LendingTree, Inc. Financial Ratios — TREE Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	-80.8	72.63	4.65	10.21	28.47	11.64	5.93	30.13	4.76	-12.58	17.01	-57.31	-73.72	-35.8	76.49
Return on Assets (%)	-19.38	19.65	2.67	6.4	22.06	8.88	3.06	12.14	1.93	-4.52	5.56	-15.04	-12.23	-5.31	18.64
Return on Capital (%)	- -	- -	- -	- -	- -	11.78	5.46	- -	- -	- -	9.66	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	13.39	6.56	- -	- -	- -	0.61	- -	- -	- -	- -
Gross Margin (%)	92.43	94.45	95.3	95.28	96.31	96.42	97.21	95.24	93.82	94.01	94.78	94.14	94.24	95.99	96.19
EBITDA Margin (%)	-101.06	2.08	1.82	1.44	12.46	15.17	8.85	11.46	10.57	6.67	6.25	1.28	-2.06	7.64	7.74
Operating Margin (%)	-45.86	-7.76	5.75	5.99	11.14	13.62	9.42	9.04	7.23	-0.21	0.02	-2.88	1.26	5.44	7.35
Incremental Operating Margin (%)	- -	83.4	22.68	7.17	21.07	18.46	2.5	7.45	3.18	41.67	1.14	25.18	- -	17.76	15.28
Pretax Margin (%)	-112.56	-4.82	-0.81	-0.58	11.15	13.42	4.16	5.72	2.8	-4.67	7.69	-5.58	-18.58	-4.15	1.88
Profit Margin (%)	-108.95	60.21	2.83	5.59	18.9	7.15	2.52	12.62	1.61	-5.3	6.29	-19.08	-18.2	-4.63	13.54
Net Income to Common Margin (%)	-108.95	60.21	2.83	5.59	18.9	7.15	2.52	12.62	1.61	-5.3	6.29	-19.08	-18.2	-4.63	13.54
Effective Tax Rate (%)	- -	- -	- -	- -	- -	39.49	24.47	- -	- -	- -	13.38	- -	- -	- -	- -
Dvd Payout Ratio (%)	- -	-508.14	- -	-47.02	0.26	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	-80.8	441.68	4.65	15.01	28.4	11.64	5.93	30.13	4.76	-12.58	17.01	-57.31	-73.72	-35.8	76.49

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	- -	- -	- -	238	376	368	709	749	913	611	544	440
ST Debt	- -	- -	- -	- -	- -	- -	- -	125	82	5	175	11	11	131	8
LT Debt	- -	- -	- -	- -	- -	- -	238	251	286	704	574	902	601	413	431
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	4.36	4.29	3.14	11.69	10.9	72.22	-44.14	7.91	5.08
Net Debt/EBITDA	0.83	-49.75	-36.08	-35.74	-6.54	-1.56	-2.38	3.09	2.39	7.28	5.72	40.92	-30.09	5.27	3.59
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	7.19	6.69	7.25	-107.4	93.25	-27.86	-15.05	12.19	6.78
Net Debt/EBIT	0.75	28.13	82.81	88.97	-7.26	-1.75	-3.93	4.82	5.5	-66.86	48.93	-15.79	-10.26	8.12	4.79
EBITDA to Interest Expense	-149.98	1.83	133.74	1,206	185.21	103.92	7.78	7.05	5.77	1.67	1.47	0.49	- -	- -	- -
EBITDA-CapEx/Interest Expense	-149.98	1.83	133.74	1,206	185.21	100.3	7.78	7.05	5.77	1.67	1.47	0.49	- -	- -	- -
EBIT to Interest Expense	-68.06	-6.82	421.42	5,011	165.64	93.34	8.28	5.56	3.95	-0.05	- -	-1.09	- -	- -	- -
Interest Expense	- -	1	- -	- -	- -	1	7	12	20	36	47	26	- -	- -	- -
Common Equity/Total Assets	13.72	57.92	57	68.89	81.53	71.56	42.44	38.63	42.44	30.68	34.48	17.34	15.46	14.18	33.52
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	80.78	72.48	71.02	192.94	128.2	433.66	483.87	379.85	150.38
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	44.68	34.75	37.11	65.53	47.98	80.46	81.69	63.31	59.37
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	34.35	28	30.14	59.19	44.2	75.19	74.82	53.85	50.4
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	80.78	108.59	91.38	194.41	167.17	438.95	492.34	499.99	153.28
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	44.68	52.06	47.75	66.03	62.57	81.45	83.12	83.33	60.52
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	34.35	41.95	38.78	59.64	57.64	76.11	76.13	70.88	51.37
Net Debt to Equity	-100.15	-96.71	-105.35	-89.46	-85.83	-39.38	-44.21	78.23	69.38	121.03	87.71	248.71	335.68	333.08	108.28
Net Debt/Capital (%)	65,058.57	-2,935.21	1,967.53	-849.04	-605.77	-64.95	-79.23	43.89	39.33	48.84	41.55	62.93	66.86	66.35	48.12
EBITDA	-55	2	3	2	32	58	55	88	117	61	69	13	-14	69	86
EBITDA-CapEx	-55	2	3	2	32	56	55	88	117	61	69	13	-14	69	86
Operating Income (Loss)	-25	-6	8	10	28	52	58	69	80	-2	- -	-28	8	49	82

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	0.16	1.48	1.52	2.23	3.83	1.37	2.5	0.4	0.26	1.52	0.92	3.62	1.48	0.44	0.59
Current Ratio	1.06	2.25	2.21	3.1	4.55	2.11	2.97	0.89	0.82	2.65	1.36	5.02	2.6	0.99	1.67
Quick Ratio	0.18	1.69	1.74	2.58	4.38	1.99	2.86	0.75	0.75	2.32	1.27	4.63	2.21	0.85	1.39
CFO/Avg Current Liab	-0.51	1.33	0.12	-0.01	0.72	0.89	0.92	0.54	0.58	0.23	0.7	0.24	0.85	0.39	0.39
Common Equity/Total Assets	13.72	57.92	57	68.89	81.53	71.56	42.44	38.63	42.44	30.68	34.48	17.34	15.46	14.18	33.52
Long-Term Debt/Equity (%)	- -	- -	- -	- -	- -	- -	80.78	72.48	71.02	192.94	128.2	433.66	483.87	379.85	150.38
Long-Term Debt/Capital (%)	- -	- -	- -	- -	- -	- -	44.68	34.75	37.11	65.53	47.98	80.46	81.69	63.31	59.37
Long-Term Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	34.35	28	30.14	59.19	44.2	75.19	74.82	53.85	50.4
Total Debt/Equity (%)	- -	- -	- -	- -	- -	- -	80.78	108.59	91.38	194.41	167.17	438.95	492.34	499.99	153.28
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	44.68	52.06	47.75	66.03	62.57	81.45	83.12	83.33	60.52
Total Debt/Total Assets (%)	- -	- -	- -	- -	- -	- -	34.35	41.95	38.78	59.64	57.64	76.11	76.13	70.88	51.37
CFO/Total Liabilities	-38.4	368.51	10.38	-1.17	61.41	58.71	24.77	20.13	26.38	4.68	15.81	4.33	9.96	9.45	12.85
CFO/CapEx	- -	- -	- -	- -	- -	26.61	19,746.2	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	12.09	9.13	11.44	12.65	11.69	10.79	13.03	10.59	10.82	8.95	11.72	10.9	9.75	11.79	10.72
Days Sales Outstanding	30.2	39.97	31.9	28.86	31.22	33.83	28.01	34.48	33.74	40.78	31.15	33.48	37.45	30.97	34.03
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	46	80	92	86	207	91	369	105	60	170	251	299	112	107	81
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	- -	- -	- -	238	376	368	709	749	913	611	544	440
Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Capital	45	83	87	96	241	231	533	722	770	1,074	1,197	1,121	735	653	726
Total Debt/Capital (%)	- -	- -	- -	- -	- -	- -	44.68	52.06	47.75	66.03	62.57	81.45	83.12	83.33	60.52
Total Debt / EV	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	55	77	139	167	254	384	618	765	1,107	910	1,098	985	673	900	1,117
TTM EBITDA	-55	2	3	2	32	58	55	88	117	61	69	13	-14	69	86
TTM Operating Income	-25	-6	8	10	28	52	58	69	80	-2	- -	-28	8	49	82
TTM Cash Flow to Firm	- -	- -	- -	- -	- -	54	104	- -	- -	- -	175	- -	- -	- -	- -
TTM Free Cash Flow to Firm	- -	- -	- -	- -	- -	52	104	- -	- -	- -	175	- -	- -	- -	- -

Multiples (USD)

Valuation Multiples API ChatGPT

No data availableFinancial data will appear here once available

Per Share Data Items (USD)

Per-Share Data API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Shares Outstanding	11	11	11	11	12	12	12	13	13	13	13	13	13	13	14
Diluted Weighted Avg Shares	11	11	11	11	13	13	14	14	15	13	14	13	13	13	14
Basic Weighted Avg Shares	11	11	11	11	12	12	12	13	13	13	13	13	13	13	14
Revenue per Share	4.97	6.85	12.62	14.96	22.08	32.54	51.72	61.17	86.22	69.96	83.23	76.99	51.97	67.84	82.25
EBITDA per Share	-5.02	0.14	0.23	0.22	2.75	4.94	4.58	7.01	9.11	4.66	5.2	0.99	-1.07	5.19	6.36
Operating Income per Share	-2.28	-0.53	0.73	0.9	2.46	4.43	4.87	5.53	6.23	-0.15	0.02	-2.22	0.66	3.69	6.04
Basic EPS, GAAP	-5.41	4.12	0.36	0.84	4.17	2.33	1.3	7.72	1.39	-3.71	5.24	-14.69	-9.46	-3.14	11.14
Basic EPS from Cont Ops	-4.52	-0.2	-0.06	-0.04	4.46	2.64	1.63	8.74	3.07	-1.73	5.54	-14.69	-9.46	-3.14	11.14
Diluted EPS, GAAP	-5.41	4.12	0.36	0.84	3.83	2.15	1.14	6.85	1.22	-3.71	5.05	-14.69	-9.46	-3.14	10.76
Diluted EPS from Cont Ops	-4.52	-0.2	-0.06	-0.04	4.09	2.44	1.42	7.75	2.7	-1.73	5.34	-14.69	-9.46	-3.14	10.76
Dividend per Share	- -	1.01	- -	0.02	0.01	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	-9.98	19.63	0.62	-0.05	2.91	4.57	8.27	8.85	11.21	2.97	10.2	3.36	5.22	4.69	5.38
Free Cash Flow per Basic Share	-9.98	19.63	0.62	-0.05	2.91	4.4	8.27	8.85	11.21	2.97	10.2	3.36	5.22	4.69	5.38
Cash & Equivalents per Share	4.12	7.01	8.15	7.57	16.7	7.73	30.77	8.2	4.62	12.95	19.19	23.33	8.59	7.96	5.89
Book Value per Share	4.12	7.25	7.73	8.46	19.46	19.63	24.57	27.03	30.86	27.79	34.21	16.23	9.52	8.13	20.83
Tangible Book Value per Share	2.77	5.99	6.46	7.17	18.28	8.76	8.33	-16.22	-15.3	-14.01	-4.42	-21.11	-23.62	-23.6	-9.65