Intact Financial Corporation

Intact Financial Corporation

23.21
CAD
-0.46
(-1.94%)
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
7,449
7,940
8,092
8,511
9,362
10,576
11,349
12,462
17,577
22,539
23,290
24,984
26,073
26,455
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
90
96
110
110
115
158
235
314
461
563
597
726
797
741
Net Income, GAAP
431
782
706
541
792
707
754
1,082
2,067
2,454
1,316
2,297
3,365
3,294
Effective Tax Rate (%)
7.31
18.29
19.31
21.14
15.92
20.2
9.48
20.38
18.69
18.52
26.22
19.74
21.87
21.96
Profit Margin (%)
5.79
9.85
8.72
6.36
8.46
6.68
6.64
8.68
11.76
10.89
5.65
9.19
12.91
12.45
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,143
1,143
1,143
1,393
2,181
2,224
2,658
3,278
5,229
1,178
4,683
5,027
4,850
4,883
Total Equity
4,954
5,455
5,724
6,088
7,463
7,810
8,747
9,583
17,203
16,128
16,475
18,148
20,836
21,716
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.08
13.14
11.25
8.33
10.02
8
7.9
9.53
12.08
11.79
6.74
10.74
14.25
13.49
Return on Common Equity (%)
9.72
16.14
13.43
9.62
12.46
9.91
9.78
12.77
17.27
16.26
8.47
14.19
18.4
17.39

Capital Structure

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
402
334
159
LT Borrowings
4,176
3,934
4,199
LT Finance Leases
674
694
684
Preferred Equity and Hybrid Capital
1,766
2,013
2,013
Shares Outstanding
- -
- -
- -
Market Capitalization
- -
- -
- -

Working Capital

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18,797
19,501
19,307
Accounts Receivable, Net
86
317
131
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2,199
2,178
1,769
ST Debt
402
334
159
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.55%
20.08%
14.81%
Free Cash Flow
27.36%
26.57%
32.89%
Net Income, GAAP
24.69%
36.89%
46.5%
Sales/Revenue/Turnover
12.95%
16.85%
4.36%
Total Cash Common Dividend
13.17%
15.08%
9.73%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,008
6,041
6,799
6,137
24,984
2025
6,403
6,330
6,698
6,643
26,073
2026
6,392
6,722
- -
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Charles J. G. Brindamour
Full Time Employees
32,000
Sector
Finance
Industry
Specialty insurance
Address
700 University Avenue Toronto ON Canada M5G 0A1
IPO Date
Dec 10, 2004
Business
Intact Financial Corporation (TSX: IFC) operates as one of Canada's largest property and casualty insurers, providing a broad range of personal and commercial insurance products and services including home, auto, business, farm, travel, pet, creditor and specialty insurance lines; it also offers wealth management, retirement planning, investment advisory, group benefits and reinsurance solutions through its subsidiaries. The company serves individual consumers, small to medium-sized businesses and commercial clients across key segments such as personal lines, commercial lines and specialty insurance, with primary operations in Canada, the United States and select international markets. Founded in 2004 through the merger of ING Canada and other entities, Intact Financial Corporation maintains its headquarters in Toronto, Ontario, and includes prominent subsidiaries such as Intact Insurance, belairdirect, Kanetix, and U.S.-based operations through OneBeacon and RSA Insurance. Intact Financial's core offerings encompass digital direct-to-consumer platforms like belairdirect for auto and home policies; broker-distributed products via Intact Insurance covering liability, property and fleet insurance; commercial solutions including property, liability, directors and officers coverage, and cyber risk management; as well as specialty lines such as ocean marine, aviation and warranty protection. In the wealth management space, it provides segregated funds, mutual funds, annuities and financial planning services under brands like Intact Investment Management. The company targets residential homeowners, drivers, enterprises in construction, manufacturing and technology sectors, and high-net-worth individuals seeking integrated risk management. In recent developments, Intact Financial Corporation completed the acquisition of RSA Insurance Group plc in 2023, significantly expanding its U.S. and UK presence with additional personal and commercial lines capabilities; it also announced a strategic partnership with Squaremouth in 2024 to enhance travel insurance distribution. The company launched new digital tools for small business quoting and expanded its pet insurance offerings through the acquisition of ForeverPet in 2024. Furthermore, Intact reported strong organic growth in 2025, driven by premium increases and favorable market conditions in its Canadian and U.S. operations.

Company News

  • AM Best Assigns Issue Credit Rating to Intact Financial Corporation's Subordinated Notes

  • Intact Financial Corporation (IFC:CA) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

  • Intact Financial (OTCMKTS:IFCZF) Shares Gap Down After Earnings Miss

  • Rory Meleniclis Named Chief Information Officer to Lead Next Phase of Technology Transformation for Global Specialty Lines at Intact Insurance

  • Red-alert heatwaves are becoming Europe's new normal. Investors are paying attention

  • Intact Insurance Specialty Solutions Awards 16 College Scholarships

  • Intact Financial Hasn't Been This Cheap In Years

  • Intact Financial Corporation (IFC:CA) Shareholder/Analyst Call Transcript

  • Intact Financial Corporation (IFC:CA) Q1 2026 Earnings Call Transcript

  • The Best Canadian Insurance Stocks: Which One Deserves Your Money?

  • Intact Financial Co. (OTCMKTS:IFCZF) Receives Consensus Rating of “Buy” from Brokerages

  • Q1 2026 In Review - March Dividend Income Report

  • Intact Financial (OTCMKTS:IFCZF) Reaches New 1-Year Low – Here’s What Happened

  • Intact Financial Co. (OTCMKTS:IFCZF) Receives Average Rating of “Buy” from Brokerages

  • The Two Forces Reshaping Your Portfolio - February Dividend Income Report

  • Intact Financial Corporation (IFC:CA) Q4 2025 Earnings Call Transcript

  • Intact Financial Co. (OTCMKTS:IFCZF) Given Consensus Recommendation of “Buy” by Analysts

  • Intact Financial Corporation Announces $150 Million Preferred Share Offering

  • Intact Financial Corporation (IFCZF) Q2 2025 Earnings Call Transcript

  • Intact Financial Corporation: Solid Growth But Wait For The Premium Price To Drop