1. India Stocks

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    Specialty insurance
General Insurance Corporation of India

General Insurance Corporation of India

319.70
INR
-10.10
(-3.06%)
50.60EPS
7.18P/E
637.20BMarket Cap
Nov 12Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
98.67
100.87
111.59
181.64
250.58
259.49
298.31
278.77
293.47
275.55
265.33
289
312.43
306.19
Basic EPS, GAAP
13.87
16.48
16.09
21.35
18.13
15.72
-1.06
11.35
13.6
39.37
38.11
42.36
55.08
50.6
Free Cash Flow per Basic Share
16.28
14.83
34.03
45.92
50.84
43.11
49.1
75.68
51.5
66.05
63.49
- -
- -
- -
Dividend per Share
3.35
1.89
3.08
5
5.77
6.75
6.75
- -
- -
2.25
7.2
- -
- -
- -
Book Value per Share
77.83
91.34
104.98
172.24
186.92
193.19
155.01
185.04
205.24
257.55
314.96
350.55
401.74
422.47
Tangible Book Value per Share
77.83
91.12
104.76
172.09
186.76
193.04
154.86
184.88
205.09
257.39
314.8
350.34
401.51
422.32
Basic Weighted Avg Shares
1,754
1,754
1,754
1,720
1,735
1,754
1,754
1,754
1,754
1,754
1,754
1,754
1,754
1,754
Sales/Revenue/Turnover
173,103
176,969
195,766
312,418
434,772
455,258
523,353
489,075
514,873
483,422
465,496
507,023
548,130
537,061
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
52
87
95
99
78
144
183
150
137
97
119
146
63
- -
Net Income, GAAP
24,331
28,910
28,234
36,717
31,455
27,576
-1,865
19,916
23,863
69,073
66,858
74,319
96,624
88,755
Effective Tax Rate (%)
- -
1.04
10.98
13.16
11.98
31.55
- -
40.54
41.44
18.1
17.88
23.4
21.37
23.02
Profit Margin (%)
14.06
16.34
14.42
11.75
7.23
6.06
-0.36
4.07
4.63
14.29
14.36
14.66
17.63
16.53
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
8
Total Equity
136,541
160,242
184,178
302,186
327,927
338,937
271,954
324,634
360,078
451,847
552,566
614,997
704,808
741,183
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
19.69
16.4
15.12
10.01
8.34
- -
6.8
7.08
17.18
13.45
12.82
14.72
12.64
Return on Common Equity (%)
- -
19.48
16.4
15.1
9.98
8.27
-0.61
6.68
6.97
17.01
13.31
12.73
14.64
12.64

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
14
- -
8
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,754
1,754
1,754
Market Capitalization
667,725
636,058
637,198

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
268,971
292,348
296,095
Accounts Receivable, Net
- -
105,255
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.02%
16.92%
14.6%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-102.42%
49.45%
30.01%
Sales/Revenue/Turnover
12.43%
2.5%
8.11%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
128,649
122,643
113,740
131,757
507,023
2026
146,205
131,066
126,694
134,586
548,130
2027
144,715
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
7.98
10.58
9.56
14.24
42.36
2026
14.42
16.38
9.84
14.44
55.08
2027
9.94
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Hitesh Rameshchandra Joshi
Full Time Employees
465
Sector
Finance
Industry
Specialty insurance
Address
Suraksha Mumbai MA India 400020
IPO Date
Oct 25, 2017
Website
gicre.in
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Business
General Insurance Corporation of India General Insurance Corporation of India (GIC Re) is India's national reinsurer, providing reinsurance support to direct general insurers domestically and internationally. Incorporated on 22 November 1972 and headquartered in Mumbai, the company operates as the sole domestic reinsurer, offering a comprehensive portfolio of products including fire, marine cargo, marine hull, motor, health, agriculture, engineering, aviation, liability, personal accident, miscellaneous, and life reinsurance; it serves clients across approximately 140 countries with significant presence in SAARC, Southeast Asia, the Middle East, and Africa. GIC Re maintains subsidiaries in South Africa, Russia, and the United Kingdom, along with associate companies in Bhutan and Singapore, and ranks as the 16th largest global reinsurer by gross premiums. Recent developments include a strategic partnership with MIC Global announced in September 2024 to deliver digital reinsurance solutions for India's insurance providers, enhancing embedded micro-insurance offerings; operational launch of its Lloyd's of London syndicate (GIC 1947) to expand international business toward a targeted 60:40 domestic-to-international portfolio ratio; and ongoing efforts to boost global presence amid competitive pressures from foreign reinsurers like Munich Re and Swiss Re, while the Indian government considers divesting up to 10% stake to meet public shareholding norms.