BCB Bancorp, Inc.

BCB Bancorp, Inc.

BCBP
BCB Bancorp, Inc.US flagNASDAQ Global Market
8.17
USD
+0.05
- -
141.86MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.97
6.44
6.84
5.44
5.59
5.5
5.38
5.14
6.2
6.81
6.41
5.58
5.91
5.82
Basic EPS, GAAP
1.05
0.81
0.69
0.63
0.76
1.02
1.2
1.14
1.94
2.64
1.71
0.99
-0.84
-1.11
Free Cash Flow per Basic Share
1.71
0.33
0.46
0.1
1.54
2.47
1.33
8.02
2.67
2.38
1.82
3.91
2.03
1.98
Dividend per Share
0.53
0.62
0.61
0.62
0.58
0.6
0.61
0.61
0.64
0.66
0.66
0.72
0.73
0.55
Book Value per Share
12.01
10.59
11.91
11.63
11.73
12.6
13.67
14.57
16.18
17.2
18.58
18.98
17.61
16.13
Tangible Book Value per Share
12.01
10.59
11.91
11.63
11.73
12.25
13.35
14.25
15.86
16.88
18.27
18.68
17.31
16.13
Basic Weighted Avg Shares
8
8
9
11
12
16
16
17
17
17
17
17
17
17
Sales/Revenue/Turnover
50
54
61
61
69
86
88
89
106
116
108
95
102
100
Operating Margin (%)
31.84
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
1
2
1
1
- -
- -
- -
2
1
-1
- -
1
1
Net Income, GAAP
9
8
7
8
10
17
21
21
34
46
29
19
-13
-18
Effective Tax Rate (%)
41.03
39.94
40.65
39.65
50.62
30.86
30.68
29.11
29.05
27.78
28.88
29.11
- -
52.28
Profit Margin (%)
18.77
14.1
11.61
13.08
14.39
19.57
23.9
23.56
32.39
39.45
27.26
19.61
-12.33
-17.56
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
114
137
204
159
189
282
296
243
122
434
506
291
289
179
Total Equity
100
102
134
131
176
200
239
249
274
291
314
324
304
292
Return on Invested Capital (%)
4.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
9.24
7.19
5.5
5.34
6.09
8.39
8.96
8
12.64
15.84
9.51
5.26
-4.6
-6.28

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
278
268
168
LT Finance Leases
11
11
11
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
17
18
Market Capitalization
139
156
194

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
277
295
199
Accounts Receivable, Net
13
15
15
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.11%
4.23%
-6.06%
Free Cash Flow
203.03%
-6.59%
-47.56%
Net Income, GAAP
-1.1%
-28.42%
-167.27%
Sales/Revenue/Turnover
5.83%
3.42%
6.99%
Total Cash Common Dividend
9.61%
2.9%
1.72%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
25
20
26
23
95
2025
24
25
26
26
102
2026
25
23
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.32
0.14
0.36
0.16
0.99
2025
-0.51
0.18
0.22
-0.73
-0.84
2026
0.26
-0.85
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.18
0.18
0.18
0.72
2025
0.18
0.18
0.18
0.18
0.73
2026
0.11
0.08
- -
- -
- -

Company Description

CEO
Thomas O'Brien
Full Time Employees
295
Sector
Financial Services
Industry
Banks - Regional
Address
104-110 Avenue C Bayonne NJ United States of America 07002
IPO Date
Oct 15, 2003
Website
bcb.bank
Business
BCB Bancorp, Inc. (NASDAQ: BCBP) operates as the holding company for BCB Community Bank, a community-oriented financial institution that provides a broad range of commercial and retail banking products and services to businesses and individuals primarily in New Jersey and New York. The bank offers FDIC-insured deposit products including savings accounts, club accounts, interest- and non-interest-bearing demand deposit accounts, money market accounts, individual retirement accounts and certificates of deposit; diverse loan products such as commercial and multi-family real estate loans, one-to-four family residential mortgages, commercial business loans, construction loans, home equity lines of credit and consumer loans; and ancillary services comprising wire transfers, money orders, safe deposit boxes, night depository, debit and ATM cards, online and mobile banking, remote deposit capture, ACH origination, cash management solutions, credit card processing, positive pay fraud detection and automated teller services. Founded in 2000 and headquartered in Bayonne, New Jersey, BCB Bancorp maintains 23 branches in New Jersey and four in New York as of late 2024, with a workforce of approximately 316 employees focused on relationship-based banking in competitive regional markets. Recent developments include a $40 million funding round announced in August 2024, the completion of a private placement of Series K Preferred Stock and redemption of Series I Preferred Stock and subordinated notes in 2024 to strengthen its capital position, the adoption of the current expected credit losses (CECL) model for enhanced credit risk management, bolstering of its credit risk team amid challenges in its Business Express Loan portfolio and cannabis sector exposure, and quarterly earnings reports reflecting net losses in Q1 2025 due to specific loan reserves alongside subsequent profitability in Q2 and Q3 2025 with ongoing quarterly cash dividends of $0.16 per share.

Company News

  • BCB Bancorp, Inc. Announces Third Quarter 2026 Conference Call

  • BCB Bancorp, Inc. Announces New Directors; Reorganization of C-Suite

  • BCB Bancorp, Inc. Announces Definitive Agreements to Sell Problem Loan Portfolios

  • BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) CFO Jawad Chaudhry Acquires 10,000 Shares of Stock

  • BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) CEO Thomas Obrien Acquires 160,000 Shares of Stock

  • BCB Bancorp, Inc. Announces Closing of Public Offering and Full Exercise of Underwriter's Over-Allotment Option, for Aggregate Gross Proceeds of $98 Million

  • BCB Bancorp, Inc. Announces Pricing of Common Stock Offering

  • BCB Bancorp, Inc. Announces Launch of Common Stock Offering; Expects to Report Net Loss for the 2026 Third Quarter

  • BCB Bancorp, Inc. (NJ) (NASDAQ:BCBP) Share Price Crosses Below 200 Day Moving Average – Time to Sell?

  • BCB Bancorp, Inc. (BCBP) Q2 2026 Earnings Call Transcript

  • BCB Bancorp: Head To The Exits, A Bank That Is Not Lending

  • Compared to Estimates, BCB Bancorp (BCBP) Q2 Earnings: A Look at Key Metrics

  • BCB Bancorp, Inc. (NJ) Q2 Earnings Call Highlights

  • BCB Bancorp (BCBP) Reports Q2 Loss, Misses Revenue Estimates

  • BCB Bancorp, Inc. Reports Net Loss of $14.8 Million in the Second Quarter 2026; Board Approves Reincorporation in Delaware, Subject to Shareholder Approval

  • BCB Announces Second Quarter 2026 Conference Call

  • BCB Announces Suspension of Cash Dividend

  • BCB Bancorp, Inc. Announces Inc. Inducement Grant Under Nasdaq Listing Rule 5635(c)(4)

  • BCB Bancorp, Inc. (BCBP) Discusses Leadership Transition, Capital Structure, and Strategic Priorities Transcript

  • BCB Appoints New CEO