Mega Financial Holding Co., Ltd.

Mega Financial Holding Co., Ltd.

TTWSE:2886
55.20
TWD
+1.60
(+2.99%)
2.36EPS
16.91P/E
593.34BMarket Cap
Nov 19Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.3
4.57
4.53
3.8
4.11
4.23
4.49
4.11
4.06
3.78
5.27
5.54
5.42
5.43
Basic EPS, GAAP
1.82
2.28
2.2
1.55
1.77
1.94
1.99
1.72
1.77
1.27
2.3
2.35
2.36
2.36
Free Cash Flow per Basic Share
11.42
6.06
3.23
1.06
9.5
-2.74
4.3
-11.52
6.15
3.02
1.62
-0.48
10.71
10.72
Dividend per Share
0.92
0.95
1.19
1.29
1.22
1.29
1.43
1.43
1.36
1.18
1.07
1.31
1.44
- -
Book Value per Share
17.99
19.45
20.27
20.11
20.53
21.64
22.32
22.49
22.62
20.65
23.13
24.54
26.45
26.45
Tangible Book Value per Share
17.96
19.43
20.25
20.09
20.5
21.61
22.28
22.43
22.55
20.56
23.03
24.44
26.34
26.34
Basic Weighted Avg Shares
12,375
13,291
13,362
14,518
14,518
14,518
14,518
14,518
14,518
14,473
14,455
14,809
14,833
14,816
Sales/Revenue/Turnover
53,188
60,727
60,473
55,216
59,651
61,434
65,160
59,679
58,942
54,670
76,140
82,002
80,424
80,424
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
740
704
691
712
761
846
1,456
1,544
2,072
2,252
2,395
2,540
2,609
2,609
Net Income, GAAP
22,489
30,279
29,417
22,456
25,735
28,109
28,956
25,018
25,731
18,335
33,247
34,766
35,038
35,038
Effective Tax Rate (%)
16.69
14.41
16.62
19.61
12.13
9.61
13.96
14.7
10.21
13.29
10.26
11.07
11.37
11.37
Profit Margin (%)
42.28
49.86
48.64
40.67
43.14
45.76
44.44
41.92
43.65
33.54
43.67
42.4
43.57
43.57
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
65,802
77,490
64,104
59,580
53,161
34,164
37,230
42,612
42,081
61,942
84,967
92,295
108,799
108,799
Total Equity
241,289
260,899
293,455
292,027
298,096
314,255
324,061
326,589
328,399
299,809
335,811
364,044
392,369
392,369
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.64
9.39
8.5
6.34
7.32
8.04
8.16
6.85
6.96
5.01
8.5
7.93
7.32
7.32
Return on Common Equity (%)
9.97
12.07
10.62
7.67
8.72
9.18
9.07
7.69
7.86
5.84
10.46
9.94
9.26
9.26

Capital Structure

TWD

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15,222
14,833
14,833
Market Capitalization
624,846
630,419
593,335

Working Capital

TWD

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
726,001
806,352
877,501
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.09%
4.01%
7.78%
Free Cash Flow
-272.9%
-542.13%
-2,329.15%
Net Income, GAAP
5.04%
12.16%
0.78%
Sales/Revenue/Turnover
3.66%
7.31%
-1.92%
Total Cash Common Dividend
- -
1.54%
9.87%

Quarterly Revenue

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
17,961
20,101
18,583
19,495
76,140
2024
22,118
20,819
21,399
17,666
82,002
2025
18,432
20,274
22,300
19,418
80,424

Quarterly Earnings Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.74
0.53
0.57
0.43
2.3
2024
0.78
0.6
0.6
0.37
2.35
2025
0.54
0.69
0.68
0.46
2.36

Quarterly Dividends Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.07
2024
- -
- -
- -
- -
1.31
2025
- -
- -
- -
- -
1.44

Company Description

CEO
Chuang Chang Chang
Full Time Employees
10,194
Sector
Finance
Industry
Major banks
Address
No. 123, Jhongsiao East Road Taipei TP Taiwan 100
IPO Date
Feb 4, 2002
Business
Mega Financial Holding Co., Ltd. (2886.TW) is a Taiwan-based financial holding company engaged in the investment and management of subsidiaries providing a comprehensive range of banking, securities, bills financing, property and casualty insurance, securities investment trust, asset management, and venture capital services. Through its primary subsidiary Mega International Commercial Bank Co., Ltd. (MICB), the company accepts deposits, offers loans including consumer, student, home purchase, maintenance, and car loans; provides guarantee, trading financing, remittance, offshore banking, foreign exchange trading, safety deposit box, book-entry government bond, ATM debit card, electronic and Internet banking, credit cards, and private banking services; and engages in trust business with 108 domestic branches, 24 overseas branches, 7 sub-branches, 3 representative offices, and a Thai subsidiary with 5 branches across Asia, North America, and other regions. Its securities arm, Mega Securities Co., Ltd. (MSC), delivers equity and venture capital investment, securities underwriting, financial planning and consulting, brokerage and dealing, futures, notary, guarantee, inter-bank call loan brokerage, and government bonds trading through 43 Taiwan branches; the bills finance subsidiary handles short-term bills, debt instruments, financial debentures brokerage, dealing, and underwriting, NPL acquisitions, real estate investment, corporate restructuring, and collection solutions across 9 offices; Chung Kuo Insurance offers fire, marine cargo and hull, auto, aviation, engineering, liability, credit and bond, and accidental insurance products via 29 Taiwan branches and 1 overseas representative office; while other units like Mega International Investment Trust Co., Ltd., Mega Asset Management Co., Ltd., and Mega Venture Capital Co., Ltd. manage equity and fixed income funds, investment trusts, and venture investments. Founded in 2002 through the merger of Chiao Tung Bank and International Securities (formerly CTB Financial Holding Co., Ltd., renamed in December 2002) and headquartered in Taipei, Taiwan, the company continues to integrate operations for enhanced competitiveness, including the 2006 merger of banking units into MICB, the 2020 merger of Mega Life Insurance Agency into the bank subsidiary, and ongoing expansion of overseas outposts to 39 locations. Recent developments encompass sustained revenue growth to NT$179.87 billion and net income of NT$34.77 billion in the fiscal year ended December 2025, with quarterly net income rising 27% to NT$10.18 billion, alongside strategic maintenance of its diversified segment structure amid stable financial performance in Taiwan's competitive market.