Western Alliance Bancorporation

Western Alliance Bancorporation

WAL
Western Alliance BancorporationUS flagNew York Stock Exchange
77.75
USD
-2.45
- -
8.49BMarket Cap
Western Alliance Bancorporation
WAL
(New York Stock Exchange)

Recent

price

77.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.13
3.16
3.72
4
4.71
5.48
6.75
7.89
9.08
10.73
12.37
18.43
23.18
23.65
28.49
31.93
34.19
Revenue per Share
-0.23
0.19
0.84
1.33
1.69
2.05
2.52
3.12
4.16
4.86
5.06
8.72
9.74
6.55
7.14
8.79
8.64
Basic EPS, GAAP
- -
1.76
0.23
0.68
0.44
2.22
2.62
3.6
5.15
6.66
6.42
-26.52
19.63
-4.09
-26.02
-25.67
-15.22
Free Cash Flow per Basic Share
0.09
0.09
0.05
0.02
0.02
0.01
- -
- -
- -
0.5
1.01
1.24
1.55
1.58
1.63
1.7
1.74
Dividend per Share
-3.45
-3.01
-2.12
-0.71
0.99
2.78
5.07
8.14
12.25
29.75
33.86
46.14
54.36
38.92
44.44
51.53
52.83
Book Value per Share
5.75
5.68
7.16
8.02
10.43
13.6
15.42
18.52
22.11
26.48
31.09
32.48
30.16
36.84
42.6
50.62
50.17
Tangible Book Value per Share
75
81
82
86
87
95
103
104
105
103
100
103
107
108
109
109
109
Basic Weighted Avg Shares
235
256
306
343
409
518
695
822
950
1,102
1,239
1,892
2,485
2,561
3,094
3,474
3,714
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
14
11
3
2
1
8
12
13
14
29
35
50
75
86
118
130
134
Depreciation Expense
-7
31
73
115
148
194
260
325
436
499
507
899
1,057
722
788
969
952
Net Income, GAAP
- -
33.47
25.66
20.48
24.5
24.87
28.07
27.96
14.6
17.38
18.62
19.93
19.66
22.62
20.53
17.94
17.73
Effective Tax Rate (%)
-3.06
12.3
23.73
33.54
36.21
37.5
37.36
39.59
45.87
45.31
40.88
47.52
42.54
28.21
25.46
27.89
25.63
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
116
112
110
354
251
210
368
377
360
472
629
1,814
2,385
1,520
3,480
2,628
2,312
LT Debt
602
637
760
855
1,001
1,592
1,892
2,230
2,614
3,017
3,414
4,963
5,356
6,078
6,707
7,946
7,908
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
111.17
66.18
47.49
40.9
23.02
15.72
22.03
19.77
14.13
17.14
18.33
14.47
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
962
3,848
4,524
LT Borrowings
3,581
2,468
2,158
LT Finance Leases
164
160
154
Preferred Equity and Hybrid Capital
295
295
295
Shares Outstanding
110
110
109
Market Capitalization
9,442
9,147
7,698

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15,897
13,957
18,496
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
962
3,848
4,524
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.81%
19.12%
18.47%
Free Cash Flow
-15.23%
-56.95%
-1.15%
Net Income, GAAP
20.44%
19.09%
23.02%
Sales/Revenue/Turnover
21.66%
24.03%
12.28%
Total Cash Common Dividend
- -
11.56%
4.88%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
714
755
804
818
3,094
2025
762
826
923
963
3,474
2026
1,002
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.61
1.75
1.81
1.97
7.14
2025
1.8
2.08
2.3
2.61
8.79
2026
1.65
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.4
0.41
0.4
0.41
1.63
2025
0.41
0.42
0.41
0.46
1.7
2026
0.46
- -
- -
- -
- -
Business
Western Alliance Bancorporation (NYSE: WAL) is a bank holding company providing deposit, lending, treasury management, international banking, and online banking products and services through its primary subsidiary Western Alliance Bank and other specialized brands including Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, Torrey Pines Bank, and AmeriHome Mortgage; core offerings encompass commercial and industrial loans, real estate loans, consumer loans, checking and savings accounts, money market accounts, fixed-rate certificates of deposit, cash management solutions, trust administration, equipment leasing, escrow services, and industry-tailored financing for sectors such as technology, innovation, public and nonprofit entities, hotel franchise finance, and homeowners associations. The company operates nationwide with a local touch in key markets across Arizona, California, Nevada, and other states, serving commercial businesses, real estate investors, financial institutions, high-net-worth individuals, and small to mid-sized enterprises. Founded in 1994 in Las Vegas, Nevada, and headquartered in Phoenix, Arizona, Western Alliance Bancorporation maintains assets exceeding $86 billion as of mid-2025 and ranks among the top-performing U.S. banks. Western Alliance Bancorporation recently unified its six legacy division bank brands under the single Western Alliance Bank brand by the end of 2025 to streamline operations, enhance national marketing reach, and improve client access to integrated services nationwide; the company continues strong growth with $1.2 billion in held-for-investment loan expansion in Q2 2025 driven by commercial and industrial lending, alongside targeted deposit increases in digital asset banking and technology sectors totaling nearly $1 billion year-to-date. In Q3 2025, it reported net income of $260.5 million, up from the prior quarter, supported by a $300 million share repurchase program under which it bought back over 300,000 shares for $25 million through mid-October, and issued preferred stock via its REIT subsidiary to bolster equity. Additional strategic moves include appointing Brad Alvarez in November 2025 to lead sponsor and strategic partnerships for Business Escrow Services and entering a strategic alliance with Clover Lending Group in October 2025 to expand financing for active adult communities, while reiterating 2025 guidance for $5 billion in loan growth and $8 billion in deposit growth.

Company News

APIChat
  • Western Alliance Bancorporation (WAL) Analyst/Investor Day Transcript

  • Western Alliance: High Margin Of Safety

  • A Look at Western Alliance Bancorp (WAL) After 6.0% Decline -- GF Value $89.07 vs Price $76.95

  • Western Alliance Bancorporation to Host 2026 Investor Day Tuesday in New York

  • Western Alliance Bancorporation (WAL) Q1 2026 Earnings Call Transcript

  • Western Alliance (WAL) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Western Alliance (WAL) Surpasses Q1 Earnings and Revenue Estimates

  • Western Alliance Bancorporation Reports First Quarter 2026 Financial Results

  • Western Alliance Bancorp: The Easy Money Has Been Made, But More Upside Is Justified

  • Insights Into Western Alliance (WAL) Q1: Wall Street Projections for Key Metrics

  • Earnings Preview: Western Alliance (WAL) Q1 Earnings Expected to Decline

  • Western Alliance Bank Finances The Marvel in the Mission, the Largest Affordable Housing Development in San Francisco's Mission District

  • Western Alliance Bancorporation Announces First Quarter 2026 Earnings Release Date, Conference Call and Webcast

  • Western Alliance Bank Earns Prestigious 2026 Portfolio Award from Financial Communications Society for Brand Unity Initiative

  • Western Alliance Bank Expands Full-Service Juris Banking Group's Banking Team

  • Short Interest in Western Alliance Bancorporation (NYSE:WAL) Decreases By 22.2%

  • Western Alliance Bancorporation (NYSE:WAL) Given Average Rating of “Moderate Buy” by Analysts

  • Western Alliance Bank Chief Human Resources Officer Barbara Kennedy Named a 2026 ‘Most Admired Leader' in Arizona

  • Western Alliance Bank Leaders Named Among Top Banking & Finance Visionaries in Los Angeles

  • Western Alliance Bancorporation (NYSE:WAL) versus First Northwest Bancorp (NASDAQ:FNWB) Critical Analysis