases