UWM Holdings Corporation

UWM Holdings Corporation

UWMC
UWM Holdings CorporationUS flagNew York Stock Exchange
2.97
USD
-0.04
- -
4.50BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.36
45.42
25.07
19.9
8.51
12.71
7.35
8.29
Basic EPS, GAAP
4.03
32.81
0.98
0.45
-0.14
0.13
0.13
0.27
Free Cash Flow per Basic Share
-34.07
-0.01
-99.35
89.12
1.49
-56.39
-12.87
-22.81
Dividend per Share
- -
- -
0.3
0.4
0.4
0.36
0.37
0.37
Book Value per Share
- -
22.79
1.41
1.54
1.19
1.42
0.9
0.89
Tangible Book Value per Share
- -
5.99
-1.43
-13.86
-16.64
-17.2
-11.73
-12.3
Basic Weighted Avg Shares
103
103
101
92
93
111
211
243
Sales/Revenue/Turnover
1,068
4,683
2,529
1,841
794
1,415
1,553
2,017
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
129
571
38
49
50
49
56
58
Net Income, GAAP
415
3,383
98
42
-13
14
27
66
Effective Tax Rate (%)
- -
0.07
0.62
0.3
- -
1.96
2.74
4.03
Profit Margin (%)
38.86
72.23
3.89
2.27
-1.67
1.02
1.76
3.29
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
944
2,269
2,241
2,219
3,001
3,194
3,192
Total Equity
- -
2,374
3,171
3,172
2,475
2,054
1,594
1,601
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
287.94
7.9
29.31
-10.44
10.72
15.75
35.16

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
800
1,200
2,000
LT Borrowings
3,068
3,069
3,070
LT Finance Leases
126
124
122
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
234
268
313
Market Capitalization
1,131
925
880

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
871
503
424
Accounts Receivable, Net
548
527
1,271
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
604
565
749
ST Debt
800
1,200
2,000
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-5.56%
-22.41%
Free Cash Flow
- -
227,808.29%
-56.67%
Net Income, GAAP
- -
-81.04%
90.09%
Sales/Revenue/Turnover
- -
-8.41%
9.77%
Total Cash Common Dividend
- -
- -
97.81%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
420
341
318
336
1,415
2025
41
651
339
522
1,553
2026
505
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.03
-0.06
0.06
0.13
2025
-0.08
0.11
-0.01
0.08
0.13
2026
0.09
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
0.1
0.1
0.07
0.36
2025
0.1
0.09
0.09
0.09
0.37
2026
0.09
- -
- -
- -
- -

Company Description

APIChat
CEO
Mathew R. Ishbia
Full Time Employees
9,100
Sector
Financial Services
Industry
Financial - Mortgages
Address
585 South Boulevard East Pontiac MI United States of America 48341
IPO Date
May 1, 2020
Website
uwm.com
Business
UWM Holdings Corporation operates primarily as a mortgage lender and technology provider in the residential mortgage industry. The company offers a broad range of core products and services including wholesale and correspondent mortgage lending; production and sale of mortgage loans under various government and non-government loan programs; technology solutions for mortgage brokers; and digital platforms that facilitate mortgage loan origination, processing, and servicing. UWM operates through its subsidiaries, providing its services primarily in the United States residential mortgage market. Founded in 1986, UWM Holdings is headquartered in Milwaukee, Wisconsin. In recent major developments, UWM Holdings has focused on expanding its technology offerings and improving service delivery through strategic partnerships and enhanced digital platform capabilities. The company has launched new product features designed to streamline mortgage brokerage workflows and has made operational enhancements to support growth and efficiency in mortgage loan processing. These initiatives reflect a strategic shift towards becoming a more technology-driven mortgage lender while maintaining strong client service. UWM continues to strengthen its position as a leading wholesale mortgage lender by investing in advanced technology solutions and strategic collaborations within the mortgage ecosystem. UWM Holdings serves a diverse customer base that includes mortgage brokers, residential real estate professionals, and homebuyers across various regions of the United States. The company operates in the financial services and mortgage lending industry segments, positioning itself as both a lender and a technology enabler within the residential mortgage market. Its comprehensive product suite and focus on technology innovation support its competitive advantage in facilitating mortgage loan origination and delivery to a broad market spectrum.

Company News

APIChat
  • UWMC Issues Statement Regarding Second Failure of Two Harbors to Obtain Approval for CCM Transaction

  • TWO Announces Adjournment of Special Meeting

  • UWMC Urges TWO Stockholders to Stand Firm and Vote AGAINST the CCM Transaction at May 28 Special Meeting

  • UWMC Urges TWO Stockholders to Stand Firm and Vote AGAINST the CCM Transaction at May 28 Special Meeting

  • UWMC Reminds Two Harbors Stockholders to Vote the Blue Proxy Card Against the Inferior CrossCountry Transaction Today

  • UWMC Reminds Two Harbors Stockholders to Vote the Blue Proxy Card Against the Inferior CrossCountry Transaction Today

  • UWMC Provides Clarity on Latest Disingenuous Announcement by Two Harbors

  • UWMC Calls Out Egregious Corporate Governance of TWO Board and Repeated Failure to Act in Best Interest of Stockholders

  • TWO Board Unanimously Rejects UWMC's Latest Illusory, Predatory and Unactionable Proposal

  • Leading Independent Proxy Advisory Firm ISS Recommends That Two Harbors Stockholders Vote Against CrossCountry Mortgage Merger

  • SFS Holdings Corp. Terminates 10b5-1 Plan

  • UWMC Increases Two Harbors Acquisition Proposal to $12.50 Per Share for Stockholders that Elect to Receive Cash

  • UWM Holdings Corporation (UWMC) Q1 2026 Earnings Call Transcript

  • UWM Holdings Corporation (UWMC) Tops Q1 Earnings and Revenue Estimates

  • UWM Holdings Corporation Announces First Quarter 2026 Results

  • UWMC Responds to TWO Board's Latest Failing for TWO Stockholders

  • TWO Reaffirms Unanimous Recommendation for All-Cash CrossCountry Transaction and Responds to UWM Holdings

  • UWMC Issues Open Letter to Two Harbors Stockholders Detailing New $12 Per Share Offer

  • Will Better Home & Finance Holding Company (BETR) Report Negative Earnings Next Week? What You Should Know

  • UWM Holdings Corporation (UWMC) Reports Next Week: Wall Street Expects Earnings Growth