1. Japan Stocks

  2. •

    Finance

  3. •

    Insurance brokers/Services
IRRC Corp.

IRRC Corp.

TTSE:7325
732.00
JPY
+14.00
(+1.95%)
5.44BMarket Cap
Nov 13Next Earn
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
299.21
351.74
521.02
484.33
488.23
542.46
608.17
694.42
955.97
- -
- -
Basic EPS, GAAP
15.55
22.99
29.41
41.01
37.86
27.33
29.94
1.85
42.43
- -
- -
Free Cash Flow per Basic Share
22.55
15.29
5.58
63.27
-0.57
14.48
36.93
-10.34
80.16
- -
- -
Dividend per Share
- -
- -
- -
- -
19.99
11.99
11.97
11.88
15.28
- -
- -
Book Value per Share
108.15
131.03
213.99
392.14
409.99
425.31
443.62
423.83
442.57
- -
441.68
Tangible Book Value per Share
77.75
97.14
178.24
352.1
345.24
357.29
369.87
344.34
298.21
- -
292.66
Basic Weighted Avg Shares
8
8
6
8
9
9
9
9
8
8
8
Sales/Revenue/Turnover
2,433
2,846
3,093
3,864
4,168
4,631
5,199
6,005
7,922
- -
- -
Operating Margin (%)
5.08
8.15
8.63
14.57
11.5
7.9
8.04
3.13
6.25
- -
- -
Depreciation Expense
126
128
125
136
174
206
237
266
300
- -
- -
Net Income, GAAP
126
186
175
327
323
233
256
16
352
- -
- -
Effective Tax Rate (%)
- -
9.12
30.22
38.62
33.34
35.37
36.53
86.04
29.06
- -
- -
Profit Margin (%)
5.2
6.54
5.64
8.47
7.75
5.04
4.92
0.27
4.44
- -
- -
Working Capital
855
898
972
2,426
2,184
2,145
2,251
1,969
1,580
- -
1,547
LT Debt
553
500
- -
- -
- -
- -
- -
- -
16
- -
4
Total Equity
879
1,066
1,740
3,348
3,500
3,631
3,801
3,614
3,678
- -
3,672
Return on Invested Capital (%)
- -
13.29
11.06
12.94
8.96
6.51
6.96
0.69
9.22
- -
- -
Return on Capital (%)
- -
13.29
11.39
12.86
9.44
6.55
6.89
0.43
9.23
- -
- -
Return on Common Equity (%)
- -
19.13
12.45
12.86
9.44
6.54
6.89
0.43
9.74
- -
- -

Capital Structure

JPY

•

in mil. unless spec.
Mar'24
Jun'24
Dec'25
ST Debt
22
74
44
LT Borrowings
84
16
4
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
6,123
6,008
5,441

Working Capital

JPY

•

in mil. unless spec.
Mar'24
Jun'24
Dec'25
Total Current Assets
2,623
3,017
2,823
Cash, Cash Equivalents & STI
1,475
1,871
1,626
Accounts Receivable, Net
953
911
942
Inventories
- -
- -
- -
Total Current Liabilities
1,084
1,437
1,277
Payables & Accruals
- -
- -
- -
ST Debt
22
74
44
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,530
2,048
2,089
2,256
7,922
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.7
11.48
13.74
15.64
42.43
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
15.28
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Ryuji Katsumoto
Full Time Employees
794
Sector
Finance
Industry
Insurance brokers/Services
Address
Hongo Center Building Tokyo TYO Japan 113-0033
IPO Date
Sep 25, 2018
Website
irrc.co.jp
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Business
IRRC Corporation (7325.T) operates as a Japan-based fintech company primarily engaged in the insurance sector through its insurance sales, solution, and system businesses. The company provides life and non-life insurance agency services via its nationwide chain of come-in insurance shops under the Hoken Clinic brand, which totals over 300 locations including straight-operated and franchise stores; develops and sells specialized insurance software such as the Hoken IQ System for insurance analysis and search, AS System for life insurance situation analysis and proposal, AS-BOX for insurance application navigation, Smart OCR for high-precision AI-powered optical character recognition and electronic document storage, and the recently launched AS platform recruitment platform along with AS FiNDER generative AI-powered insurance information search tool; and offers insurtech solutions including AI-OCR products via subsidiary Infodio, franchise support for Hoken Clinic, and insurance sales support to financial institutions, insurance agencies, and corporations. Founded in 1995 and headquartered in Tokyo's Hongo Center Building, IRRC focuses on individual and corporate customers across Japan, leveraging proprietary systems to facilitate insurance selection and sales support. Recent developments include the October 2025 business transfer agreement with Asset Guardian to acquire its insurance shop operations and two Hoken de Anshin Kan stores, enhancing store network expansion; the June 2025 completion of acquiring 12 insurance shops from Broadmind's Manpro Shop brand, rebranded and reopened as Hoken Clinic straight-operated stores in July 2025; September 2025 integration of Smart OCR with Fujifilm Business Innovation's FUJIFILM IWpro platform; November 2025 rollout of AS FiNDER updates for non-life insurance and onboarding of Aomori Michinoku Bank to AS System, bringing participating banks to 39; and ongoing store openings such as new Hoken Clinic locations in Tokyo, Kanagawa, Tokyu Department Store Kichijoji, Aeon Mall Tokushima, and Colorful Town Gifu in late 2025.