Banca Mediolanum S.p.A.

Banca Mediolanum S.p.A.

BNMDF
Banca Mediolanum S.p.A.US flagOther OTC
21.65
USD
- -
- -
16.00BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.65
8.04
6.18
4.93
4.55
2.85
7.88
4.23
8.69
1.91
2.59
3.28
3.3
2.56
Basic EPS, GAAP
0.45
0.44
0.59
0.53
0.52
0.35
0.77
0.59
0.97
0.69
1.11
1.52
1.67
1.35
Free Cash Flow per Basic Share
1.73
0.29
0.35
-1.22
0.28
0.43
0.45
-0.03
1.15
3.04
-2.44
1.49
0.47
- -
Dividend per Share
0.18
0.3
0.28
0.3
0.44
0.4
0.41
- -
1.01
0.59
0.54
0.79
1.23
- -
Book Value per Share
0.55
0.54
1.41
1.35
1.33
1.17
1.59
1.41
1.79
1.5
1.92
2.33
2.49
- -
Tangible Book Value per Share
2.01
2.21
2.54
2.65
2.71
2.53
2.92
3.45
3.63
3.72
4.38
5.17
5.78
- -
Basic Weighted Avg Shares
740
737
738
737
735
733
733
734
736
737
741
737
739
739
Sales/Revenue/Turnover
7,141
5,926
4,563
3,637
3,346
2,092
5,775
3,109
6,397
1,411
1,918
2,419
2,440
1,893
Operating Margin (%)
7.62
7.64
12.3
12.34
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
22
22
26
33
36
37
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
337
321
439
394
380
256
565
434
713
507
822
1,120
1,238
995
Effective Tax Rate (%)
38.13
29.22
21.85
12.33
15.01
39.33
23.49
18.25
19.92
21.28
22.99
22.82
13.41
9.55
Profit Margin (%)
4.71
5.41
9.61
10.82
11.36
12.22
9.79
13.98
11.15
35.92
42.84
46.28
50.72
52.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
624
595
226
190
154
109
148
74
68
372
386
397
389
- -
Total Equity
1,651
1,813
2,070
2,151
2,209
2,061
2,343
2,739
2,883
2,948
3,455
4,026
4,494
- -
Return on Invested Capital (%)
13.81
12.33
17.15
15.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
80.65
79.7
61.22
38.73
38.5
27.85
55.94
39.49
60.73
41.87
64.98
71.25
69.57
235.67

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
739
739
- -
Market Capitalization
7,228
13,845
14,109

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
895
807
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.34%
10.58%
11.64%
Free Cash Flow
-557.83%
-991.85%
-68.39%
Net Income, GAAP
19.57%
28.83%
10.56%
Sales/Revenue/Turnover
15.49%
18.16%
0.87%
Total Cash Common Dividend
- -
39.82%
55.44%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
536
536
496
858
2,419
2025
548
547
544
802
2,440
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
- -
- -
- -
1.52
2025
0.33
- -
- -
- -
1.67
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.79
2025
- -
- -
- -
- -
1.23
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Massimo Antonio Doris
Full Time Employees
4,138
Sector
Financial Services
Industry
Banks - Regional
Address
Palazzo Meucci Basiglio MI Italy 20079
IPO Date
Jun 25, 2014
Business
Banca Mediolanum S.p.A. is an Italy-based financial services company founded in 1982 and headquartered in Basiglio, Italy. The company offers a comprehensive portfolio of products and services including current accounts; mortgages and loan products; credit, debit, and prepaid cards; savings and investment products including equities and bonds; trading services; insurance policies; pension and retirement fund management; wealth management; digital lending; guaranteed finance; factoring; and tax credit purchasing. It operates primarily in Italy, with operations also in Spain and Germany, with Italy generating the majority of revenue. The bank serves retail customers and wealth management clients through a multichannel distribution model. Recent major developments include strong business growth in 2025 with net commission income rising by 11% and total net inflows reaching €8.16 billion, a 14% increase year-on-year, driven by a 21% surge in net inflows into managed assets to €6.58 billion. The loan portfolio expanded significantly by 37% to €2.79 billion while maintaining credit quality. The bank raised its net interest income outlook for 2025 to around last year's level and increased its dividend guidance to €0.60 per share. Banca Mediolanum also sold its entire 29.1 million shares stake in Mediobanca in 2025 as part of strategic portfolio adjustments. The bank emphasizes growth in lending, asset gathering, and insurance, with a target for double-digit growth in net interest income and net inflows into managed assets between €8 billion and €8.5 billion for 2026. It maintains a strong cost-to-income ratio below 40%. Banca Mediolanum operates through several segments: Italy-Banking, Italy-Asset Management, Italy-Insurance, Italy-Other, Spain, and Germany. The company’s strategy focuses on personalized financial services and leveraging technological innovation to enhance client experience and operational efficiency. The firm continues to expand its credit solutions, investment products, and insurance offerings while fostering sustainable growth across its core business lines. Its strong performance and clear strategic direction reflect resilience and market leadership in the Italian retail banking and wealth management sectors.

Company News

APIChatGPT
  • Banca Mediolanum S.p.A. (BNCDY) Q1 2026 Earnings Call Transcript

  • Banca Mediolanum S.p.A. (BNCDY) Q4 2025 Earnings Call Transcript

  • Italy's Banca Mediolanum posts record annual net profit, up 11%

  • Banca Mediolanum (OTCMKTS:BNMDF) Stock Price Up 23.8% – Still a Buy?

  • Banca Mediolanum S.p.A. (BNCDY) Q3 2025 Earnings Call Transcript

  • Italy's Banca Mediolanum raises 2025 net inflows outlook

  • Banca Mediolanum selling its stake in Mediobanca via ABB process

  • Banca Mediolanum: High Dividend Yield And Countercyclical Revenues

  • Banca Mediolanum to back Mediobanca bid for Banca Generali on June 16

  • Banca Mediolanum sees no impact from Mediobanca bid for Banca Generali

  • Italy's Banca Mediolanum reports 10% rise in first quarter profit

  • Italy's Banca Mediolanum posts record net profit in 2024