US Metro Bancorp, Inc.

USMT

USMTUS Metro Bancorp, Inc. US flag

Other OTC

5.98

USD

+0.10

- -

11.84MMarket Cap

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	9.78	7.91	23	20.17	11.09	6.94	9.3
Return on Assets (%)	- -	1.13	0.71	1.81	1.61	0.9	0.54	0.69
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	1.34	6.91	6.19	4.36	5.85	6.34	7.52	7.09
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	30.56	32.02	25.44	46.37	45.87	31.88	21.85	24.48
Profit Margin (%)	21.17	22.28	17.03	33.66	33.1	23.03	15.21	17.21
Net Income to Common Margin (%)	21.17	22.28	17.03	33.66	33.1	23.03	15.21	17.21
Effective Tax Rate (%)	30.71	30.41	33.08	27.4	27.86	28.1	31.08	30.01
Dvd Payout Ratio (%)	- -	- -	- -	5.17	9.69	18.69	28.26	19.57
Sustainable Growth Rate (%)	- -	9.78	7.91	21.81	18.21	9.02	4.98	7.48

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	2	- -	30	26	51	51	51	72
ST Debt	- -	- -	- -	- -	- -	- -	25	- -
LT Debt	2	- -	30	26	51	51	26	72
Total Debt/EBITDA	5.87	- -	18.08	12.53	16.99	17.33	14.36	17.17
Net Debt/EBITDA	-358.31	-85.5	-79.22	-45.09	-22.73	-27	-28.01	-30.29
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.11	10.36	7.93	7.82	8.14	8.16	7.56	7.36
Long-Term Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	25.37	64.62
Long-Term Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	16.41	38.75
Long-Term Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	1.84	4.66
Total Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	50.07	64.62
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	3.63	4.66
Net Debt to Equity	-173.36	-238.74	-212.41	-119.74	-79.57	-82.75	-97.67	-113.98
Net Debt/Capital (%)	225.51	168.01	183.86	571.46	-283.77	-370.35	-1,414.49	962.56
EBITDA	- -	2	2	2	3	3	4	4
EBITDA-CapEx	-1	1	1	2	2	1	2	3
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.11	10.36	7.93	7.82	8.14	8.16	7.56	7.36
Long-Term Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	25.37	64.62
Long-Term Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	16.41	38.75
Long-Term Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	1.84	4.66
Total Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	50.07	64.62
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	3.63	4.66
CFO/Total Liabilities	3.29	1.41	1.08	2.29	2.36	1.32	0.62	-0.1
CFO/CapEx	11.8	7.2	18.94	86.13	33.72	8.63	7.82	-1.21
Altman's Z-Score	0.15	0.14	0.09	0.13	0.13	0.12	0.11	0.13

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	6.58	4.32	6.91	10.14	11.19	9.51	11.16
Days Sales Outstanding	- -	55.46	84.56	52.81	35.99	32.6	38.4	32.7
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	57	65	47	71	67	55	57	85
- Cash & Cash Equivalents	93	139	164	117	118	130	150	200
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	2	- -	30	26	51	51	51	72
Enterprise Value	-34	-74	-86	-90	-55	-43	-61	-63
Total Capital	52	56	91	101	142	151	157	187
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt / EV	-0.04	- -	-0.35	-0.28	-0.93	-1.17	-0.84	-1.15
EV/Sales	- -	- -	- -	- -	- -	- -	- -	1.84
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	58	66	48	72	68	56	57	86
Diluted Enterprise Value	-33	-73	-86	-20	- -	-23	-42	-41
EV per Share	- -	- -	- -	- -	- -	- -	- -	5.72
TTM Sales	19	24	27	47	51	46	47	59
TTM EBITDA	- -	2	2	2	3	3	4	4
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	7	8	20	24	15	8	-1
TTM Free Cash Flow to Firm	12	8	8	21	25	17	9	- -

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.88	8.48	5.96	3.49	2.7	3.33	6.23	-332.91
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-34	-74	-86	-90	-55	-43	-61	-63
Low Price	2.11	3.25	2	2.6	4	2.95	3.02	3.3
EV/Sales	- -	- -	- -	- -	- -	- -	- -	1.84
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	14.2	12.39	10.13	4.55	3.99	5.15	7.95	8.31
Price/Earnings Average	15.93	11.04	9	3.77	4.43	5.61	8.06	7.07
Price/Earnings High	17.7	12.39	14.03	4.79	4.78	6.58	9.3	8.47
Price/Earnings Low	8.49	10.07	7.01	2.68	3.88	4.54	7.02	5.32
Price/Book Value	1.12	1.16	0.77	0.94	0.74	0.55	0.54	0.74
Price/Book Value Average	1.26	1.03	0.68	0.78	0.82	0.59	0.54	0.63
Price/Book Value High	1.4	1.16	1.07	0.99	0.88	0.7	0.63	0.76
Price/Book Value Low	0.67	0.94	0.53	0.56	0.72	0.48	0.47	0.48
Price/Tangible Book Value	1.08	1.12	0.75	0.93	0.79	0.57	0.56	0.76
Price/Tangible Book Value Average	1.22	0.99	0.66	0.77	0.88	0.62	0.57	0.65
Price/Tangible Book Value High	1.35	1.12	1.03	0.98	0.95	0.73	0.66	0.77
Price/Tangible Book Value Low	0.65	0.91	0.52	0.55	0.77	0.51	0.5	0.49
Price/Sales	3.01	2.76	1.73	1.53	1.32	1.19	1.21	1.43
Price/Sales Average	3.37	2.46	1.53	1.27	1.47	1.29	1.23	1.22
Price/Sales High	3.75	2.76	2.39	1.61	1.58	1.52	1.41	1.46
Price/Sales Low	1.8	2.24	1.19	0.9	1.29	1.05	1.07	0.92
Price/Cash Flow	5.19	9.51	6.16	3.49	2.75	3.66	7.03	-57.79
Price/Cash Flow Average	5.82	8.47	5.47	2.9	3.05	3.98	7.12	-49.21
Price/Cash Flow High	6.47	9.51	8.52	3.68	3.29	4.68	8.22	-58.91
Price/Cash Flow Low	3.1	7.73	4.26	2.06	2.68	3.22	6.2	-37.03
Price/Free Cash Flow Average	5.47	7.56	5.29	2.89	3	3.63	6.32	-283.5
Price/Free Cash Flow High	6.08	8.48	8.24	3.68	3.23	4.26	7.29	-339.37
Price/Free Cash Flow Low	2.91	6.89	4.12	2.06	2.63	2.93	5.5	-213.32
EV/Sales Average	- -	- -	- -	- -	0.14	- -	- -	1.59
EV/Sales High	- -	- -	- -	- -	0.25	- -	- -	1.87
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	1.24
EV/EBITDA Average	-106.84	-49.89	-54.47	-15.97	2.39	-6.58	-11.64	-13.09
EV/EBITDA High	-78.9	-45.53	-40.66	-8.11	4.36	-3.04	-9.14	-9.71
EV/EBITDA Low	-224.32	-53.02	-59.94	-24.41	-0.7	-10.48	-13.75	-17.34
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	3.53	4	2.89	4.41	4.11	3.35	3.42	5.15
High Price	4.4	4	4	4.65	4.92	4.28	4	5.25
Enterprise Value Average	-27	-81	-92	-33	7	-19	-41	-55
Enterprise Value High	-20	-74	-68	-17	13	-9	-32	-41
Enterprise Value Low	-57	-86	-101	-50	-2	-31	-49	-73

Profitability (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	9.78	7.91	23	20.17	11.09	6.94	9.3
Return on Assets (%)	- -	1.13	0.71	1.81	1.61	0.9	0.54	0.69
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	1.34	6.91	6.19	4.36	5.85	6.34	7.52	7.09
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	30.56	32.02	25.44	46.37	45.87	31.88	21.85	24.48
Profit Margin (%)	21.17	22.28	17.03	33.66	33.1	23.03	15.21	17.21
Net Income to Common Margin (%)	21.17	22.28	17.03	33.66	33.1	23.03	15.21	17.21
Effective Tax Rate (%)	30.71	30.41	33.08	27.4	27.86	28.1	31.08	30.01
Dvd Payout Ratio (%)	- -	- -	- -	5.17	9.69	18.69	28.26	19.57
Sustainable Growth Rate (%)	- -	9.78	7.91	21.81	18.21	9.02	4.98	7.48

Credit (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	2	- -	30	26	51	51	51	72
ST Debt	- -	- -	- -	- -	- -	- -	25	- -
LT Debt	2	- -	30	26	51	51	26	72
Total Debt/EBITDA	5.87	- -	18.08	12.53	16.99	17.33	14.36	17.17
Net Debt/EBITDA	-358.31	-85.5	-79.22	-45.09	-22.73	-27	-28.01	-30.29
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.11	10.36	7.93	7.82	8.14	8.16	7.56	7.36
Long-Term Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	25.37	64.62
Long-Term Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	16.41	38.75
Long-Term Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	1.84	4.66
Total Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	50.07	64.62
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	3.63	4.66
Net Debt to Equity	-173.36	-238.74	-212.41	-119.74	-79.57	-82.75	-97.67	-113.98
Net Debt/Capital (%)	225.51	168.01	183.86	571.46	-283.77	-370.35	-1,414.49	962.56
EBITDA	- -	2	2	2	3	3	4	4
EBITDA-CapEx	-1	1	1	2	2	1	2	3
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	13.11	10.36	7.93	7.82	8.14	8.16	7.56	7.36
Long-Term Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	25.37	64.62
Long-Term Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	16.41	38.75
Long-Term Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	1.84	4.66
Total Debt/Equity (%)	2.84	- -	48.47	33.28	59.48	53.11	50.07	64.62
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt/Total Assets (%)	0.39	- -	3.97	2.63	4.51	4.13	3.63	4.66
CFO/Total Liabilities	3.29	1.41	1.08	2.29	2.36	1.32	0.62	-0.1
CFO/CapEx	11.8	7.2	18.94	86.13	33.72	8.63	7.82	-1.21
Altman's Z-Score	0.15	0.14	0.09	0.13	0.13	0.12	0.11	0.13

Working Capital (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	6.58	4.32	6.91	10.14	11.19	9.51	11.16
Days Sales Outstanding	- -	55.46	84.56	52.81	35.99	32.6	38.4	32.7
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	57	65	47	71	67	55	57	85
- Cash & Cash Equivalents	93	139	164	117	118	130	150	200
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	2	- -	30	26	51	51	51	72
Enterprise Value	-34	-74	-86	-90	-55	-43	-61	-63
Total Capital	52	56	91	101	142	151	157	187
Total Debt/Capital (%)	2.86	- -	33.35	25.2	35.6	33.57	32.38	38.75
Total Debt / EV	-0.04	- -	-0.35	-0.28	-0.93	-1.17	-0.84	-1.15
EV/Sales	- -	- -	- -	- -	- -	- -	- -	1.84
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	58	66	48	72	68	56	57	86
Diluted Enterprise Value	-33	-73	-86	-20	- -	-23	-42	-41
EV per Share	- -	- -	- -	- -	- -	- -	- -	5.72
TTM Sales	19	24	27	47	51	46	47	59
TTM EBITDA	- -	2	2	2	3	3	4	4
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	11	7	8	20	24	15	8	-1
TTM Free Cash Flow to Firm	12	8	8	21	25	17	9	- -

Multiples (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	4.88	8.48	5.96	3.49	2.7	3.33	6.23	-332.91
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-34	-74	-86	-90	-55	-43	-61	-63
Low Price	2.11	3.25	2	2.6	4	2.95	3.02	3.3
EV/Sales	- -	- -	- -	- -	- -	- -	- -	1.84
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	14.2	12.39	10.13	4.55	3.99	5.15	7.95	8.31
Price/Earnings Average	15.93	11.04	9	3.77	4.43	5.61	8.06	7.07
Price/Earnings High	17.7	12.39	14.03	4.79	4.78	6.58	9.3	8.47
Price/Earnings Low	8.49	10.07	7.01	2.68	3.88	4.54	7.02	5.32
Price/Book Value	1.12	1.16	0.77	0.94	0.74	0.55	0.54	0.74
Price/Book Value Average	1.26	1.03	0.68	0.78	0.82	0.59	0.54	0.63
Price/Book Value High	1.4	1.16	1.07	0.99	0.88	0.7	0.63	0.76
Price/Book Value Low	0.67	0.94	0.53	0.56	0.72	0.48	0.47	0.48
Price/Tangible Book Value	1.08	1.12	0.75	0.93	0.79	0.57	0.56	0.76
Price/Tangible Book Value Average	1.22	0.99	0.66	0.77	0.88	0.62	0.57	0.65
Price/Tangible Book Value High	1.35	1.12	1.03	0.98	0.95	0.73	0.66	0.77
Price/Tangible Book Value Low	0.65	0.91	0.52	0.55	0.77	0.51	0.5	0.49
Price/Sales	3.01	2.76	1.73	1.53	1.32	1.19	1.21	1.43
Price/Sales Average	3.37	2.46	1.53	1.27	1.47	1.29	1.23	1.22
Price/Sales High	3.75	2.76	2.39	1.61	1.58	1.52	1.41	1.46
Price/Sales Low	1.8	2.24	1.19	0.9	1.29	1.05	1.07	0.92
Price/Cash Flow	5.19	9.51	6.16	3.49	2.75	3.66	7.03	-57.79
Price/Cash Flow Average	5.82	8.47	5.47	2.9	3.05	3.98	7.12	-49.21
Price/Cash Flow High	6.47	9.51	8.52	3.68	3.29	4.68	8.22	-58.91
Price/Cash Flow Low	3.1	7.73	4.26	2.06	2.68	3.22	6.2	-37.03
Price/Free Cash Flow Average	5.47	7.56	5.29	2.89	3	3.63	6.32	-283.5
Price/Free Cash Flow High	6.08	8.48	8.24	3.68	3.23	4.26	7.29	-339.37
Price/Free Cash Flow Low	2.91	6.89	4.12	2.06	2.63	2.93	5.5	-213.32
EV/Sales Average	- -	- -	- -	- -	0.14	- -	- -	1.59
EV/Sales High	- -	- -	- -	- -	0.25	- -	- -	1.87
EV/Sales Low	- -	- -	- -	- -	- -	- -	- -	1.24
EV/EBITDA Average	-106.84	-49.89	-54.47	-15.97	2.39	-6.58	-11.64	-13.09
EV/EBITDA High	-78.9	-45.53	-40.66	-8.11	4.36	-3.04	-9.14	-9.71
EV/EBITDA Low	-224.32	-53.02	-59.94	-24.41	-0.7	-10.48	-13.75	-17.34
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	3.53	4	2.89	4.41	4.11	3.35	3.42	5.15
High Price	4.4	4	4	4.65	4.92	4.28	4	5.25
Enterprise Value Average	-27	-81	-92	-33	7	-19	-41	-55
Enterprise Value High	-20	-74	-68	-17	13	-9	-32	-41
Enterprise Value Low	-57	-86	-101	-50	-2	-31	-49	-73

Shares Outstanding	- -	- -	16	16	16	16	17	17
Diluted Weighted Avg Shares	17	16	17	16	17	17	17	17
Basic Weighted Avg Shares	16	16	16	16	16	16	17	17
Revenue per Share	1.17	1.45	1.68	2.88	3.11	2.82	2.83	3.6
EBITDA per Share	0.02	0.1	0.1	0.13	0.18	0.18	0.21	0.26
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.25	0.32	0.29	0.97	1.03	0.65	0.43	0.62
Basic EPS from Cont Ops	0.25	0.32	0.29	0.97	1.03	0.65	0.43	0.62
Diluted EPS, GAAP	0.24	0.32	0.28	0.96	1.02	0.64	0.43	0.61
Diluted EPS from Cont Ops	0.24	0.32	0.28	0.96	1.02	0.64	0.43	0.61
Dividend per Share	- -	- -	- -	0.05	0.1	0.12	0.12	0.12
Cash Flow per Share	0.68	0.42	0.47	1.26	1.49	0.92	0.49	-0.09
Free Cash Flow per Basic Share	0.62	0.36	0.44	1.25	1.45	0.81	0.42	-0.16
Cash & Equivalents per Share	5.73	8.56	10.09	11.53	10.55	9.11	10.14	13.36
Book Value per Share	3.14	3.46	3.75	4.68	5.58	6.13	6.36	6.93
Tangible Book Value per Share	3.25	3.58	3.87	4.73	5.2	5.84	6.1	6.79

US Metro Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)