Wilson Bank Holding Company

Wilson Bank Holding Company

WBHC
Wilson Bank Holding CompanyUS flagOther OTC
550.00
USD
- -
- -
6.76BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.19
8.08
8.87
9.31
9.84
10.57
11.21
12.32
13.57
14.8
14.4
15.8
- -
19.62
Basic EPS, GAAP
2.12
2.06
2.35
2.49
2.26
3.09
3.36
3.52
4.44
4.66
4.21
4.79
- -
6.73
Free Cash Flow per Basic Share
4.43
1.72
2.07
2.11
2.88
3.11
2.82
4.39
4.72
5.99
7.02
4.95
- -
7.35
Dividend per Share
0.6
0.45
0.49
0.56
0.65
0.89
1.09
1.19
1.34
1.84
0.37
0.49
- -
0.87
Book Value per Share
17.06
14.3
16.03
18.3
19.79
21.72
23.65
25.62
28.28
30.64
32.78
35.32
- -
38.99
Tangible Book Value per Share
23.13
19.49
21.51
23.33
25.26
27.53
30.92
34.35
36.73
31.26
36.57
40.22
- -
48.59
Basic Weighted Avg Shares
7
10
10
10
10
11
11
11
11
11
12
12
- -
12
Sales/Revenue/Turnover
76
81
90
96
102
112
120
135
151
168
167
187
227
238
Operating Margin (%)
33.07
40.71
41.73
42.29
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
4
5
6
6
6
4
5
5
5
5
5
5
5
Net Income, GAAP
16
21
24
26
24
33
36
38
49
53
49
57
76
82
Effective Tax Rate (%)
36.97
37.2
36.58
36.67
45.14
21.23
23.49
19.99
22.96
22.12
22.15
22.63
22
21.91
Profit Margin (%)
20.85
25.56
26.46
26.78
22.98
29.19
29.92
28.6
32.71
31.5
29.26
30.3
33.35
34.31
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
24
4
- -
- -
- -
- -
- -
- -
Total Equity
178
201
223
245
268
296
337
380
414
360
429
480
582
595
Return on Invested Capital (%)
9.14
10.98
11.25
10.95
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.04
15.32
15.56
14.6
11.94
14.97
14.91
14.42
16.62
15.99
13.42
14.17
17.14
18.25

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
2,103
2,103
6,663

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
692
358
351
Accounts Receivable, Net
18
19
19
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.42%
9.61%
21.26%
Free Cash Flow
17.97%
15.59%
47.48%
Net Income, GAAP
13.25%
15.48%
33.91%
Sales/Revenue/Turnover
9.8%
11.25%
21.66%
Total Cash Common Dividend
16.2%
10.6%
43.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
43
47
47
49
187
2025
53
58
56
61
227
2026
63
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.09
1.37
1.07
- -
4.79
2025
1.37
1.59
1.48
- -
- -
2026
1.82
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.75
- -
-0.25
- -
0.49
2025
0.29
0.71
-0.3
- -
- -
2026
0.46
- -
- -
- -
- -

Company Description

APIChat
CEO
John Carlos McDearman
Full Time Employees
596
Sector
Financial Services
Industry
Banks - Regional
Address
623 West Main Street Lebanon TN United States of America 37087
IPO Date
Oct 7, 2016
Business
Wilson Bank Holding Company (WBHC) is a Tennessee-based bank holding company that owns and operates Wilson Bank and Trust, a full-service commercial bank providing deposit and lending services to consumers, professionals, small businesses and municipalities in Middle Tennessee. Wilson Bank and Trust offers checking accounts, savings accounts, money market deposit accounts, certificates of deposit; consumer loans, commercial loans and real estate loans; treasury management, electronic banking, online banking and mobile apps; investment advisory services through third-party registered broker-dealers, custodial services, trust services and brokerage services. The bank maintains approximately 30 full-service offices across 10 counties including Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, Sumner and Cookeville in Putnam County; it generates revenue primarily from net interest income and deposit fees. Founded in 1987 and headquartered at 623 West Main Street in Lebanon, Tennessee, the company employs over 600 people and manages assets exceeding $5 billion with deposits surpassing $4.5 billion. In November 2024, Wilson Bank and Trust entered a purchase and assumption agreement to acquire an F&M Bank office at 900 North Washington Avenue in Cookeville, Tennessee, including approximately $35 million in deposits and related loans, expanding to 31 offices across 10 counties pending regulatory approval in the first half of 2025; the company also pursued strategic branch acquisitions and a loan production office in Nolensville during 2025, diversifying into construction and farmland lending while growing its loan portfolio by $14.1 million.