UWM Holdings Corporation

UWMC

UWMCUWM Holdings Corporation US flag

New York Stock Exchange

1.88

USD

-0.02

- -

2.85BMarket Cap

Income Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	1,068	4,683	2,529	1,841	794	1,415	1,553
+ Sales & Services Revenue	1,068	4,683	2,529	1,841	794	1,415	1,553
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	487	671	893	807	785	996	1,221
+ Research & Development	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-487	-671	-893	-807	-785	-996	-1,221
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-415	-3,385	-1,578	-935	76	-336	-251
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-415	-3,385	-1,578	-935	76	-336	-251
Pretax Income	415	3,385	1,578	935	-76	336	251
- Income Tax Expense (Benefit)	- -	2	10	3	-7	7	7
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	415	3,383	1,568	932	-70	329	244
- Net Extraordinary Losses (Gains)	- -	- -	2,940	1,780	-113	630	433
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	2,940	1,780	-113	630	433
Income (Loss) Incl. MI	415	3,383	-1,372	-848	43	-301	-189
- Minority Interest	- -	- -	-1,470	-890	57	-315	-217
Net Income, GAAP	415	3,383	98	42	-13	14	27
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	415	3,383	98	42	-13	14	27
EBIT	- -	- -	- -	- -	- -	- -	- -
EBITDA	129	571	38	49	50	49	56
EBITDA Margin (%)	12.09	12.19	1.5	2.68	6.31	3.45	3.57
EBITA	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	38.86	72.23	3.89	2.27	-1.67	1.02	1.76
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	0.3	0.4	0.4	0.36	0.37
Depreciation Expense	129	571	38	49	50	49	56
Basic Weighted Avg Shares	103	103	101	92	93	111	211
Basic EPS, GAAP	4.03	32.81	0.98	0.45	-0.14	0.13	0.13
Basic EPS from Cont Ops	4.03	32.81	15.55	10.08	-0.75	2.96	1.15
Diluted Weighted Avg Shares	103	103	1,603	92	93	111	1,599
Diluted EPS, GAAP	4.03	32.81	0.06	0.45	-0.14	0.13	0.02
Diluted EPS from Cont Ops	4.03	32.81	0.98	10.08	-0.75	2.96	0.15

Balance Sheet (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	- -	1,224	731	705	497	507	503
+ Cash & Cash Equivalents	- -	1,224	731	705	497	507	503
+ ST Investments	- -	- -	- -	- -	- -	- -	- -
+ Accounts & Notes Receiv	- -	254	416	383	512	418	527
+ Accounts Receivable, Net	- -	254	416	383	512	418	527
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	- -	-1,477	-1,147	-1,088	-1,010	-925	-1,030
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	224	314	299	275	263	296
+ Property, Plant & Equip	- -	249	360	373	382	409	473
- Accumulated Depreciation	- -	26	46	74	107	146	178
+ LT Investments & Receivables	- -	- -	152	113	110	103	101
+ LT Investments	- -	- -	152	113	110	103	101
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	- -	-224	-466	-412	-385	-366	-396
+ Total Intangible Assets	- -	1,757	3,315	4,453	4,026	3,970	4,074
+ Goodwill	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	1,757	3,315	4,453	4,026	3,970	4,074
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	- -	-1,980	-3,781	-4,865	-4,411	-4,336	-4,470
Total Assets	- -	11,493	22,528	13,601	11,872	15,671	16,929
+ Payables & Accruals	- -	- -	9	484	512	567	565
+ Accounts Payable	- -	848	524	139	168	175	237
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	-848	-515	345	345	393	328
+ ST Debt	- -	7,262	- -	750	750	500	1,200
+ ST Borrowings	- -	7,262	- -	750	750	500	1,200
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-7,262	-9	-1,234	-1,262	-1,067	-1,765
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-7,262	-9	-1,234	-1,262	-1,067	-1,765
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	944	2,269	2,241	2,219	3,001	3,194
+ LT Borrowings	- -	816	2,099	2,086	2,082	2,876	3,069
+ LT Finance Leases	- -	128	170	155	137	125	124
+ Other LT Liabilities	- -	-944	-2,269	-2,241	-2,219	-3,001	-3,194
+ Accrued Liabilities	- -	- -	- -	53	46	83	202
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-944	-2,269	-2,294	-2,265	-3,084	-3,396
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	- -	9,119	19,357	10,429	9,397	13,617	15,335
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	25	1	1	2	4	10
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	25	- -	1	2	4	10
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	- -	2,349	142	142	111	158	189
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	- -	2,374	142	144	113	162	200
+ Minority/Non Controlling Interest	- -	- -	3,029	3,028	2,362	1,892	1,394
Total Equity	- -	2,374	3,171	3,172	2,475	2,054	1,594
Total Liabilities & Equity	- -	11,493	22,528	13,601	11,872	15,671	16,929
Shares Outstanding	- -	103	92	93	94	158	268
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	128	170	155	137	125	124
Net Debt	- -	6,854	1,368	2,131	2,335	2,869	3,766
Net Debt to Equity	- -	288.66	43.13	67.18	94.34	139.67	236.32
Tangible Common Equity Ratio	- -	6.34	-0.75	-14.01	-19.77	-16.37	-19.29
Current Ratio	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	415	3,383	1,568	932	-70	329	244
+ Depreciation & Amortization	129	571	38	49	50	49	56
+ Non-Cash Items	-1,065	-1,841	-1,948	-2,412	-1,350	-2,574	-2,514
+ Stock-Based Compensation	- -	- -	6	8	14	25	50
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	21	20	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	-1,085	-1,860	-1,954	-2,420	-1,364	-2,599	-2,564
+ Chg in Non-Cash Work Cap	-2,975	-2,056	-9,616	9,699	1,535	-4,045	-433
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Other	-2,975	-2,056	-9,616	9,699	1,535	-4,045	-433
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-3,496	56	-9,957	8,268	165	-6,241	-2,648
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-17	-57	-65	-27	-26	-39	-74
+ Acq of Fixed Prod Assets	-17	-57	-65	-27	-26	-39	-74
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	-82	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	-82	- -	- -	- -	- -
+ Net Change in LT Investment	- -	- -	1	11	13	4	10
+ Dec in LT Investment	- -	- -	1	11	13	8	10
+ Inc in LT Investment	- -	- -	- -	- -	- -	-4	- -
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	-100
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	-100
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	594	289	264	1,306	1,844	2,712	2,424
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	577	232	200	1,290	1,830	2,676	2,260
+ Dividends Paid	- -	- -	-31	-37	-37	-40	-79
+ Net Cash From Debt	2,500	2,020	18,587	-17,058	-2,105	4,337	1,109
+ Cash From Debt	3,665	2,966	19,427	2,601	2,166	6,640	4,615
+ Repayments of Debt	-1,165	-947	-839	-19,659	-4,271	-2,304	-3,506
+ Other Financing Activities	510	-1,217	-9,211	7,510	-60	-722	-647
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	3,010	802	9,264	-9,585	-2,203	3,575	384
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	91	1,091	-493	-26	-207	10	-4
EBITDA	129	571	38	49	50	49	56
EBITDA Margin (%)	12.09	12.19	1.5	2.68	6.31	3.45	3.57
Free Cash Flow	-3,513	-1	-10,022	8,242	139	-6,281	-2,722
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	100
Free Cash Flow to Firm	-3,513	-1	-10,022	8,242	- -	-6,281	-2,722
Free Cash Flow to Equity	- -	2,019	8,565	-8,816	-1,966	-1,944	-1,612
Free Cash Flow per Basic Share	-34.07	-0.01	-99.35	89.12	1.49	-56.39	-12.87
Price/Free Cash Flow	- -	11.91	-0.96	0.04	3.48	-0.11	-2.72
Cash Flow to Net Income	-8.42	0.02	-101.14	198.21	-12.49	-433.32	-96.7
Capital Expenditures	-17	-57	-65	-27	-26	-39	-74