1. Italy Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Unipol Assicurazioni S.p.A.

Unipol Assicurazioni S.p.A.

UFGSY
Unipol Assicurazioni S.p.A.US flagOther OTC
15.93
USD
- -
- -
22.79BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
21.64
23.57
12.89
11.5
9.59
9.56
11.02
9.43
9.99
6.99
8.66
9.2
9.56
11.52
Basic EPS, GAAP
-0.09
0.22
0.19
0.23
-0.24
0.28
0.63
0.49
0.44
0.37
0.77
0.75
1.03
0.23
Free Cash Flow per Basic Share
1.99
2.05
0.68
0.99
-0.5
2.06
1.08
0.49
1.15
1.2
1.07
1.76
3.2
- -
Dividend per Share
0.13
0.14
0.09
0.09
0.09
0.09
0.09
- -
0.28
0.22
0.27
0.24
0.66
- -
Book Value per Share
3.72
4.07
2.57
2.61
2.13
2.64
2.98
2.84
2.79
2.72
3.12
3.1
3.38
2.61
Tangible Book Value per Share
5.93
7.22
4.5
4.31
3.85
3.06
4.39
5.23
5.33
4.43
5.1
4.94
5.63
4.32
Basic Weighted Avg Shares
884
874
1,415
1,417
1,421
1,427
1,432
1,432
1,432
1,430
1,433
1,432
1,434
1,416
Sales/Revenue/Turnover
19,125
20,604
18,242
16,305
13,618
13,638
15,775
13,502
14,308
10,000
12,412
13,177
13,713
16,305
Operating Margin (%)
2.72
3.89
5.25
4.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
4.33
Depreciation Expense
- -
41
38
36
32
32
32
36
50
51
53
54
55
- -
Net Income, GAAP
-79
192
272
330
-346
401
902
707
627
525
1,101
1,074
1,482
330
Effective Tax Rate (%)
63.66
36.67
39.6
24.25
28.48
21.3
15.59
15.76
16.26
22.86
14.95
14.97
25.66
24.25
Profit Margin (%)
-0.41
0.93
1.49
2.02
-2.54
2.94
5.72
5.24
4.38
5.25
8.87
8.15
10.81
2.02
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,629
6,354
6,750
6,387
6,472
4,216
4,498
5,216
4,283
4,616
5,016
5,549
5,008
6,387
Total Equity
7,481
8,440
8,445
8,134
7,453
6,327
8,305
9,525
9,722
8,578
9,799
9,628
10,715
8,134
Return on Invested Capital (%)
1.34
3.41
3.76
3.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.52
Return on Capital (%)
-1.99
0.61
0.96
2.3
-3.54
2.98
8.76
6.38
5.53
3.67
8.09
9.52
14.01
2.3
Return on Common Equity (%)
-2.27
5.62
7.56
8.99
-10.3
11.83
22.47
16.96
15.54
13.32
26.35
24.12
31.92
8.99

Capital Structure

FRC

•

in mil. unless spec.
Jun'16
Sep'16
Dec'16
ST Debt
- -
- -
- -
LT Borrowings
6,417
2,508
6,387
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
708
444
709
Market Capitalization
1,606
2,205
2,356

Working Capital

FRC

•

in mil. unless spec.
Jun'16
Sep'16
Dec'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
54,272
54,915
53,043
Accounts Receivable, Net
1,305
1,052
1,786
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.29%
2.81%
11.29%
Free Cash Flow
-45.08%
54.47%
82.48%
Net Income, GAAP
-17.89%
23.52%
37.99%
Sales/Revenue/Turnover
-1.55%
2.04%
4.07%
Total Cash Common Dividend
- -
74.9%
172.29%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
12,412
2024
- -
- -
- -
- -
13,177
2025
- -
- -
- -
- -
13,713

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.77
2024
- -
- -
- -
- -
0.75
2025
- -
- -
- -
- -
1.03

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.27
2024
- -
- -
- -
- -
0.24
2025
- -
- -
- -
- -
0.66

Company Description

APIChatGPT
CEO
Matteo Laterza
Full Time Employees
13,187
Sector
Financial Services
Industry
Insurance - Diversified
Address
Via Stalingrado, 45 Bologna BO Italy 40128
IPO Date
Jan 12, 2009
Website
unipol.it
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Business
Unipol Assicurazioni S.p.A., formerly known as Unipol Gruppo S.p.A. following a December 2024 merger, operates as a leading Italian financial services group, actively engaged across insurance, real estate, and diversified service sectors. The company provides a wide array of non-life and life insurance solutions, encompassing vehicle coverage, home protection, health and accident policies, and comprehensive investment and savings products. Its integrated approach serves individuals, families, and businesses, distributed through an extensive agency network and strategic bancassurance partnerships. Beyond its core insurance offerings, the group manages a significant real estate portfolio, including property development and hotel operations under the Gruppo UNA brand. It also holds interests in agricultural ventures and offers advanced mobility services, such as electronic toll collection and long-term vehicle rentals. The company is strategically focused on an integrated, data-driven model, evidenced by its 2025-2027 plan which emphasizes personalized offerings through platforms like Unica Unipol and expanded healthcare services. Established in Bologna, Italy, in 1961, the group continues to evolve its presence, recently opening a new office in Brussels to monitor European regulatory developments.

Company News

APIChatGPT

  • businesswire.com

    AM Best Comments on Credit Ratings of Unipol Assicurazioni S.p.A.

  • seekingalpha.com

    Unipol Assicurazioni S.p.A. (UFGSY) Discusses Acquisition of Banca Monte dei Paschi Branches and Strategic Industrial Project Transcript

  • seekingalpha.com

    Unipol Assicurazioni S.p.A. (UFGSY) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Unipol Assicurazioni S.p.A. (UFGSY) Q4 2025 Earnings Call Transcript

  • defenseworld.net

    Unipol Gruppo (OTCMKTS:UFGSY) Stock Price Up 3.3% – Time to Buy?

  • seekingalpha.com

    Unipol Assicurazioni S.p.A. (UFGSY) Q3 2025 Earnings Call Transcript