1. United States of America Stocks

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    Banks - Regional
Blue Foundry Bancorp

Blue Foundry Bancorp

BLFY
Blue Foundry BancorpUS flagNASDAQ Global Select
13.24
USD
- -
- -
274.88MMarket Cap

Income Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
46
28
45
55
44
39
49
+ Sales & Services Revenue
46
28
45
55
44
39
49
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
25
26
29
31
30
31
33
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-25
-26
-29
-31
-30
-31
-33
Operating Income (Loss)
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
-7
39
27
-3
7
12
10
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
-7
39
27
-3
7
12
10
Pretax Income
7
-39
-27
3
-7
-12
-10
- Income Tax Expense (Benefit)
2
-8
10
- -
- -
- -
- -
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
5
-32
-36
2
-7
-12
-10
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
5
-32
-36
2
-7
-12
-10
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
5
-32
-36
2
-7
-12
-10
- Preferred Dividends
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
5
-32
-36
2
-7
-12
-10
EBIT
- -
- -
- -
- -
- -
- -
- -
EBITDA
2
2
2
3
3
3
3
EBITDA Margin (%)
4.21
7
5.17
4.88
6.56
7.95
6.02
EBITA
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
12.04
-114.57
-80
4.4
-16.92
-30.27
-20.43
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
3
3
3
3
Basic Weighted Avg Shares
28
28
12
26
24
21
- -
Basic EPS, GAAP
0.2
-1.13
-2.99
0.09
-0.31
-0.55
- -
Basic EPS from Cont Ops
0.2
-1.13
-2.99
0.09
-0.31
-0.55
- -
Diluted Weighted Avg Shares
28
28
12
26
24
21
- -
Diluted EPS, GAAP
0.2
-1.13
-2.99
0.09
-0.31
-0.55
- -
Diluted EPS from Cont Ops
0.2
-1.13
-2.99
0.09
-0.31
-0.55
- -

Balance Sheet (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
328
561
518
355
330
340
145
+ Cash & Cash Equivalents
124
316
193
41
46
43
53
+ ST Investments
204
245
325
314
284
297
92
+ Accounts & Notes Receiv
5
6
5
7
8
8
9
+ Accounts Receivable, Net
5
6
5
7
8
8
9
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-334
-567
-524
-362
-337
-348
-155
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
32
44
54
56
58
53
49
+ Property, Plant & Equip
57
57
65
69
73
72
70
- Accumulated Depreciation
25
13
11
13
16
19
21
+ LT Investments & Receivables
218
252
348
348
317
330
328
+ LT Investments
218
252
348
348
317
330
328
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-250
-296
-402
-404
-375
-383
-377
+ Total Intangible Assets
15
- -
- -
- -
- -
- -
- -
+ Goodwill
15
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-266
-296
-402
-404
-375
-383
-377
Total Assets
1,854
1,943
1,914
2,043
2,045
2,061
2,168
+ Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
+ Accounts Payable
- -
- -
- -
- -
- -
- -
- -
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
- -
- -
- -
- -
- -
- -
- -
+ ST Debt
- -
- -
- -
- -
- -
- -
- -
+ ST Borrowings
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
+ Other ST Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
- -
- -
- -
- -
- -
- -
- -
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
297
355
212
338
424
365
324
+ LT Borrowings
297
329
186
310
398
340
301
+ LT Finance Leases
- -
26
27
27
27
25
23
+ Other LT Liabilities
-297
-355
-212
-338
-424
-365
-324
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-297
-355
-212
-338
-424
-365
-324
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
1,617
1,737
1,485
1,650
1,689
1,728
1,855
+ Preferred Equity and Hybrid Capital
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
1
1
282
280
274
278
281
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
1
1
282
279
274
277
281
- Treasury Stock
- -
- -
- -
12
40
60
76
+ Retained Earnings
237
206
169
172
164
152
142
+ Other Equity
-1
-1
- -
-25
-23
-19
-16
Equity Before Minority Interest
238
206
429
394
356
332
313
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
Total Equity
238
206
429
394
356
332
313
Total Liabilities & Equity
1,854
1,943
1,914
2,043
2,045
2,061
2,168
Shares Outstanding
28
28
26
28
25
23
21
Number of Employees
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
26
27
27
27
25
23
Net Debt
173
13
-8
269
351
297
248
Net Debt to Equity
72.75
6.3
-1.85
68.4
98.83
89.4
79.25
Tangible Common Equity Ratio
12.08
10.58
22.44
19.27
17.39
16.12
14.43
Current Ratio
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
5
-32
-36
2
-7
-12
-10
+ Depreciation & Amortization
2
2
2
3
3
3
3
+ Non-Cash Items
3
27
8
1
4
3
6
+ Stock-Based Compensation
- -
- -
1
2
4
4
4
+ Deferred Income Taxes
1
-6
9
- -
- -
- -
- -
+ Asset Impairment Charge
- -
15
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
2
18
-2
-1
- -
-1
2
+ Chg in Non-Cash Work Cap
-5
1
12
-3
-11
11
-7
+ (Inc) Dec in Accts Receiv
- -
- -
- -
-2
-1
- -
-1
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
-5
2
11
-2
-11
11
-5
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
5
-1
-14
3
-12
5
-8
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-2
-7
-12
-5
-6
- -
- -
+ Acq of Fixed Prod Assets
-2
-7
-12
-5
-6
- -
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
251
-15
-36
-19
-16
+ Increase in Capital Stock
- -
- -
251
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
-15
-36
-19
-16
+ Net Change in LT Investment
-88
-29
-102
-38
35
-11
13
+ Dec in LT Investment
40
99
86
53
51
79
146
+ Inc in LT Investment
-129
-129
-188
-91
-16
-89
-133
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
33
138
9
-263
-19
-19
-106
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-58
101
-105
-306
10
-30
-93
+ Dividends Paid
- -
- -
- -
- -
- -
- -
- -
+ Net Cash From Debt
100
32
-144
125
87
-58
-38
+ Cash From Debt
540
621
584
1,423
2,292
1,006
1,787
+ Repayments of Debt
-440
-588
-728
-1,298
-2,205
-1,064
-1,826
+ Other Financing Activities
41
60
-110
42
-44
99
166
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
142
92
-4
151
7
21
112
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
90
192
-123
-152
5
-4
11
EBITDA
2
2
2
3
3
3
3
EBITDA Margin (%)
4.21
7
5.17
4.88
6.56
7.95
6.02
Free Cash Flow
3
-9
-26
-3
-18
5
-8
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
3
- -
- -
-3
- -
- -
- -
Free Cash Flow to Equity
- -
24
-170
122
69
-53
-47
Free Cash Flow per Basic Share
0.12
-0.31
-2.14
-0.1
-0.74
0.23
- -
Price/Free Cash Flow
- -
- -
-79.49
41.46
-35.34
40.49
- -
Cash Flow to Net Income
0.99
0.04
0.39
1.16
1.64
-0.43
0.8
Capital Expenditures
-2
-7
-12
-5
-6
- -
- -