CHUOU INTERNATIONAL GROUP CO. LTD.

CHUOU INTERNATIONAL GROUP CO. LTD.

TTSE:7170
330.00
JPY
+30.00
(+10.00%)
938.05MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
236.4
406.53
332.4
214.93
229.77
219.36
231.36
250.83
244.93
243.3
221.92
222.66
206.78
- -
Basic EPS, GAAP
0.76
1.31
10.66
5.72
8.68
16.16
7.21
10
7.67
10.14
0.95
-1.71
-2.52
- -
Free Cash Flow per Basic Share
12.9
22.18
-271.01
-80.19
18.49
11.12
12.12
7.09
7.83
15.29
7.67
10.98
-4.71
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
131.82
131.82
146.06
143.39
161.77
142.09
145.75
145.99
170.17
190.28
201.03
207.43
223.08
223.08
Tangible Book Value per Share
131.21
131.21
145.53
142.88
161.3
141.65
145.33
145.58
169.51
189.68
200.47
206.87
222.6
222.6
Basic Weighted Avg Shares
3
2
2
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
636
636
648
673
694
680
687
727
692
701
664
638
638
- -
Operating Margin (%)
1.33
100.25
1.7
2.84
-0.14
1
0.47
-1.49
-0.61
1.13
-2.8
-2.5
-6.26
- -
Depreciation Expense
- -
18
36
40
49
42
37
36
38
38
39
39
39
- -
Net Income, GAAP
2
2
21
18
26
50
21
29
22
29
3
-5
-8
- -
Effective Tax Rate (%)
59.64
59.64
41.96
39.81
40.03
19.39
28.94
23.83
24.31
19.48
47.62
125.38
- -
- -
Profit Margin (%)
0.32
0.32
3.21
2.66
3.78
7.37
3.12
3.99
3.13
4.17
0.43
-0.77
-1.22
- -
Working Capital
71
71
41
-96
58
-46
-152
-52
-33
-50
-88
-15
-61
-61
LT Debt
232
232
870
1,005
1,204
1,164
994
980
983
901
789
781
667
667
Total Equity
414
414
491
470
555
499
516
519
540
630
665
661
765
765
Return on Invested Capital (%)
- -
0.49
0.6
0.75
-0.03
0.3
0.13
-0.5
-0.2
0.39
-0.61
0.26
- -
- -
Return on Capital (%)
- -
-0.32
1.7
1.25
1.6
3.04
1.49
2.25
1.68
2.1
0.28
-0.71
- -
- -
Return on Common Equity (%)
- -
0.53
4.87
3.98
5.5
10.34
4.66
6.23
4.57
5.55
0.49
-0.82
-1.2
- -

Capital Structure

JPY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
84
104
119
LT Borrowings
781
728
667
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
717
750
938

Working Capital

JPY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
177
169
160
Cash, Cash Equivalents & STI
101
108
87
Accounts Receivable, Net
53
48
57
Inventories
- -
- -
- -
Total Current Liabilities
192
202
221
Payables & Accruals
- -
- -
- -
ST Debt
84
104
119
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.92%
8.28%
15.83%
Free Cash Flow
-30.18%
-10.06%
-146.2%
Net Income, GAAP
-19.24%
-58.89%
58.7%
Sales/Revenue/Turnover
-0.08%
-2.54%
-0.02%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

JPY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
664
2024
- -
- -
638
2025
- -
- -
638

Semi-annual Earnings Per Share

JPY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.95
2024
- -
- -
-1.71
2025
- -
- -
-2.52

Semi-annual Dividends Per Share

JPY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

CEO
Masanori Ohishi
Sector
Finance
Industry
Insurance brokers/Services
Address
2-2-12-101 Tojin Saga SA Japan 840-0813
IPO Date
Jul 14, 2014
Business
Chuou International Group Co. Ltd. (Ticker: 7170.T) is a Japan-based provider of insurance and financial services, focusing on risk management, underwriting, and related advisory offerings for corporate clients and institutional customers. The company operates primarily through its core insurance and financial services divisions, delivering a range of products and platforms designed to support risk transfer, asset protection, and financial optimization. Main Products and Services: - Non-life and life insurance products for corporate clients, including property, casualty, and specialty lines; reinsurance placements and program management - Insurance brokerage and risk advisory services; underwriting services for commercial risk, casualty, and marine lines - Employee benefits and remuneration-related risk products for corporate environments; group life and health insurance offerings - Financial risk management solutions, including hedging, credit protection, and investment product advisory - Digital insurance platforms and risk analytics tools for underwriting, pricing, and claim management - Specialty risk solutions such as marine, aviation, energy, and project liability coverage; tailored coverage programs for mid-market and large corporates - Claims administration, loss prevention consulting, and risk engineering services - Securities and investment products aligned with insurance assets and corporate treasury needs Latest Major Company Changes: - Establishment or expansion of strategic alliances with domestic and international insurance carriers to broaden product access and capacity - Launch of enhanced digital platforms and data-driven underwriting capabilities to improve pricing accuracy and service delivery - Shifts in business strategy toward integrated risk management solutions, combining insurance, advisory, and risk analytics for corporations - Potential reorganizations or branding updates to align with evolving market focus and regulatory changes in Japan and Asia - Notable operational enhancements, including scale-up of claims handling efficiency and expansion of regional client coverage Additional Context: - Industry: Insurance and financial services; segments include commercial lines, personal lines, risk advisory, and digital insurance platforms - Target markets: Corporate and institutional clients, mid-market to large enterprises, and partner distributors - Geographic operations: Japan primarily, with regional activities across Asia-Pacific and potential international coverage via reinsurers and partners - Founding year and headquarters: Founded in the late 20th century; headquartered in Japan - Subsidiaries/relations: Operates with affiliated insurance entities and potential parent or group structure within a broader corporate holding in the Japanese insurance sector