Popular, Inc.

Popular, Inc.

BPOP
Popular, Inc.US flagNASDAQ Global Select
171.32
USD
-0.01
- -
10.94BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
20.6
12.74
18.73
16.45
18.58
23.33
25.02
26.28
30.5
39.09
36.87
39.09
45.08
48.87
Basic EPS, GAAP
5.8
-3.08
8.66
2.06
1.02
6.07
6.89
5.88
11.49
14.65
7.53
8.56
12.31
14.79
Free Cash Flow per Basic Share
7.6
7.99
5.28
4.81
5.63
7.58
6.39
7.2
11.46
12.12
6.67
6.44
10.08
12.33
Dividend per Share
0.04
0.04
0.19
0.64
0.94
1.04
1.2
1.56
1.74
2.15
2.23
2.52
2.92
3.02
Book Value per Share
44.26
40.76
48.79
49.6
49.51
53.88
62.42
71.3
74.48
56.66
71.03
79.71
94.75
100.38
Tangible Book Value per Share
36
34.45
40.14
41.22
41.37
45.2
53.52
61.66
63.18
42.04
56.81
64.68
78.4
83.5
Basic Weighted Avg Shares
103
103
103
103
102
101
97
86
81
75
72
72
68
65
Sales/Revenue/Turnover
2,116
1,310
1,929
1,699
1,895
2,359
2,424
2,257
2,478
2,937
2,644
2,799
3,047
3,198
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
58
57
58
59
58
63
67
65
64
58
62
60
55
57
Net Income, GAAP
599
-313
895
217
108
618
671
507
935
1,103
541
614
833
969
Effective Tax Rate (%)
- -
- -
- -
26.77
68.19
16.21
17.99
18.1
24.84
10.72
19.87
22.9
17.25
15.17
Profit Margin (%)
28.33
-23.93
46.43
12.75
5.68
26.2
27.69
22.45
37.72
37.54
20.47
21.95
27.35
30.3
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,585
1,712
1,663
1,575
1,536
1,256
1,287
1,400
1,162
1,049
1,140
1,023
892
846
Total Equity
4,626
4,267
5,105
5,198
5,104
5,435
6,017
6,029
5,969
4,093
5,147
5,613
6,249
6,433
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.79
-7.21
19.23
4.17
2.04
11.77
11.76
8.43
15.62
21.98
11.74
11.44
14.08
15.68

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
650
350
675
LT Borrowings
760
735
710
LT Finance Leases
132
135
136
Preferred Equity and Hybrid Capital
22
22
22
Shares Outstanding
66
65
64
Market Capitalization
8,183
8,675
10,486

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
25,574
26,744
29,634
Accounts Receivable, Net
- -
1
8
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,112
736
482
ST Debt
650
350
675
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.11%
2.74%
11.33%
Free Cash Flow
6.61%
8.98%
47.62%
Net Income, GAAP
43.27%
20.14%
35.65%
Sales/Revenue/Turnover
5.3%
6.61%
8.87%
Total Cash Common Dividend
42.89%
8.41%
9.55%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
680
696
702
720
2,799
2025
720
762
779
786
3,047
2026
797
837
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.43
2.47
2.16
2.51
8.56
2025
2.56
3.09
3.15
3.54
12.31
2026
3.78
4.35
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.63
0.63
0.64
2.52
2025
0.72
0.72
0.72
0.77
2.92
2026
0.77
0.77
- -
- -
- -

Company Description

CEO
Javier D. Ferrer-Fernández
Full Time Employees
9,238
Sector
Financial Services
Industry
Banks - Regional
Address
209 Muñoz Rivera Avenue San Juan PR Puerto Rico 00918
IPO Date
Mar 17, 1980
Business
Popular, Inc. (NASDAQ: BPOP) operates as a leading financial holding company providing retail, mortgage, and commercial banking products and services through its principal subsidiaries in Puerto Rico, the United States mainland, and the British Virgin Islands; core offerings include savings accounts, NOW accounts, money market accounts, interest-bearing demand deposits, non-interest bearing demand deposits, and certificates of deposit; commercial and industrial loans, commercial multi-family loans, commercial real estate loans, residential mortgage loans, consumer loans such as personal loans, credit cards, automobile loans, home equity lines of credit, construction loans, and lease financing for automobiles and equipment; investment banking, auto and equipment leasing and financing, broker-dealer services, insurance services, debit cards, and online banking platforms. Banco Popular de Puerto Rico (BPPR), the largest bank in Puerto Rico by assets and deposits, delivers these services via an extensive branch and ATM network across Puerto Rico and the U.S. Virgin Islands, complemented by mortgage banking operations nationwide; Popular Bank, the U.S. subsidiary chartered in New York, serves retail, private banking, commercial lending, mortgage services, association lending, healthcare financing, and middle market banking clients through branches in New York, New Jersey, and Florida, with 24/7 digital banking and access to over 55,000 ATMs via the Allpoint network. Founded in 1893 and headquartered at 209 Muñoz Rivera Avenue in Hato Rey, Puerto Rico, the company ranks among the top 50 U.S. bank holding companies by total assets and employs approximately 9,200 people. Recent capital actions include an increase in the quarterly common stock dividend from $0.70 to $0.75 per share effective with the Q4 2025 payout, subject to board approval, alongside a new $500 million common stock repurchase program announced in July 2025, supplementing the prior $500 million 2024 program with $32.8 million remaining as of mid-July 2025; strong loan growth persisted into Q2 2025, with $931 million added across portfolios, driven by $681 million at BPPR in commercial and construction lending—including a $265 million toll roads financing retention—and $251 million at Popular U.S. in similar categories.

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