US Metro Bancorp, Inc.

US Metro Bancorp, Inc.

USMT
US Metro Bancorp, Inc.US flagOther OTC
5.98
USD
+0.10
- -
11.84MMarket Cap
US Metro Bancorp, Inc.
USMT
(Other OTC)

Recent

price

5.98

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.17
1.45
1.68
2.88
3.11
2.82
2.83
3.6
2.81
Revenue per Share
0.25
0.32
0.29
0.97
1.03
0.65
0.43
0.62
0.48
Basic EPS, GAAP
0.62
0.36
0.44
1.25
1.45
0.81
0.42
-0.16
- -
Free Cash Flow per Basic Share
- -
- -
- -
0.05
0.1
0.12
0.12
0.12
- -
Dividend per Share
3.14
3.46
3.75
4.68
5.58
6.13
6.36
6.93
- -
Book Value per Share
3.25
3.58
3.87
4.73
5.2
5.84
6.1
6.79
7.44
Tangible Book Value per Share
16
16
16
16
16
16
17
17
18
Basic Weighted Avg Shares
19
24
27
47
51
46
47
59
51
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
2
2
2
3
3
4
4
- -
Depreciation Expense
4
5
5
16
17
11
7
10
9
Net Income, GAAP
30.71
30.41
33.08
27.4
27.86
28.1
31.08
30.01
31.13
Effective Tax Rate (%)
21.17
22.28
17.03
33.66
33.1
23.03
15.21
17.21
17.01
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2
- -
30
26
51
51
26
72
20
LT Debt
53
58
63
77
85
95
101
112
135
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.78
7.91
23
20.17
11.09
6.94
9.3
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
25
- -
- -
LT Borrowings
26
35
20
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17
17
17
Market Capitalization
63
61
85

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
168
26
13
Accounts Receivable, Net
5
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
25
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
12.41%
10.75%
Free Cash Flow
- -
-6.32%
-138.07%
Net Income, GAAP
- -
44.03%
43.36%
Sales/Revenue/Turnover
- -
19.95%
26.65%
Total Cash Common Dividend
- -
- -
0.32%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11
12
12
12
47
2025
13
14
18
- -
59
2026
19
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.15
0.11
- -
0.43
2025
0.18
0.15
0.19
- -
0.62
2026
0.24
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.12
2025
- -
- -
- -
- -
0.12
2026
- -
- -
- -
- -
- -
Business
US Metro Bancorp, Inc. (USMT) operates as the bank holding company for US Metro Bank, a California-chartered full-service commercial bank that provides deposit and lending products to small- and medium-sized businesses and individual consumers, primarily Korean-owned enterprises in Southern California. The bank offers personal and business checking accounts, money market accounts, savings accounts, and certificates of deposit; commercial real estate loans, commercial and industrial term loans and lines of credit, small business administration (SBA) 7(a) and 504 loans, USDA loans, construction lending, mortgages, and warehouse lending; as well as treasury management, online and mobile banking, Zelle payments, ATM access, telebanking, wire transfers, safe deposit boxes, and debit cards. US Metro Bank, founded in 2006 and headquartered at 9866 Garden Grove Blvd. in Garden Grove, California, maintains seven branches in Southern California, one branch each in Lynnwood and Tacoma, Washington, and loan production offices in California and Dallas, Texas. In March 2025, the company completed a $15.9 million private placement of 6.00% fixed-rate subordinated notes maturing in 2028 to support organic growth and debt repayment, followed by the redemption of $10.0 million in higher-rate prior subordinated notes in April 2025; through the third quarter of 2025, it reported net income of $9.2 million year-to-date, total assets of $1.57 billion (up 13.2% year-over-year), loans of $1.27 billion (up 12.4%), and deposits of $1.38 billion (up 13.8%).

Company News

APIChatGPT
  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • CORRECTING and REPLACING US Metro Bancorp Announces First Quarter 2026 Results

  • US Metro Bancorp Announces First Quarter 2026 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Announces Fourth Quarter 2025 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Completes $31.9 Million Subordinated Note Capital Raise and Redemption of $16.0 Million Subordinated Note

  • US Metro Bancorp Announces Third Quarter 2025 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Announces Second Quarter 2025 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Announces First Quarter 2025 Results

  • US Metro Bancorp Completes $15.9 Million Subordinated Note Capital Raise and Redemption of $10.0 Million Subordinated Note

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Announces Fourth Quarter 2024 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • US Metro Bancorp Announces Third Quarter 2024 Results

  • US Metro Bancorp Declares Interim Dividend on Common Stock

  • Reinhausen Manufacturing Inc Celebrates Ribbon Cutting for Plant Expansion in Humboldt

  • US Metro Bancorp Declares Interim Dividend on Common Stock