Valley National Bancorp Financial Ratios — VLYPO Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	10.39	10.42	8.67	6.83	5.01	7.38	6.64	9.1	8.12	8.83	9.96	10.04	7.61	5.29	7.83
Return on Assets (%)	0.93	0.95	0.82	0.66	0.51	0.76	0.69	0.94	0.89	1	1.13	1.13	0.84	0.62	0.94
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	4.38	4.63	4.85	5.32	4.77	4.96	4.52	4.64	6.42	6.32	3.73	4.27	4.43	4.28	3.39
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	33.25	34.44	31.05	26.65	20.01	32.35	32.75	33.26	41.06	40.73	46.93	41.93	36.08	23.8	36.72
Profit Margin (%)	22.57	23.51	22.9	21.03	16.24	23.31	20.98	26.37	27.84	30.02	34.71	30.55	26.52	20.64	29.52
Net Income to Common Margin (%)	22.57	23.51	22.9	21.03	15.64	22.31	19.75	25.09	26.7	29.04	33.78	29.85	25.66	19.48	28.09
Effective Tax Rate (%)	32.12	31.73	26.25	21.1	18.86	27.95	35.94	20.71	32.18	26.31	26.05	27.13	26.51	13.28	19.61
Dvd Payout Ratio (%)	88.13	87.64	97.96	75.85	103.16	69.47	73.93	57.1	49.32	47.09	38.96	37.07	46.36	63.59	43.74
Sustainable Growth Rate (%)	1.23	1.29	0.18	1.65	-0.16	2.25	1.73	3.91	4.12	4.67	6.08	6.32	4.08	1.93	4.41

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	2,324	2,298	2,246	2,104	2,071	2,092	2,685	3,395	3,078	3,328	2,263	1,983	3,639	3,620	3,339
ST Debt	- -	- -	- -	- -	526	782	427	1,732	940	1,000	500	24	850	- -	- -
LT Debt	2,324	2,298	2,246	2,104	1,545	1,310	2,258	1,663	2,138	2,328	1,763	1,959	2,789	3,620	3,339
Total Debt/EBITDA	90.45	81.33	80.3	71.6	68.45	58.52	77.01	73.85	43.11	40.46	44.41	24.96	43.74	45.92	48.59
Net Debt/EBITDA	75.7	51.14	67.1	43.34	37.38	25.67	52.82	26.78	19.52	8.78	-11.18	8.21	17.96	17.02	20.12
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.8	9.38	9.54	9.91	9.7	9.91	9.68	9.86	11.15	10.77	11.22	10.77	10.65	11.33	11.62
Long-Term Debt/Equity (%)	185.22	152.98	145.74	112.92	69.99	55.13	89.12	49.63	48.77	50.7	34.68	30.6	41.62	48.69	42.76
Long-Term Debt/Capital (%)	64.94	60.47	59.31	53.03	36.11	29.32	43.27	24.65	28.65	29.4	24	23.36	26.97	32.74	29.95
Long-Term Debt/Total Assets (%)	16.31	14.35	13.9	11.19	7.15	5.73	9.41	5.22	5.71	5.72	4.06	3.41	4.58	5.79	5.21
Total Debt/Equity (%)	185.22	152.98	145.74	112.92	93.82	88.02	105.98	101.32	70.21	72.48	44.52	30.98	54.31	48.69	42.76
Total Debt/Capital (%)	64.94	60.47	59.31	53.03	48.41	46.82	51.45	50.33	41.25	42.02	30.8	23.65	35.19	32.74	29.95
Total Debt/Total Assets (%)	16.31	14.35	13.9	11.19	9.58	9.15	11.18	10.65	8.22	8.18	5.21	3.45	5.97	5.79	5.21
Net Debt to Equity	155.01	96.2	121.78	68.35	51.24	38.62	72.69	36.74	31.78	15.73	-11.21	10.18	22.3	18.04	17.71
Net Debt/Capital (%)	60.79	49.03	54.91	40.6	29.27	22.52	38.35	19.49	19.83	10.96	-10.76	8.77	15.81	14.64	14.46
EBITDA	26	28	28	29	30	36	35	46	71	82	51	79	83	79	69
EBITDA-CapEx	9	28	28	29	30	36	35	46	71	82	51	79	83	79	69
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.8	9.38	9.54	9.91	9.7	9.91	9.68	9.86	11.15	10.77	11.22	10.77	10.65	11.33	11.62
Long-Term Debt/Equity (%)	185.22	152.98	145.74	112.92	69.99	55.13	89.12	49.63	48.77	50.7	34.68	30.6	41.62	48.69	42.76
Long-Term Debt/Capital (%)	64.94	60.47	59.31	53.03	36.11	29.32	43.27	24.65	28.65	29.4	24	23.36	26.97	32.74	29.95
Long-Term Debt/Total Assets (%)	16.31	14.35	13.9	11.19	7.15	5.73	9.41	5.22	5.71	5.72	4.06	3.41	4.58	5.79	5.21
Total Debt/Equity (%)	185.22	152.98	145.74	112.92	93.82	88.02	105.98	101.32	70.21	72.48	44.52	30.98	54.31	48.69	42.76
Total Debt/Capital (%)	64.94	60.47	59.31	53.03	48.41	46.82	51.45	50.33	41.25	42.02	30.8	23.65	35.19	32.74	29.95
Total Debt/Total Assets (%)	16.31	14.35	13.9	11.19	9.58	9.15	11.18	10.65	8.22	8.18	5.21	3.45	5.97	5.79	5.21
CFO/Total Liabilities	1.47	2.23	1.95	1.09	0.8	2.05	2.88	1.07	0.79	0.45	2.18	2.8	0.7	1	0.61
CFO/CapEx	11.67	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	0.05	0.05	0.05	0.04	0.04	0.04	0.24	0.2	0.24	0.23	0.23	0.21	0.2	0.22	0.23

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	10.52	11.65	10.84	9.93	10.49	11.07	10.96	11.71	11.07	12.28	13.44	12.69	8.5	7.59	8.37
Days Sales Outstanding	34.71	31.34	33.67	36.77	34.79	32.98	33.3	31.17	32.96	29.71	27.15	28.77	42.92	48.07	43.59
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	6,995	7,527	10,723	10,581	10,726	12,710	11,880	14,014	14,155
- Cash & Cash Equivalents	379	853	369	830	414	393	416	429	435	1,329	2,050	948	891	1,890	1,584
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	112	112	210	210	210	210	210	210	210	354	354
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	2,324	2,298	2,246	2,104	2,071	2,092	2,685	3,395	3,078	3,328	2,263	1,983	3,639	3,620	3,339
Enterprise Value	1,379	637	1,047	386	262	514	7,979	8,953	12,009	11,451	10,020	12,693	13,542	12,729	16,214
Total Capital	3,579	3,801	3,787	3,967	4,278	4,470	5,218	6,745	7,462	7,921	7,347	8,384	10,341	11,055	11,147
Total Debt/Capital (%)	64.94	60.47	59.31	53.03	48.41	46.82	51.45	50.33	41.25	42.02	30.8	23.65	35.19	32.74	29.95
Total Debt / EV	1.69	3.61	2.15	5.44	7.92	4.07	0.34	0.38	0.26	0.29	0.23	0.16	0.27	0.28	0.21
EV/Sales	2.35	1.04	1.82	0.7	0.41	0.71	10.34	9.03	10.79	8.8	7.34	6.82	7.2	6.91	8
EV/EBITDA	53.65	22.56	37.43	13.15	8.65	14.38	228.89	194.76	168.21	139.2	196.63	159.77	162.75	161.46	235.95
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	7.21	1.97	3.67	2.1	1.69	1.23	12.89	29.46	45.85	70.01	11.97	8.89	35.81	23.2	47.16
EV/Free Cash Flow to Firm	6.64	1.97	3.67	2.1	1.69	1.23	12.89	29.46	45.85	70.01	11.97	8.89	35.81	23.2	47.16
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	1,945	1,445	1,877	1,273	1,768	1,812	2,478	3,176	2,853	2,209	423	1,244	2,958	2,084	2,110
EV per Share	7.72	3.21	5.25	1.66	1.03	1.95	30.17	27.01	29.78	28.35	23.78	25.07	26.67	22.78	29.13
TTM Sales	587	611	576	552	634	721	772	991	1,113	1,301	1,365	1,862	1,880	1,843	2,026
TTM EBITDA	26	28	28	29	30	36	35	46	71	82	51	79	83	79	69
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	191	323	285	184	155	419	619	304	262	164	837	1,428	378	549	344
TTM Free Cash Flow to Firm	208	323	285	184	155	419	619	304	262	164	837	1,428	378	549	344

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	1,379	637	1,047	386	262	514	7,979	8,953	12,009	11,451	10,020	12,693	13,542	12,729	16,214
Low Price	- -	- -	- -	- -	- -	- -	19.51	21.25	22.05	13.84	24.77	21.05	15.11	20.04	22.73
EV/Sales	2.35	1.04	1.82	0.7	0.41	0.71	10.34	9.03	10.79	8.8	7.34	6.82	7.2	6.91	8
EV/EBITDA	53.65	22.56	37.43	13.15	8.65	14.38	228.89	194.76	168.21	139.2	196.63	159.77	162.75	161.46	235.95
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	3.01	2.4	2.57	2.41	2.2	2.05	1.83	1.98	1.9
Price/Book Value Average	- -	- -	- -	- -	- -	- -	3	2.68	2.45	2.19	2.22	1.97	1.78	1.91	1.87
Price/Book Value High	- -	- -	- -	- -	- -	- -	3.11	2.97	2.6	2.52	2.31	2.1	2.01	2.05	1.92
Price/Book Value Low	- -	- -	- -	- -	- -	- -	2.22	2.24	2.13	1.28	2.14	1.72	1.18	1.58	1.7
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	4.4	3.8	3.95	3.61	3.21	3.08	2.66	2.76	2.58
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	4.39	4.25	3.76	3.28	3.24	2.96	2.59	2.66	2.54
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	4.54	4.71	4	3.76	3.36	3.15	2.92	2.86	2.61
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	3.24	3.56	3.28	1.91	3.12	2.58	1.72	2.2	2.31
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	3.31	2.37	3.26	2.31	2.79	2.51	12.25	11.69	11.74	9.08	8.25	7.22	7.72	8.48	7.91
EV/Sales High	3.31	2.37	3.26	2.31	2.79	2.51	12.57	12.6	12.33	10.17	8.54	7.65	8.5	9.02	8.11
EV/Sales Low	3.31	2.37	3.26	2.31	2.79	2.51	9.9	10.31	10.56	5.99	7.96	6.39	5.65	7.21	7.29
EV/EBITDA Average	75.7	51.14	67.1	43.34	58.46	50.66	271.16	252.01	183.02	143.64	221.07	169.33	174.45	198.22	233.19
EV/EBITDA High	75.7	51.14	67.1	43.34	58.46	50.66	278.35	271.75	192.07	160.88	228.87	179.28	192	210.8	239.19
EV/EBITDA Low	75.7	51.14	67.1	43.34	58.46	50.66	219.11	222.29	164.51	94.8	213.16	149.84	127.75	168.48	214.81
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	26.45	22.71	26.59	26.2	25.45	25.1	23.4	25.08	25.43
High Price	- -	- -	- -	- -	- -	- -	27.32	28.11	26.93	27.3	26.67	25.67	25.64	26.01	25.74
Enterprise Value Average	1,945	1,445	1,877	1,273	1,768	1,812	9,453	11,585	13,067	11,816	11,265	13,452	14,515	15,626	16,025
Enterprise Value High	1,945	1,445	1,877	1,273	1,768	1,812	9,703	12,492	13,713	13,234	11,663	14,243	15,975	16,618	16,437
Enterprise Value Low	1,945	1,445	1,877	1,273	1,768	1,812	7,638	10,219	11,745	7,798	10,862	11,904	10,629	13,282	14,762

Shares Outstanding	179	198	200	232	254	264	264	331	403	404	421	506	508	559	557
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	5.29	8.37	6.01	7.4	7.57	6.41	7.22	6.57	4.96	6.61	7.54	4.36	4.31	9.41	2.94
Book Value per Share	7.02	7.57	7.72	8.03	8.26	8.59	8.79	9.48	10.35	10.85	11.57	12.23	12.79	12.67	13.39
Tangible Book Value per Share	5.13	5.26	5.39	5.38	5.36	5.8	6.01	5.97	6.73	7.25	7.94	8.15	8.79	9.1	9.85

Valley National Bancorp

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)